USDA Vs. FHA your options comparison in Molalla, Clackamas County, OR
In 2026, the USDA loan limit for Molalla in Clackamas county, OR, is $478,400. The FHA limit for a single-family house is $672,750.
Take advantage of the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA rates. You can determine the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, helping you decide on the best program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Molalla, Clackamas County, OR
Type of Loan
Loan Limit
Down Payment
USDA
$478,400
0%
FHA
$672,750
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Molalla, OR
At Lendersa®, our objective is to swiftly connect you with the optimal USDA or FHA loan, minimizing hassle. Choose one of three entry points that sync you with potential lenders and align with USDA loan programs.
A USDA home loan, supported by the government Department of Agriculture, is often referred to as the USDA rural development loan or mortgage. These loans are available solely in rural areas, offering no down payment, unlike FHA loans which require a minimum down payment of 3.5%.
At Oregon Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
Advantage Mortgage was founded on the principle that big bank/retail lending, was not the best way to serve clients. On August 1st, 2018, our Canby office opened and a new path was forged in Mortgage Lending. As Independent Mortgage Brokers, we supply our customers with smarter and more financially sound solutions in home lending.
Lewis & Clark Bankerpreneurs share the entrepreneurial spirit with their clients who also own and have started their own businesses. Growth is a goal. But, more importantly, to be the resource and destination for small businesses who want to expand and be woven into the business fabric of their communities.
Clackamas Federal Credit Union has been helping people and businesses like you, improve their lives. We’re a different type of financial institution that’s owned by its members, not corporate shareholders. We’re a not-for-profit dedicated to helping hard working people like you achieve your financial goals, faster.
Value Added Mortgage our clients see a difference. Focused on a Education, Communication and Customer first mentality our team works hard to deliver an exceptional experience in the home loan industry.Our mortgage experience is simple and streamlined with one goal – To Exceed Your Expectations.
Our mission is to help our clients get into homeownership and to assist clients with multiple properties on how to restructure them for the best financial outcome and their growth needs. We’ll work alongside you to save you time, stress and money, while making your home purchase a quick and simple process all at no cost to you.
HVmortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan
1913 Main Street, Suite 151, Oregon City, OR, 97045
Lends in Oregon
"We have helped thousands of families obtain the right mortgage to meet their needs. To help as many families as possible obtain their goal of homeownership and financial prosperity. Honesty, Integrity, Accountability, and Accuracy are the core principals of our business. Specializing in Conventional, FHA, USDA, VA, Rehab and Jumbo loans"
Edgewater Financial (a trade name of Prestige Mortgage Services Inc.) is located in Salem, OR, and is Oregon’s premier mortgage broker. We understand that taking out a loan is an important process, which is why we want to make it as easy for you as possible. Our dedicated staff will be able to help you get the best loan possible.
Pacific West Bank was founded in 2004 by a group of local business leaders who recognized that a strong banking relationship is a critical component to success. Their vision was to form a bank where clients felt known, understood and supported. We continue to use this as our guiding principal today as we write the next chapter of PWB.
