USDA VS FHA in Silverton, Marion County, OR

In 2025, the maximum USDA loan for Silverton, located in the county of Marion, OR is $336,500, whereas the FHA limit for a single-family residence is $483,000.

Leverage the Lendersa® USDA loan calculator to compare current USDA and FHA rates. Determine the necessary income, credit, reserves, and documents required for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, aiding you in selecting the ideal option for your financial scenario in .

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2025 Loan Limits and Down Payment Requirements in Silverton, Marion County, OR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $483,000 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Alternatives in Silverton, OR

The mission of Lendersa® is to promptly secure you the best USDA or FHA loan without hassle. Choose one of three ways to connect with the right lenders and USDA loan programs.

Lendersa USDA loan requests and matched outcomes

An Overview of USDA Loans in OR

The USDA home loan is guaranteed by the Department of Agriculture and is often referred to as the USDA rural development loan or mortgage. Exclusively available in rural areas, USDA loans require no down payment, unlike FHA loans, which demand a minimum down payment of 3.5%.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Willamette Falls Financial
  • 4800 SW Meadows Rd, Suite 300, Lake Oswego, OR, 97035
  • Willamette Falls Financial, professional mortgage company specializing in residential mortgages.At Willamette Falls Financial,we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan,we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Vantage Mortgage Group
  • 17040 Pilkington Rd, Suite 300, Lake Oswego, OR, 97035
  • Vantage Mortgage Group is one of the only independent mortgage firms in the Pacific Northwest today (serving Oregon and Washington consumers). Locally owned and operated in Lake Oswego, Oregon, Vantage has become a nationally recognized company from the impact made within the industry and unique consumer-focused platform. As many can imagine
  • Mann Mortgage Lake Oswego
  • 15540 Boones Ferry Rd, Lake Oswego, OR, 97035
  • Mann Mortgage is a family-owned company that emphasizes community relationships, honesty, and integrity. Since our founding in 1989 by Don Mann, Mann Mortgage has been dedicated to cultivating trust and practicing responsible lending principles. For 30 years As a company, we are committed to hometown values
  • Northwest Private Lending
  • 5335 Meadows Rd, Suite 380, Lake Oswego, OR, 97035
  • Northwest Private Lending is a Portland-based private lender specializing in hard money or “collateral based loans.” We have over 20-years of lending experience in Oregon and Washington. Our primary focus is to offer creative lending solutions to borrowers who either own real estate or seek to acquire new investment real estate.
  • Willamette Community Bank
  • 333 Lyon Street SE, Albany, OR, 97321
  • People's Bank was founded in 1998 with the belief that as a locally owned and managed community bank, we could do a better job delivering customized, high quality banking services and products to the Rogue Valley. Our experienced bankers know our community and its people and businesses. Policies and decisions are made locally and in a thoughtful an
  • Expert Mortgage Group
  • 420 1st Ave East, Suite B, Albany, OR, 97321
  • Expert Mortgage Group has been offering private mortgages and alternative real estate funding in Oregon since 2008, with more than 600+ privately financed mortgage transactions of all types. Over that time we have seen just about everything there is to see in real estate projects and private lending and we’d love to work with you!
  • Platinum Mortgage Group
  • 220 6th Avenue SW, Albany, OR, 97321
  • Platinum Mortgage Group is a division of Finance of America Mortgage LLC |Equal Housing Opportunity | NMLS ID #1071 (www.nmlsconsumeraccess.org)| 300 Welsh Road, Building 5, Horsham, PA 19044 | (800) 355-5691 | Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act Questions, comments, concerns.
  • Central Willamette Credit Union
  • 7101 Supra Drive SW, Albany, OR, 97321
  • Central Willamette Credit Union story begins on October 5, 1955, at a mass meeting held under the sponsorship of Local 1141 when initial steps were taken to form a credit union for government employees in Linn County. Employees from the U.S. Bureau of Mines and the Albany and Lebanon.
  • Edgewater Funding Inc
  • 18270 South West Boones Ferry Road, Suite 4, Portland, OR, 97224
  • Edgewater Funding is your local Mortgage Broker. We specialize in Residential, Development and Commercial real estate lending. Construction, purchase, refinance, cash out, private money, and many other creative solutions to meet your needs. We are local and we know our market. Please call or email us with your lending needs and questions.
  • Westcorp Mortgage Group LLC
  • 14620 SW 126th Ave., Portland, OR, 97224
  • Westcorp is a local wholesale mortgage broker licensed to do business throughout Oregon & Washington. We have numerous lender partners that we use to shop low rate loan options personalized to our client's particular need and situation.Westcorp Mortgage Group is always on the lookout for mortgage loan officers who want what wholesale has to offer..
  • Northwest Reverse Mortgage
  • 10121 SE Sunnyside Rd, Suite 300, Clackamas, OR, 97015
  • We are committed to quality service through educating our clients about their options and providing solid information for you to make the optimal decision for your unique situation. With almost two decades in this industry, Jeff Foody started our mortgage brokerage Northwest Reverse Mortgage in Oregon in 2019.