USDA Vs. FHA Pro and Con comparison in Mount-Hood-Village, Clackamas County, OR

In 2025, the USDA loan limit in Mount-Hood-Village, located in Clackamas county, OR is $414,000. Meanwhile, the FHA limit for a single-family home is $517,500.

Utilize the Lendersa® USDA loan calculator to compare USDA and FHA rates today, determining the necessary income, credit, reserves, and documents to qualify. With our sophisticated mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side to help decide the best loan program in suited to your financial situation.

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2025 Loan Limits and Downpayment Needs in Mount-Hood-Village, Clackamas County, OR

Loan Type Loan Limit Down Payment
USDA $414,000 0%
FHA $517,500 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Mount-Hood-Village, OR

Lendersa® aims to efficiently secure the best USDA or FHA loan for you, without hassle. Choose from one of these three paths to match with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OR

Known as a USDA rural development loan or USDA mortgage, a USDA home loan is government-backed by the Department of Agriculture and accessible only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Precision Capital
  • 4710 Village Plaza Loop, Suite 100, Eugene, OR, 97401
  • At Precision Capital we strive to offer top-quality financial options for investing that provide results our clients love, as well as assisting borrowers secure the capital they need. Whether you’re looking for a hassle-free loan or you want to diversify your investment portfolio,
  • Northwest Community Credit Union
  • 545 E 8th Ave, Eugene, OR, 97401
  • As a credit union, our success is measured in member satisfaction, not profits. We understand that each member has their own dreams and aspirations, and that each person defines “wealth” in their own way. We are proud of the array of products and services we can offer to customize solutions that fit within your lifestyle and dreams.
  • Strategic Mortgage Solutions Inc
  • 911 Country Club Rd, Suite 390, Eugene, OR, 97401
  • We’re proud to be Eugene mortgage brokers that provide innovative mortgage solutions in not just Eugene, but all of Oregon. We help our clients tap into competitive mortgage lending markets and also find a greater diversity of lending programs. We’re able to offer these programs with superior terms and dedication to our clients.
  • Paramount Mortgage Company
  • 975 Willagillespie Rd, Suite 201, Eugene, OR, 97401
  • We are a local family owned and operated full-service mortgage brokerage serving all of Oregon since 1997. We have 48 years of combined experience in satisfying the mortgage needs for the people in our beautiful community. Our goal is to work closely with our clients to ensure that they find the best loan to fit their own personal needs
  • Eugene Mortgage Brokers
  • 1310 Coburg Rd, Suite 1, Eugene, OR, 97401
  • Eugene Mortgage Brokers We’re proud to be a broker, not a bank. It means we do the shopping and you get the best loan terms and advice. We are experts at what we do because we specialize in mortgages. We are locally owned and operated.broker, not a bank. It means we do the shopping and you get the best loan terms and advice
  • Stepping Stone Mortgage
  • 272 W. 11th Avenue, Eugene, OR, 97401
  • "Stepping Stone Mortgage where our Focus is on Friendly, Knowledgeable and Reliable Customer Service. We are locally owned and operated. Stepping Stone has built a strong reputation as an outstanding Eugene mortgage broker company. We have the best and most experienced residential mortgage brokers."
  • SELCO Community Credit Union
  • 299 E 11th Ave, Eugene, OR, 97401
  • When you open an account at SELCO, you become more than a customer—you’re a member-owner. SELCO is a not-for-profit financial institution that serves our members by providing affordable products and services.Since 1936, SELCO Community Credit Union has worked to develop life-long relationships with our members.
  • Welcome Home Loans
  • 1203 Willamette St, Suite 150, Eugene, OR, 97401
  • We have built a strong reputation as an outstanding mortgage brokerage, serving the lending needs of real estate professionals, builders, and individual home buyers throughout Oregon and Washington. We’re a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending
  • Gorilla Capital
  • 1342 High Street, Eugene, OR, 97401
  • Founded in 2006, Gorilla Capital is a privately held investment fund with a focus on distressed real estate. Through its own initiatives, and by providing select fix and flip real estate investors throughout the United States with the resources necessary to buy, remodel and sell distressed properties, Gorilla Capital is actively engaged in the revi