USDA and FHA Pro and Con in Mount-Hood-Village, Clackamas County, OR

In 2026, the USDA loan limit in Mount-Hood-Village, located in Clackamas county, OR is $414,000. Meanwhile, the FHA limit for a single-family home is $517,500.

Utilize the Lendersa® USDA loan calculator to compare USDA and FHA rates today, determining the necessary income, credit, reserves, and documents to qualify. With our sophisticated mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side to help decide the best loan program in suited to your financial situation.

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2026 Loan Limits and Downpayment Needs in Mount-Hood-Village, Clackamas County, OR

Loan Type Loan Limit Down Payment
USDA $414,000 0%
FHA $517,500 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Mount-Hood-Village, OR

Lendersa® aims to efficiently secure the best USDA or FHA loan for you, without hassle. Choose from one of these three paths to match with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OR

Known as a USDA rural development loan or USDA mortgage, a USDA home loan is government-backed by the Department of Agriculture and accessible only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Mount-Hood-Village Lenders

  • Clackamas County Bank
  • 38975 Proctor Blvd., Sandy, OR, 97055
  • Lends in Oregon
  • To be a locally owned, independent community bank, dedicated to delivering high-quality personalized banking services to our customers and to our communities while maintaining a sound, profitable investment for our shareholders. We are a full-service bank in the Sandy, Welches, Boring & Gresham area.

  • Stonebridge Mortgage Group Inc.
  • 3384 SW Miller Dr, Gresham, OR, 97080
  • Lends in Oregon
  • Stonebridge Mortgage Group can help you with your Reverse Mortgage or Real Estate Loan. When you’re in need of a Mortgage Broker or Loan Officer Stonebridge Mortgage Group has you covered. David H Steinbrugge, Independent Mortgage Broker, and I’m here to help you navigate the decision process.

  • Oregons Best Mortgage
  • 3054 SE Glacier Ave, Gresham, OR, 97080
  • Lends in Oregon
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Hood River Mortgage Group, LLC
  • 11 3rd Street, Suite 101, Hood River, OR, 97031
  • Lends in Oregon
  • Our mission at Hood River Mortgage Group is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them competitive low interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Rachel Moore
  • 750 NE Burnside, Gresham, OR, 97030
  • Lends in Oregon
  • We are a local family owned and operated mortgage brokerage serving Oregon for over 21 years. We believe that doing what’s right for our community is what has kept us in business for so long. We provide unparalleled customer service, and go above and beyond to ensure that our customers get the best possible loans.

  • Lewis & Clark Bank
  • 15960 S. Agnes Ave., Oregon City, OR, 97045
  • Lends in Oregon
  • Lewis & Clark Bankerpreneurs share the entrepreneurial spirit with their clients who also own and have started their own businesses. Growth is a goal. But, more importantly, to be the resource and destination for small businesses who want to expand and be woven into the business fabric of their communities.

  • Clackamas Federal Credit Union
  • 270 Warner Milne Road, Oregon City, OR, 97045
  • Lends in Oregon
  • Clackamas Federal Credit Union has been helping people and businesses like you, improve their lives. We’re a different type of financial institution that’s owned by its members, not corporate shareholders. We’re a not-for-profit dedicated to helping hard working people like you achieve your financial goals, faster.

  • Value Added Mortgage Group LLC
  • 19346 Auburn Drive, Oregon City, OR, 97045
  • Lends in Oregon
  • Value Added Mortgage our clients see a difference. Focused on a Education, Communication and Customer first mentality our team works hard to deliver an exceptional experience in the home loan industry.Our mortgage experience is simple and streamlined with one goal – To Exceed Your Expectations.

  • Turn Key Mortgage LLC
  • 207 8th Street, Oregon City, OR, 97045
  • Lends in Oregon
  • Our mission is to help our clients get into homeownership and to assist clients with multiple properties on how to restructure them for the best financial outcome and their growth needs. We’ll work alongside you to save you time, stress and money, while making your home purchase a quick and simple process all at no cost to you.

  • HILL VALLEY FINANCIAL SERVICES INC
  • 18080 S. Shiloh Lane, Oregon City, OR, 97045
  • Lends in Oregon
  • HVmortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan