In 2025, the USDA loan limit for Sandy, within Clackamas county, OR, stands at $478,400, while the FHA limit for a single-family home is $672,750.
Utilize the Lendersa® USDA loan calculator for a side-by-side comparison of today's USDA versus FHA rates, and determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans together, helping you identify the best program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $478,400 | 0% |
| FHA | $672,750 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to deliver the best possible USDA or FHA loan swiftly and with minimal hassle. Start with one of three potential approaches to find matching lenders and USDA loan opportunities.
A USDA home loan, endorsed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans do not require any initial payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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