USDA and FHA Pro and Con in Wilsonville, Clackamas County, OR
For 2026, the USDA loan cap in Wilsonville, located in Clackamas county, OR, reaches $478,400. Meanwhile, the FHA limit for a single-family home is $672,750.
Utilize Lendersa®'s USDA loan calculator to contrast today's top USDA versus FHA rates, uncovering the income, credit score, reserves, and documentation essential for eligibility. Our advanced mortgage tool allows for a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you choose which program in best suits your financial needs.
2026 Loan Caps and Down Payment Prerequisites for Wilsonville, Clackamas, OR
Loan Type
Loan Limit
Down Payment
USDA
$478,400
0%
FHA
$672,750
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Wilsonville, OR
The intent of Lendersa® is to swiftly secure the optimal USDA or FHA loan without undue hassle. Begin with one of the three options to align with lenders and uncover USDA loan offerings.
USDA home loans, backed by the government Department of Agriculture and known as USDA rural development loans or USDA mortgages, are exclusively available in rural areas. Unlike FHA loans that demand a minimum 3.5% down payment, USDA loans require no down payment whatsoever.
Greater Oregon Mortgage Company offers a wide range of residential mortgage loan products to meet your financial needs and circumstances. Whether you’re a first-time buyer or seasoned investment property owner, I’m here to guide you through the process. Feel free to contact me so we can discuss what loan programs are best for your situation.
25195 SW Parkway Ave, Suite 204, Wilsonville, OR, 97070
Lends in Oregon
Kahren Oxner Helping her clients realize their dreams of homeownership, has been my passion for over 21 years. Kahren will be forever grateful to the amazing mentors and leadership opportunities I’ve had along the way, and am humbled as a Senior Loan Officer at UMortgage, to be able to do the same for our team in return.
9450 South West Commerce Circle, Suite 401, Wilsonville, OR, 97070
Lends in Oregon
Tom Griffith and team have a combined experience of 50 years in the mortgage industry and felt there was a better way to facilitate a clients needs without eliminating inefficacies in the communication process. Borrow Smart Mortgage takes this into account by leveraging strategies to make the home buying process quick and affordable.
Since our start in 1955 by the steamfitters’ union, United Trades Federal Credit Union in the Pacific Northwest has been devoted to skilled trades unions workers. We’re like other credit unions in that we serve a defined “field of membership, ” but where we do differ is in how we serve them.
Our purpose is to inspire the world of homeowners. We are committed to making our clients and partners feel safe and secure throughout the loan process. We do this by emphasizing the importance of great communication, education, and responsiveness in today’s mortgage and real estate world.
We are locally owned, operated and licensed in Oregon, Washington and California. Our mortgage brokers use lending services from hundreds of wholesale banks and mortgage companies. We continually update our database to stay ahead of our competitors. At Value Mortgage Inc., value each and every one of our clients
Pacific West Bank was founded in 2004 by a group of local business leaders who recognized that a strong banking relationship is a critical component to success. Their vision was to form a bank where clients felt known, understood and supported. We continue to use this as our guiding principal today as we write the next chapter of PWB.
1800 Blankenship Road, Suite 206, West Linn, OR, 97068
Lends in Oregon
Approved has partnered with industry leading wholesale mortgage lenders and real estate professionals to offer an exclusive lending and realty experience. Combining Real Estate and Mortgage services to provide you with a streamlined, efficient, customized experience. We have over 40 years of combined experience dealing with Mortgage lending.
18270 South West Boones Ferry Road, Suite 4, Portland, OR, 97224
Lends in Oregon
Edgewater Funding is your local Mortgage Broker. We specialize in Residential, Development and Commercial real estate lending. Construction, purchase, refinance, cash out, private money, and many other creative solutions to meet your needs. We are local and we know our market. Please call or email us with your lending needs and questions.
Westcorp is a local wholesale mortgage broker licensed to do business throughout Oregon & Washington. We have numerous lender partners that we use to shop low rate loan options personalized to our client's particular need and situation.Westcorp Mortgage Group is always on the lookout for mortgage loan officers who want what wholesale has to offer..
