USDA Vs. FHA Pro and Con comparison in Wilsonville, Clackamas County, OR

For 2026, the USDA loan cap in Wilsonville, located in Clackamas county, OR, reaches $478,400. Meanwhile, the FHA limit for a single-family home is $672,750.

Utilize Lendersa®'s USDA loan calculator to contrast today's top USDA versus FHA rates, uncovering the income, credit score, reserves, and documentation essential for eligibility. Our advanced mortgage tool allows for a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you choose which program in best suits your financial needs.

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2026 Loan Caps and Down Payment Prerequisites for Wilsonville, Clackamas, OR

Loan Type Loan Limit Down Payment
USDA $478,400 0%
FHA $672,750 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Wilsonville, OR

The intent of Lendersa® is to swiftly secure the optimal USDA or FHA loan without undue hassle. Begin with one of the three options to align with lenders and uncover USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OR

USDA home loans, backed by the government Department of Agriculture and known as USDA rural development loans or USDA mortgages, are exclusively available in rural areas. Unlike FHA loans that demand a minimum 3.5% down payment, USDA loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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