USDA Loan Vs. FHA loan pro & con Wilsonville, Clackamas County, OR

For 2025, the USDA loan cap in Wilsonville, located in Clackamas county, OR, reaches $478,400. Meanwhile, the FHA limit for a single-family home is $672,750.

Utilize Lendersa®'s USDA loan calculator to contrast today's top USDA versus FHA rates, uncovering the income, credit score, reserves, and documentation essential for eligibility. Our advanced mortgage tool allows for a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you choose which program in best suits your financial needs.

USDA and FHA Loan Opportunities in Wilsonville, OR

The intent of Lendersa® is to swiftly secure the optimal USDA or FHA loan without undue hassle. Begin with one of the three options to align with lenders and uncover USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OR

USDA home loans, backed by the government Department of Agriculture and known as USDA rural development loans or USDA mortgages, are exclusively available in rural areas. Unlike FHA loans that demand a minimum 3.5% down payment, USDA loans require no down payment whatsoever.

Get top 10
USDA LENDERS
customized to yout needes

(503) 631-3311 Lender's profile and map Reviews HILL VALLEY FINANCIAL SERVICES INC 18080 S. Shiloh Lane, Oregon City, OR, 97045 HVmortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan
(971) 235-4196 Lender's profile and map Reviews Scouters Mortgage 1913 Main Street, Suite 151, Oregon City, OR, 97045 "We have helped thousands of families obtain the right mortgage to meet their needs. To help as many families as possible obtain their goal of homeownership and financial prosperity. Honesty, Integrity, Accountability, and Accuracy are the core principals of our business. Specializing in Conventional, FHA, USDA, VA, Rehab and Jumbo loans"
(800) 238-9202 Lender's profile and map Reviews Financial Services Unlimited, Inc. 11950 SW 2nd Street, Beaverton, OR, 97005 Financial Services Unlimited, Inc provides loan origination for manufactured homes in CAL, OR, WA & TX. We have been operating for over 20 years across the entire nation but have now focused in the above-mentioned regions. Only chattel loan financing is provided, specifically for homes in leased communities or on leased private land
(503) 314-4906 Lender's profile and map Reviews Prestige Residential Loans LLC 4970 Southwest Griffith Dr, Suite 205, Beaverton, OR, 97005 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with low interest rates and closing costs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(503) 445-6033 Lender's profile and map Reviews PDX Home Loan 4640 SW Macadam Ave, Suite 90, Portland, OR, 97239 Finding and financing your home is a huge investment in time and money. Your home equity should enhance your financial future. Not be a burden. Unfortunately, most home owners miss out on wealth-building opportunities because the industry just isn’t set up to help them make smart borrowing decisions.
(503) 705-5014 Lender's profile and map Reviews Schmidt Home Loans 4700 S Macadam Avenue, Portland, OR, 97239 Kevin Schmidt has been in the mortgage business since 1993. A native Oregonian, Kevin grew up in Southern Oregon and graduated from the University of Oregon where he received his Bachelor’s Degree in Finance and Marketing. Kevin prides himself on providing the expertise needed in today’s environment, excellent service,
(503) 223-6166 Lender's profile and map Reviews Summit Mortgage Corporation 4700 S Macadam Avenue, Portland, OR, 97239 Summit Mortgage Corporation has been embedded in the Pacific Northwest since 1997. We like to consider ourselves locals and pride ourselves on that fact. We’re locally owned and operated, so we understand what matters to people who live here. We’re also connected to mortgage banking resources nationwide.
(503) 221-0064 Lender's profile and map Reviews Associated Mortgage Group, Inc. 5200 S Macadam Avenue, Suite 200, Portland, OR, 97239 Associated Mortgage Group, Inc. d/b/a Associated Mortgage Brokers is a privately owned mortgage broker firm founded in 1989 based on the premise that our customers want to work with experienced professionals who provide them with multiple loan programs for residential home mortgage loans.
(503) 690-1970 Lender's profile and map Reviews Altamont Mortgage Funding, Inc 4380 SW Macadam Ave, Suite 125, Portland, OR, 97239 Altamont Mortgage Funding, NMLS #221360, understands that the mortgage loan process doesn’t have to be a long and daunting experience. Our team is dedicated to individualized customer attention while making the mortgage loan process easier to understand so your financial goals are met.
(503) 997-2545 Lender's profile and map Reviews Phil Lyman 9755 SW Barnes Road, Suite 470, Portland, OR, 97225 Phil Lyman in 2018 after spending more than seventeen years doing residential loans. Prior to that, Phil earned a BS in Sociology from Portland State University. For several years, Phil specialized in working with clients buying investment properties. Phil Lyman licensed in Oregon, Washington, Idaho and California.
(503) 210-2500 Lender's profile and map Reviews Alliance Capital Partners Corp 4535 SW Laurelwood Avenue, Portland, OR, 97225 Alliance Capital Partners is dedicated to helping clients achieve their financial goals by offering multiple loan programs which are identified per individual transaction need. We are a service based company, and want to focus on facilitating a positive experience for each client. Rather than having to deal with a major bank on your own.
503-225-0300 Lender's profile and map Reviews Iron Bridge Lending 9755 SW Barnes Road, Suite 420, Portland, OR, 97225 Iron Bridge was established amidst the ashes of the housing crisis of 2009 to fill a gap in funding sources for residential rehabilitation and new construction projects. Ever since, we have achieved year on year success in servicing the needs of our borrowers, and providing our investors with attractive returns.