USDA and FHA Pro and Con in Wilsonville, Clackamas County, OR

For 2025, the USDA loan cap in Wilsonville, located in Clackamas county, OR, reaches $478,400. Meanwhile, the FHA limit for a single-family home is $672,750.

Utilize Lendersa®'s USDA loan calculator to contrast today's top USDA versus FHA rates, uncovering the income, credit score, reserves, and documentation essential for eligibility. Our advanced mortgage tool allows for a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you choose which program in best suits your financial needs.

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2025 Loan Caps and Down Payment Prerequisites for Wilsonville, Clackamas, OR

Loan Type Loan Limit Down Payment
USDA $478,400 0%
FHA $672,750 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Wilsonville, OR

The intent of Lendersa® is to swiftly secure the optimal USDA or FHA loan without undue hassle. Begin with one of the three options to align with lenders and uncover USDA loan offerings.

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Understanding USDA Loans in OR

USDA home loans, backed by the government Department of Agriculture and known as USDA rural development loans or USDA mortgages, are exclusively available in rural areas. Unlike FHA loans that demand a minimum 3.5% down payment, USDA loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 94 Silver Street, Waterville, ME, 04901
  • New Dimensions FCU began in 1956 and was known then as Notre Dame Waterville Federal Credit Union. Our mission was simple – to provide excellent financial services to members of Notre Dame Church in Waterville. Our charter was comprised of members of the parish of Notre Dame Church and on August 27, 1956.
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  • BankNewport is proud to be your community bank. Founded in 1819, we are one of the oldest mutual savings banks not only in Rhode Island, but in the entire United States. Currently holding $1.6 Billion in assets, BankNewport is an FDIC-insured savings bank and a subsidiary of the Mutual Holding Company, OceanPoint Financial Partners, MHC.
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