USDA and FHA Pro and Con in Aloha, Washington County, OR
For 2026, the USDA loan limit within Aloha, in the county of Washington, OR, is defined as $478,400. Meanwhile, the FHA limit for a single-family home is set at $672,750.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA against FHA rates. Determine the income, credit score, reserves, and necessary documents needed for qualification. Our advanced calculator displays USDA, FHA, Conforming, and VA options side by side, helping you to choose the best fit for your financial situation in .
2026 Loan Limits and Downpayment Requirements in Aloha, County of Washington, OR
Loan Type
Loan Limit
Down Payment
USDA
$478,400
0%
FHA
$672,750
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Aloha, OR
The objective of Lendersa® is to swiftly connect you with the best USDA or FHA loan available, without unnecessary complication. Select one of three options to identify lenders and suitable USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is available only in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires no down payment.
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