USDA Vs. FHA your options comparison in Oak-Hills, Washington County, OR

In 2026, the USDA loan limit for Oak-Hills, situated in the county of Washington, OR, is set at $414,000, while the FHA limit for a single-family home is $517,500.

Leverage the Lendersa® USDA loan calculator to contrast current USDA and FHA rates and establish the necessary income, credit status, reserves, and documents for eligibility. Our sophisticated mortgage calculator juxtaposes USDA, FHA, Conforming, and VA options, assisting you in selecting the optimal program in tailored to your financial needs.

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2026 Overview of Loan Caps and Down Payment Necessities in Oak-Hills, Washington County, OR

Loan Type Max Loan Amount Down Payment Percentage
USDA $414,000 0%
FHA $517,500 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Lending Options in Oak-Hills, OR

The mission of Lendersa® is to swiftly connect you with the finest USDA or FHA loan with ease. Start with any of three avenues that facilitate matching with lenders and USDA loan offerings.

Lendersa's USDA loan application and results matches

Explaining USDA Loans in OR

A USDA home loan, secured by the U.S. Department of Agriculture, often referred to as the USDA rural development loan or mortgage, is offered exclusively in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans demand no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Trailhead Mortgage
  • 50 Jordan Lane, Erie, CO, 80516
  • With Trailhead Mortgage working for you, you’ll have access to wholesale mortgage rates from our partner network that you won’t find online. Our focus on eliminating the hassles of getting a mortgage results in a simplified digital process that keeps the loan moving forward. we bring a consultative, and creative approach to our relationships.

  • Evergreen National Bank
  • 28145 Highway 74, Evergreen, CO, 80437
  • Evergreen National Bank is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Credit Union of the Rockies
  • 1010 Johnson Road, Golden, CO, 80401
  • Credit Union of the Rockies is a member-owned, not-for-profit financial institution that provides financial services to people who have a common bond through occupation, association or community. We were established in 1937 to service the Farm Security Administration in Denver.We strive to enrich lives in our mountain communities while helping you.

  • On Tap Credit Union
  • 816 Washington Avenue, Golden, CO, 80401
  • On Tap Credit Union is a full-service financial institution with assets in excess of $360 million. With a robust online banking mobile platform as well as our Arvada and Golden branch locations, On Tap Credit Union has provided exceptional financial service to members for over 60 years.

  • Colorado Unified Lending
  • 2801 Youngfield St, Suite 300, Golden, CO, 80401
  • Colorado Unified Lending is committed to finding the right mortgage product for your needs. We understand that every borrower is unique, and we offer a variety of products to meet your individual requirements. We make securing a mortgage simple and straightforward by offering you the latest in financial tools to enable you.

  • TLJmortgage LLC
  • 1898 Denver West Ct, Suite 1225, Golden, CO, 80401
  • Tljmortgage LLC is a Colorado Limited-Liability Company filed On October 10, 2012. The company's filing status is listed as Good Standing and its File Number is 20121565463.

    The Registered Agent on file for this company is Teree L Johnson and is located at 1898 Denver West Ct Suite #1225, Golden, CO 80401.

  • Colorado Real Estate Brokers, Inc.
  • 6343 W 120th Ave, Suite 110, Broomfield, CO, 80020
  • Colorado Real Estate Brokers, we aim to offer our clients not only exceptional service, but also unparalleled results. We focus on Commercial Real Estate Sales & Leasing along the Front Range and have over 25 years combined experience and My goal as the owner of a real estate brokerage.

  • DNL Mortgage Authority Inc
  • 1064 E 17th Ave, Broomfield, CO, 80020
  • At DNL Mortgage Authority Inc., where we specialize in residential mortgages. At DNL Mortgage Authority Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.