USDA Vs. FHA your options comparison in Oak-Hills, Washington County, OR
In 2025, the USDA loan limit for Oak-Hills, situated in the county of Washington, OR, is set at $414,000, while the FHA limit for a single-family home is $517,500.
Leverage the Lendersa® USDA loan calculator to contrast current USDA and FHA rates and establish the necessary income, credit status, reserves, and documents for eligibility. Our sophisticated mortgage calculator juxtaposes USDA, FHA, Conforming, and VA options, assisting you in selecting the optimal program in tailored to your financial needs.
2025 Overview of Loan Caps and Down Payment Necessities in Oak-Hills, Washington County, OR
Loan Type
Max Loan Amount
Down Payment Percentage
USDA
$414,000
0%
FHA
$517,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Lending Options in Oak-Hills, OR
The mission of Lendersa® is to swiftly connect you with the finest USDA or FHA loan with ease. Start with any of three avenues that facilitate matching with lenders and USDA loan offerings.
A USDA home loan, secured by the U.S. Department of Agriculture, often referred to as the USDA rural development loan or mortgage, is offered exclusively in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans demand no down payment at all.
First Northern Bank & Trust Co, originally founded in 1907 as First National Bank of Palmerton, is the sole-subsidiary of Palm Bancorp, ( a unitary bank holding company). We are now a Fed-Member, State chartered bank with11 branches in four counties across Northeast Pennsylvania, including Monroe, Carbon, Lehigh and Northampton.
Homewood Federal Savings Bank is your neighborhood bank of choice in Southeast Baltimore and in the greater metropolitan area. In business since the early 1900’s, we pride ourselves on providing exceptional customer service with a smile. Whether you are a Highlandtown neighbor or a resident of Canton, Fells Point or Harbor East.
Self Reliance Baltimore Federal Credit Union was chartered on September 12, 1955 by dedicated volunteers who arrived in the United States after World War II. These immigrants integrated into established Ukrainian communities & in the early 1950’s founded the Self Reliance Association & started forming credit unions for people of Ukrainian descent.
At Howard Bank, business is always personal. It’s the difference between a good Banker and an exceptional one. We believe that outstanding service doesn’t come from a set of guidelines. It comes from understanding the connection you have with the people you serve. This is about building dreams and legacies.
Whether you’re looking to buy, build or refinance your home, our experienced mortgage professionals are here to help. Here at Preferred Home Loans, we offer a variety of loan options that can help you achieve home ownership with the speed and service you deserve. Plus, our mortgage professionals are dedicated to finding the right loan.
4333 Charles Crossing Drive, White Plains, MD, 20695
LBG (Led By God) Lending Servieces is a Christian and Veteran owned company. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
Secured Funding Corporation is a full-service mortgage brokerage firm specializing in FHA, Conventional, VA, and 203k residential loans. Our team of originators have years of valuable experience in the home loan industry and have built a reputation of excellent customer service that is exemplified by the number
Palmetto State Bank, headquartered in Hampton, South Carolina, was founded in 1907. We have grown from a bank with $2 million in assets located in Hampton, to a one half billion dollar institution with seven branches serving Beaufort, Allendale, and Hampton counties.
Our Board of Directors credit our exceptional growth to the fact
