USDA Vs. FHA Pro and Con comparison in Oak-Hills, Washington County, OR
In 2026, the USDA loan limit for Oak-Hills, situated in the county of Washington, OR, is set at $414,000, while the FHA limit for a single-family home is $517,500.
Leverage the Lendersa® USDA loan calculator to contrast current USDA and FHA rates and establish the necessary income, credit status, reserves, and documents for eligibility. Our sophisticated mortgage calculator juxtaposes USDA, FHA, Conforming, and VA options, assisting you in selecting the optimal program in tailored to your financial needs.
2026 Overview of Loan Caps and Down Payment Necessities in Oak-Hills, Washington County, OR
Loan Type
Max Loan Amount
Down Payment Percentage
USDA
$414,000
0%
FHA
$517,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Lending Options in Oak-Hills, OR
The mission of Lendersa® is to swiftly connect you with the finest USDA or FHA loan with ease. Start with any of three avenues that facilitate matching with lenders and USDA loan offerings.
A USDA home loan, secured by the U.S. Department of Agriculture, often referred to as the USDA rural development loan or mortgage, is offered exclusively in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans demand no down payment at all.
PierPoint Mortgage is a full-service mortgage company in Portland. We at PierPoint Mortgage pride ourselves on providing fast and friendly service to our clients. We have a wide range of resources to ensure that your home loan is processed as quickly as possible. We provide the most competitive rates.
1100 NW Murray Road, Suite 200, Portland, OR, 97229
Lends in Oregon
Sunset Science Park Federal Credit Union (SSPFCU) was chartered in 1960 by 8 people from Electro Scientific Industries (ESI). In 1977 the credit union’s field of membership was expanded to allow all employees located on Science Park Drive to join. Sunset Credit Union is governed by a Volunteer Board of Directors.
12670 Northwest Barnes Road, Suite 102, Portland, OR, 97229
Lends in Oregon
Mortgage Advocates Inc professional mortgage specialist, and I'm committed to being personal and intentional with you, the client. I fill out applications with you as opposed to leaving you to complete online forms by yourself and Because I gain business by referral, we have the same goal your happiness.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
15188 NW Central Dr, Suite 217, Portland, OR, 97229
Lends in Oregon
At Mortgage Experts, customers come first. Fast answers are a call away. Brokers are available. What is your biggest asset? For most Americans it's your home. What is your largest liability? For most Americans it your mortgage. If your answer was your home & mortgage? Then who your Mortgage Broker is becomes critical to your financial prosperity.
15455 Northwest Greenbrier Parkway, Suite 145, Beaverton, OR, 97006
Lends in Oregon
We believe nothing replaces old fashioned ‘one-on-one’ service with a local lender, with an office you can walk in to. In today’s busy world though, many need to get things going electronically while on the go. Others are in remote parts of the state and it is difficult to come in to the office.
1915 North East Stucki Avenue, Suite 400, Beaverton, OR, 97006
Lends in Oregon
We are dedicated to finding great loan options while offering some of the fastest turn times in the industry. Our commitment is to provide highly personalized service and helping you through every step of the loan process. We strive to make our customers feel like a family while providing exceptional customer service, speed and support.
Fairfield Financial Services, Inc. (NMLS number 260898) has been coordinating hard money loans in the Pacific Northwest (Oregon and Washington) since 1964. Our services have recently expanded to include Alaska, California, Colorado, Florida, Idaho, Georgia, Montana, Oklahoma, Texas, Nevada, New York, and Wyoming. We now have sources available to le
2301 Northwest Thurman Street, Suite C, Portland, OR, 97210
Lends in Oregon
CHA Mortgage Company is located in the Baxter Building on the corner of NW 23rd and Thurman. Parking is available for Baxter Building guests in spots marked ""Executive Suite Customers."" CHA Mortgage is a local mortgage broker with a mission to help Nurses, Teachers, Firefighters, Police Officers and Veterans with their home loans.
9755 SW Barnes Road, Suite 470, Portland, OR, 97225
Lends in Oregon
Phil Lyman in 2018 after spending more than seventeen years doing residential loans. Prior to that, Phil earned a BS in Sociology from Portland State University. For several years, Phil specialized in working with clients buying investment properties. Phil Lyman licensed in Oregon, Washington, Idaho and California.
