USDA VS FHA in Hillsboro, Washington County, OR

As of 2026, the loan limit for USDA in Hillsboro, within Washington county of OR, stands at $478,400. Meanwhile, the FHA limit for a single-family residence is $672,750.

The Lendersa® USDA loan calculator enables you to evaluate today's best rates between USDA and FHA options. It determines the necessary income, credit rating, reserves, and requisite documents for qualifying. Our comprehensive mortgage calculator provides a comparative analysis of USDA, FHA, Conforming, and VA loans, guiding your decision-making process to choose the best option in tailored to your financial circumstances.

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2026 Loan Limits and Downpayment Requirements in Hillsboro, County of Washington, OR

Loan Type Loan Limit Down Payment
USDA $478,400 0%
FHA $672,750 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Hillsboro, OR

At Lendersa®, we aim to connect you swiftly with the best possible USDA or FHA loans, ensuring a smooth process. Start with one of three pathways to locate matching lenders and appropriate USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in OR?

The USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan, is available in rural areas only. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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