USDA Vs. FHA your options comparison in Hillsboro, Washington County, OR
As of 2026, the loan limit for USDA in Hillsboro, within Washington county of OR, stands at $478,400. Meanwhile, the FHA limit for a single-family residence is $672,750.
The Lendersa® USDA loan calculator enables you to evaluate today's best rates between USDA and FHA options. It determines the necessary income, credit rating, reserves, and requisite documents for qualifying. Our comprehensive mortgage calculator provides a comparative analysis of USDA, FHA, Conforming, and VA loans, guiding your decision-making process to choose the best option in tailored to your financial circumstances.
2026 Loan Limits and Downpayment Requirements in Hillsboro, County of Washington, OR
Loan Type
Loan Limit
Down Payment
USDA
$478,400
0%
FHA
$672,750
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Hillsboro, OR
At Lendersa®, we aim to connect you swiftly with the best possible USDA or FHA loans, ensuring a smooth process. Start with one of three pathways to locate matching lenders and appropriate USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan, is available in rural areas only. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans need no down payment.
15455 Northwest Greenbrier Parkway, Suite 145, Beaverton, OR, 97006
Lends in Oregon
We believe nothing replaces old fashioned ‘one-on-one’ service with a local lender, with an office you can walk in to. In today’s busy world though, many need to get things going electronically while on the go. Others are in remote parts of the state and it is difficult to come in to the office.
1915 North East Stucki Avenue, Suite 400, Beaverton, OR, 97006
Lends in Oregon
We are dedicated to finding great loan options while offering some of the fastest turn times in the industry. Our commitment is to provide highly personalized service and helping you through every step of the loan process. We strive to make our customers feel like a family while providing exceptional customer service, speed and support.
Fairfield Financial Services, Inc. (NMLS number 260898) has been coordinating hard money loans in the Pacific Northwest (Oregon and Washington) since 1964. Our services have recently expanded to include Alaska, California, Colorado, Florida, Idaho, Georgia, Montana, Oklahoma, Texas, Nevada, New York, and Wyoming. We now have sources available to le
PierPoint Mortgage is a full-service mortgage company in Portland. We at PierPoint Mortgage pride ourselves on providing fast and friendly service to our clients. We have a wide range of resources to ensure that your home loan is processed as quickly as possible. We provide the most competitive rates.
1100 NW Murray Road, Suite 200, Portland, OR, 97229
Lends in Oregon
Sunset Science Park Federal Credit Union (SSPFCU) was chartered in 1960 by 8 people from Electro Scientific Industries (ESI). In 1977 the credit union’s field of membership was expanded to allow all employees located on Science Park Drive to join. Sunset Credit Union is governed by a Volunteer Board of Directors.
12670 Northwest Barnes Road, Suite 102, Portland, OR, 97229
Lends in Oregon
Mortgage Advocates Inc professional mortgage specialist, and I'm committed to being personal and intentional with you, the client. I fill out applications with you as opposed to leaving you to complete online forms by yourself and Because I gain business by referral, we have the same goal your happiness.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
15188 NW Central Dr, Suite 217, Portland, OR, 97229
Lends in Oregon
At Mortgage Experts, customers come first. Fast answers are a call away. Brokers are available. What is your biggest asset? For most Americans it's your home. What is your largest liability? For most Americans it your mortgage. If your answer was your home & mortgage? Then who your Mortgage Broker is becomes critical to your financial prosperity.
Financial Services Unlimited, Inc provides loan origination for manufactured homes in CAL, OR, WA & TX. We have been operating for over 20 years across the entire nation but have now focused in the above-mentioned regions. Only chattel loan financing is provided, specifically for homes in leased communities or on leased private land
4970 Southwest Griffith Dr, Suite 205, Beaverton, OR, 97005
Lends in Oregon
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with low interest rates and closing costs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
