USDA Vs. FHA Pro and Con comparison in Hillsboro, Washington County, OR

In 2025, USDA loan limit in Hillsboro, county of Washington, OR is $478,400 while FHA limit is $672,750 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Hillsboro, county of Washington, OR

Loan Type Loan Limit Down payment
USDA $478,400 0%
FHA $672,750 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Hillsboro, OR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Oregon?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • American Nation Bank
  • 1901 North Commerce, Ardmore, OK, 73401
  • American National Bank opened for business in May 1983. The original location was at 10 West Main in what is now known as the Colston building. In January 1984 the home office moved to its present location at 1901 North Commerce. In June 2016, ANB changed the bank charter from a National charter to a State charter.
  • First National Bank and Trust Company of Ardmore
  • 405 West Main Street, Ardmore, OK, 73401
  • Our leadership is committed to the development of new leaders for the future of our bank and our communities. We will continue to promote the economic growth and stability of the communities we serve by providing high quality, competitive financial products and personalized, customer-oriented service.
  • Citizens Bank & Trust Company
  • 1100 N Commerce St, Ardmore, OK, 73401
  • Our bank opened its doors on September 18, 1978 in the Little Building, located at 10 West Main Street. At inception, we were a national bank, and our bank's name then was Citizens National Bank. When we moved to our current location at 1100 North Commerce Street in 1979, we reopened the downtown location as a branch of the bank in January 1984.
  • Green Mortgage Company
  • 2007 N. Commerce St, Ardmore, OK, 73401
  • "Green Mortgage Company has been a true partner to our clients in the industry. We have experience working with customers from all walks of life and in every type of situation. ur mortgage services include First Time Buyers, FHA & VA Loans, USDA, Conventional & Jumbo Investment, Construction to Permanent."
  • Tower Loans
  • 24224 E Hwy 51, Broken Arrow, OK, 74014
  • Tower Loan opens and experiences prosperity and growth. The consumer finance industry was in its infancy.After World War II, Tower sold its offices to various employees within the company. The Jackson, Mississippi, South State Street Office of the original Tower group was purchased by Ed and Kate Clark.
  • Concord Capital
  • 21192 E 112th St S, Broken Arrow, OK, 74014
  • Our company was founded in Owasso, Oklahoma as a way to assist friends, neighbors, and the community to own affordable homes without sacrificing quality craftsmanship, energy-efficiency, or aesthetics. Our Oklahoma roots and values are reflected in all aspects of our company, including in the products we offer, our choice of vendors.
  • Northwoods Community Credit Union
  • 1224 South 4th Avenue, Park Falls, WI, 54552
  • Northwoods Community Credit Union began as the Flambeau Paper Employees’ Credit Union in 1953. The Flambeau Paper Employees’ Credit Union, much like other credit unions all over the world, began with a simple idea: That people could achieve a better standard of living for themselves and others by combining their savings and making loans
  • The First National Bank of Bangor
  • 1798 Commercial Street, Bangor, WI, 54614
  • Established in 1903, First National Bank of Bangor is independently owned and is proud to be your “Community Bank.” We offer a wide range of products and services to satisfy both your business and personal financial needs. We support and partner with our local communities in activities to improve the quality of life for their residents.