USDA VS FHA in Rockcreek, Washington County, OR

In 2026, the USDA loan limit in Rockcreek, within Washington county, OR, stands at $478,400, whereas the FHA limit for a single-family home is $672,750.

Use the Lendersa® USDA loan calculator to compare the best rates today between USDA and FHA, and identify the necessary income, credit, reserves, and documents for qualifying. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Rockcreek, Washington County, OR

Loan Category Loan Ceiling Down Payment
USDA $478,400 0%
FHA $672,750 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Rockcreek, OR

The mission of Lendersa® is to swiftly secure you the best USDA or FHA loan without hassle. Start with one of three options connecting to matching lenders and USDA loan programs.

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Understanding the USDA Loan in OR

The USDA home loan, endorsed by the government Department of Agriculture, also called the USDA rural development loan or mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgages do not need any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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