USDA and FHA Pro and Con in Cedar-Mill, Washington County, OR

In 2025, USDA loan limit in Cedar-Mill, county of Washington, OR is $414,000 while FHA limit is $517,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Cedar-Mill, county of Washington, OR

Loan Type Loan Limit Down payment
USDA $414,000 0%
FHA $517,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Cedar-Mill, OR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Oregon?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Ace One Mortgage LLC
  • 3000 Stonewood Drive, Suite 110, Wexford, PA, 15090
  • At Ace One Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • US Mortgage Network
  • 3001 Village Run Rd., Wexford, PA, 15090
  • US Mortgage Network. We’ve been helping clients obtain home loans and refinance existing mortgages since 1997. We promise to treat you like a person with a dream—and not a number on a piece of paper. We’re known for our out-of-this world customer service. Our clients return again and again for their home loans over the years.
  • Kash Mortgage Group, Inc
  • 5000 Stonewood Dr, Suite 230, Wexford, PA, 15090
  • KASH Mortgage Group specialists are licensed and professionally cross-trained to analyze and consult on all aspects of the mortgage preparation process including credit history, employment, and extenuating circumstances associated with divorce, loss of employment, medical and financial hardships.
  • Williamsville Federal Credit Union
  • 656 North French Road, Suite 7, Amherst, NY, 14228
  • Williamsville Federal Credit Union to serve our member’s by providing convenience, exceptional service with advanced products. Williamsville Central School District Employees have an opportunity to become a member of the Williamsville FCU It is a not-for-profit financial institution owned and controlled by the members and is operated for your benef
  • Sweet Home FCU
  • 1960 Sweet Home Road, Amherst, NY, 14228
  • Since its inception in 1957 the Sweet Home Federal Credit Union has been serving its members in the AMHERST, New York area with exceptional financial products and also Sweet Home Credit Union is a financial institution offering favorable rates on savings & loans, serving the Town of Amherst and the Town of Tonawanda, NY.
  • Boulevard Federal Credit Union
  • 2787 Niagara Falls Boulevard, Amherst, NY, 14228
  • We are a full service not for profit financial institution. Your success is our success with people helping people A credit union is a not-for-profit financial cooperative, owned by its members. Yes, Boulevard Federal Credit Union offers loans, checking and savings accounts, and other financial services that banks offer. But we're quite different f
  • Queen City Funding, Inc.
  • 1416 Sweet Home Road, Suite 9B, Great Neck, NY, 14228
  • Queen City Funding, Inc., a professional mortgage company specializing in residential mortgages. At Queen City Funding, Inc., we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants.
  • Kaleida Health Federal Credit Union
  • 100 High Street, D1-588, Buffalo, NY, 14203
  • Founded in 1975, we are a not-for-profit organization owned by members your credit union, your moneyKaleida Health FCU is a member based credit union. For more information about how to join please visit our website, call or visit one of our branches. We are located inside of Buffalo General and Millard Fillmore Suburban Hospitals. Thank you
  • Bank of Buffalo
  • 535 Washington Street, Buffalo, NY, 14203
  • CNB Financial Corporation is a leader in providing integrated financial solutions, which create value for both consumers and businesses. These solutions encompass deposit accounts, private banking, real estate, commercial, industrial, residential and consumer loans and lines of credit
  • Stonebridge Home Mortgage, llc
  • 100 Cobblestone Court, Oakdale, PA, 15071
  • At Stonebridge Home Mortgage, llc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage
  • Hunt Mortgage Corporation
  • 403 Main Street, Suite 210, Buffalo, NY, 14203
  • HUNT Mortgage, we pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers. Our customers save money and close their loans quickly because we employ the most advanced digital technology available."
  • HBS Mortgage, LLC
  • 8228 River Pointe Overlook, Winston, GA, 30187
  • For more than 10 years, we have assembled a dedicated team of mortgage professionals with considerable experience in client relations and the lending industry. Naomi Hutchison, CEO of HBS Mortgage LLC, stands out as a leader in the mortgage industry with nearly 22 years of experience.