USDA Vs. FHA Pro and Con comparison in Cedar-Mill, Washington County, OR
For 2026, USDA sets the loan limit in Cedar-Mill, Washington county, OR at $414,000, while the FHA limit for a single-family home reaches $517,500.
Using the Lendersa® USDA loan calculator, you can compare USDA and FHA rates as of today, assessing the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA choices side by side, helping determine the best suited program for your financial circumstances in .
2026 Loan Limits & Down Payment Requirements in Cedar-Mill, Washington, OR
Loan Type
Loan Limit
Down Payment
USDA
$414,000
0%
FHA
$517,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Alternatives in Cedar-Mill, OR
Lendersa® seeks to secure the best USDA or FHA loan for you, rapidly and with ease. Choose one of three paths to connect with lenders and explore relevant USDA loan options.
A USDA home loan, supported by the government via the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA loans require none.
PierPoint Mortgage is a full-service mortgage company in Portland. We at PierPoint Mortgage pride ourselves on providing fast and friendly service to our clients. We have a wide range of resources to ensure that your home loan is processed as quickly as possible. We provide the most competitive rates.
1100 NW Murray Road, Suite 200, Portland, OR, 97229
Lends in Oregon
Sunset Science Park Federal Credit Union (SSPFCU) was chartered in 1960 by 8 people from Electro Scientific Industries (ESI). In 1977 the credit union’s field of membership was expanded to allow all employees located on Science Park Drive to join. Sunset Credit Union is governed by a Volunteer Board of Directors.
12670 Northwest Barnes Road, Suite 102, Portland, OR, 97229
Lends in Oregon
Mortgage Advocates Inc professional mortgage specialist, and I'm committed to being personal and intentional with you, the client. I fill out applications with you as opposed to leaving you to complete online forms by yourself and Because I gain business by referral, we have the same goal your happiness.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
15188 NW Central Dr, Suite 217, Portland, OR, 97229
Lends in Oregon
At Mortgage Experts, customers come first. Fast answers are a call away. Brokers are available. What is your biggest asset? For most Americans it's your home. What is your largest liability? For most Americans it your mortgage. If your answer was your home & mortgage? Then who your Mortgage Broker is becomes critical to your financial prosperity.
15455 Northwest Greenbrier Parkway, Suite 145, Beaverton, OR, 97006
Lends in Oregon
We believe nothing replaces old fashioned ‘one-on-one’ service with a local lender, with an office you can walk in to. In today’s busy world though, many need to get things going electronically while on the go. Others are in remote parts of the state and it is difficult to come in to the office.
1915 North East Stucki Avenue, Suite 400, Beaverton, OR, 97006
Lends in Oregon
We are dedicated to finding great loan options while offering some of the fastest turn times in the industry. Our commitment is to provide highly personalized service and helping you through every step of the loan process. We strive to make our customers feel like a family while providing exceptional customer service, speed and support.
Fairfield Financial Services, Inc. (NMLS number 260898) has been coordinating hard money loans in the Pacific Northwest (Oregon and Washington) since 1964. Our services have recently expanded to include Alaska, California, Colorado, Florida, Idaho, Georgia, Montana, Oklahoma, Texas, Nevada, New York, and Wyoming. We now have sources available to le
2301 Northwest Thurman Street, Suite C, Portland, OR, 97210
Lends in Oregon
CHA Mortgage Company is located in the Baxter Building on the corner of NW 23rd and Thurman. Parking is available for Baxter Building guests in spots marked ""Executive Suite Customers."" CHA Mortgage is a local mortgage broker with a mission to help Nurses, Teachers, Firefighters, Police Officers and Veterans with their home loans.
9755 SW Barnes Road, Suite 470, Portland, OR, 97225
Lends in Oregon
Phil Lyman in 2018 after spending more than seventeen years doing residential loans. Prior to that, Phil earned a BS in Sociology from Portland State University. For several years, Phil specialized in working with clients buying investment properties. Phil Lyman licensed in Oregon, Washington, Idaho and California.
