USDA Vs. FHA Pro and Con comparison in Independence, Polk County, OR
In 2025, USDA loan limit in Independence, county of Polk, OR is $336,500 while FHA limit is $483,000 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Independence, county of Polk, OR
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$483,000
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Independence, OR
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
In 1954, Barksdale Federal was established to serve military and civilian personnel at Barksdale Air Force Base in Bossier City. While continuing to proudly serve the men and women, and their families, of Barksdale Air Force Base, we now serve over 1000 companies, associations, and churches.
Prime Capital Mortgage Inc. home based in Shreveport, LA. we serve customers in the great states of Texas and Louisiana. We are always flexible enough to cover all of your financial needs, whichever those might be. Regardless of whether you’re about to make a first-time home purchase or are trying to refinance your current loan.
910 Pierremont Rd, Suite 120, Shreveport, LA, 71106
"Crestar Mortgage Corporation is located in Shreveport, Louisiana.
We were established in the community to provide options for borrowers who desired the most competitive mortgage products and the most individualized care.
Our mission is to serve our customers with honesty, integrity and competence."
At Federated Bank, you can still find great hometown service. That has been our way of doing business since since our founding in 1918 (read about it here). Today Federated is a community bank offering complete personal banking, business banking, and trust services in North Central Illinois along Interstate 57.
The Frederick Community Bank has a storied and community-focused history since the beginning. The bank started out as the Clarence State Bank and was founded in 1908 by the bank’s first president David Arthur Frederick. The Frederick family wanted to help serve the local farmers and their communities in the Clarence and Goodwine areas.
Pine Bluff Arsenal, Building 17-120, White Hall, AR, 71602
PBA Federal Credit Union opened our doors to the Pine Bluff, AR community over 60 years ago to serve the needs of Military and Civilian Personal and their families. Since then, we’ve grown and now offer a wider range of financial products and other services to a broader group of clients.
First National Bank of Illinois offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
The Champaign County School Employees’ Credit Union is a not-for-profit organization owned and operated by its members for the benefit of all who belong. You can become a member if you are employed by any school in Champaign County. Membership is also available to the family of members.
Central Illinois Credit Union is a not-for-profit, member-owned financial institution whose purpose is to provide its membership a full range of quality financial services at competitive rates. We are committed to member service in a friendly atmosphere, long term financial stability, promotion of thrift, and involvement in our community.
