In 2026, the USDA loan limit for Independence in the county of Polk, OR is set at $336,500, while the FHA cap for a single-family home is $483,000.
Utilize the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates, determining the necessary income, credit, reserves, and documentation for eligibility. With our advanced mortgage calculator, USDA, FHA, Conforming, and VA options can be compared side by side, assisting you in deciding the best fit for your financial needs in .
2026 Summary of Loan Limits and Down Payment Requirements in Independence, Polk County, OR
Type of Loan
Loan Cap
Down Payment Percentage
USDA
$336,500
0%
FHA
$483,000
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Independence, OR
The aim at Lendersa® is to swiftly connect you with the optimal USDA or FHA loan, minimizing hassle. Choose one from three starting points that match you with suitable lenders and USDA loan offerings.
The USDA home loan, backed by the Department of Agriculture, commonly known as the USDA rural development loan or mortgage, is specifically for rural areas. Contrary to FHA loans which require a minimum 3.5% down payment, USDA loans demand no down payment.
Marquis Mortgage llc. has been lending hard money for over 14 years, as a leader in the industry we work diligently to provide extraordinary service to our investors. We recognize that you are a very important part of our business and we value and appreciate your decision to work with us each and every time.
1473 Lee Trevino Drive, Suite B, El Paso, TX, 79936
At My Home Loans LLC, No Matter the Type of Loan You Need, We'll Be There With You Every Step of the Way We are a reliable home loan lender in El Paso, TX who continuously provides residents with the ability to purchase the home of their dreams using one of our trusted and certified loans.
East River Federal Credit Union was founded in October 1956 through the vision of several early members who pooled their resources to create a credit union. Today, we are a healthy, growing, stable financial institution committed to the success and financial well-being of our members and our community.
Bank of Doniphan is located directly in the heart of Central Nebraska, founded in 1965 on the principal that treating people right simply never goes out of style.
We firmly believe that by placing our customer’s interest first, we contribute to the financial success of our customers and in turn the communities we serve.
On February 28, 1962, the employees of the Yankton State Hospital organized and chartered the Yankton State Hospital Employees Federal Credit Union. This small branch was renamed to Services Center Federal Credit Union (FCU) and grew to three branch locations with over 7, 700 members and $70 million in assets.
Dakota MAC was developed in 1993 by First Dakota National Bank to provide long-term ag real estate loans at competitive interest rates and terms. Our lending options are focused directly on you and your operation’s needs. We knew then, and still know now, how difficult it is to operate in 3- and 5-year short-term notes.
Mid Minnesota Federal Credit Union serves all of Cass, Crow Wing, Douglas, Morrison, Norman, Otter Tail, Todd, and Wadena Counties. If you live, work, worship, or attend school in any of these geographic regions, or are a relative of someone who live, works, worships, or attends school in these areas, you are eligible for membership.
Central Nebraska Federal Credit Union has been open since 1985. The credit union has assets totaling $12.21 Million and provides banking services to more than 1, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
Home Federal Bank To provide solutions to our customers that enhance their financial security in the most convenient and efficient way possible while striving to provide the most value and return to our stakeholders. Home Federal Bank was founded by Buck Beltzer in May of 1935. Home Federal Bank's first office was located in the Grand Island.
