In 2025, the USDA loan limit for Independence in the county of Polk, OR is set at $336,500, while the FHA cap for a single-family home is $483,000.
Utilize the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates, determining the necessary income, credit, reserves, and documentation for eligibility. With our advanced mortgage calculator, USDA, FHA, Conforming, and VA options can be compared side by side, assisting you in deciding the best fit for your financial needs in .
2025 Summary of Loan Limits and Down Payment Requirements in Independence, Polk County, OR
Type of Loan
Loan Cap
Down Payment Percentage
USDA
$336,500
0%
FHA
$483,000
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Independence, OR
The aim at Lendersa® is to swiftly connect you with the optimal USDA or FHA loan, minimizing hassle. Choose one from three starting points that match you with suitable lenders and USDA loan offerings.
The USDA home loan, backed by the Department of Agriculture, commonly known as the USDA rural development loan or mortgage, is specifically for rural areas. Contrary to FHA loans which require a minimum 3.5% down payment, USDA loans demand no down payment.
Wellness Federal Credit Union has been successfully serving 1000 of members in the healthcare field over 60 years.Wellness Federal Credit Union serves the primary financial needs of members & their families in the healthcare arena & the community. The credit union will provide financial products & services in a professional, friendly atmosphere.
The CSE Credit Union is a cooperative thrift & loan association, owned and managed by its members for their mutual benefit. We are a full-service, state- chartered financial institution with seven locations across Connecticut. CSE Credit Union provides excellent rates on savings while also offering a full line of competitively priced loan products.
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Superior Rate Mortgage Of New England, mission is to set a high standard in the mortgage industry.We are committed to quality customer service - putting the people we serve first.Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options
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We are located in beautiful Palm Coast, FL & if you are considering a reverse mortgage, We would be more than happy to visit with you in the privacy of your home & provide you with a free, no obligation, consultation. You will learn about how the process works, the various strategies available & have the opportunity to address all of your questions
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On February 21, 1950, Connie Enright fulfilled his dream. Along with 6 fellow co-workers, he prepared a charter certificate to form a credit union & submitted it for approval to the National Credit Union Administration, federal agency that regulates federal credit unions. HealthCare Financial Federal Credit Union is located in New Haven, CT, USA.
We do what banks do, but with better rates & lower fees. Open to ALL Law enforcement in the State of Connecticut. Skilled employees giving great services. We hope to become a statewide police credit union, serving all law enforcement in the state.All police departments are invited to partner with us as to provide police-oriented financial services.
General Merchant Funding was established with the mission of offering small businesses access to fairly priced funding options. GMF is the best solution for small businesses unable to qualify for traditional funding. By assessing your business' monthly cash flow, GMF enables you to use the strength of your cash flow to manage demands for capital.
