USDA Vs. FHA your options comparison in Independence, Polk County, OR
In 2025, the USDA loan limit for Independence in the county of Polk, OR is set at $336,500, while the FHA cap for a single-family home is $483,000.
Utilize the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates, determining the necessary income, credit, reserves, and documentation for eligibility. With our advanced mortgage calculator, USDA, FHA, Conforming, and VA options can be compared side by side, assisting you in deciding the best fit for your financial needs in .
2025 Summary of Loan Limits and Down Payment Requirements in Independence, Polk County, OR
Type of Loan
Loan Cap
Down Payment Percentage
USDA
$336,500
0%
FHA
$483,000
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Independence, OR
The aim at Lendersa® is to swiftly connect you with the optimal USDA or FHA loan, minimizing hassle. Choose one from three starting points that match you with suitable lenders and USDA loan offerings.
The USDA home loan, backed by the Department of Agriculture, commonly known as the USDA rural development loan or mortgage, is specifically for rural areas. Contrary to FHA loans which require a minimum 3.5% down payment, USDA loans demand no down payment.
409 Center Street, Suite C, Johnsonburg, PA, 15845
PennTech Federal Credit Union has been open since 1960. The credit union has assets totaling $12.12 Million and provides banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves manufacturing employees.
Pickens Federal Credit Union has a strong heritage with Pickens County, dating back to 1961 Our mission is to actively serve all members with respect and dignity, while providing a variety of beneficial services that are consistent with the Credit Union Philosophy of "People Helping People.
Classic City Bank is a local, community bank that was started in Athens, Georgia, in November 2020, with the goal of providing the businesses and the citizens of the Athens community "banking the way it should be". With over 100 years of combined banking experience in the Athens market, the management team of Classic City Bank offers a Local
100 Athens Town Boulevard, Suite 2, Athens, GA, 30606
BankSouth is a community bank headquartered in Lake Oconee, Georgia. Serving our communities for over 70 years, we offer the flexibility, warmth and customer service that only local decision-making can provide. With branch offices in Lake Oconee, downtown Greensboro, Watkinsville, Atlanta, and Savannah, Georgia,
InFirst Bank has a served the financial needs for local communities as an independent bank for 100 years. We have proudly remained headquartered in downtown Indiana since we opened in 1922. Originally chartered as a mutual institution, InFirst Bank was initially known as Indiana County Building & Loan Association.
Marion Center National Bank opened its doors during the summer of 1905. These one hundred plus years have seen many landmark events. When President Roosevelt ordered all banks to close on March 4, 1933 for the “Bank Holiday, ” MCNB pulled its door blind down half way and continued to operate.
We know why we’re here: to put you first. We do it by building long-term relationships with our customers and our employees. By reaching out to the communities we live and work in. By listening and helping to find the best solutions to get you to your financial goals.
Our success is built on creating an authentic community banking experience
Our mission is to be of service to others. We are committed to providing superior customer service to those that support our business, to continue to educate ourselves and share our knowledge with others & to build & maintain long lasting relationships.We are 100% owned & licensed to do business in PA and offer: USDA, FHA & conventional loans, VA.
OCONEE FEDERAL SAVINGS AND LOAN ASSOCIATION is the continuation and outgrowth of the Seneca Building and Loan Association, which was chartered by the State of South Carolina in February 1924.In 1958, we changed our name to OCONEE SAVINGS AND LOAN ASSOCIATION when our first branch office was opened in Walhalla.
