USDA Vs. FHA your options comparison in Jefferson, Marion County, OR

In 2025, the USDA loan limit for Jefferson, located in Marion county, OR, is $336,500. Meanwhile, the FHA limit for a single-family home is $483,000.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. Determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, assisting in selecting the best program in for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Jefferson, County of Marion, OR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $483,000 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Jefferson, OR

Lendersa® strives to efficiently secure the best USDA or FHA loan for you without hassle. Start by choosing one of three routes that connect you with matching lenders, providing access to USDA loan programs.

Lendersa USDA loan request and matching results visuals

What Constitutes a USDA Loan in OR?

A USDA home loan, insured by the Department of Agriculture, known also as a USDA rural development loan or USDA mortgage, is exclusively for rural areas. Unlike FHA loans that mandate a minimum of 3.5% down payment, USDA loans require none, providing greater accessibility.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • RiverBank
  • 202 E. Spokane Falls Boulevard, Suite 500, Spokane, WA, 99202
  • RiverBank is a community business bank devoted to creating long-term client relationships by delivering high quality, digitally focused and competitively priced products & services to small businesses, professionals & private banking clients. We are located in the downtown Spokane University District & serve the greater Eastern Washington market.
  • Progressions Credit Union
  • 2919 E Mission Avenue, Spokane, WA, 99202
  • Progressions Credit Union, formerly known as Spokane Postal Credit Union (SPCU), was organized in 1928. It was led by Paul Boberg, a Special Delivery Clerk at the Main Post Office in Spokane, WA. The credit union officially became state chartered on 11/27/1933 after the state had passed the state credit union law.
  • Avista Credit Union
  • 1411 East Mission Avenue, Spokane, WA, 99202
  • Avista Corp. Credit Union has been around since 1934. The Credit Union was formed to provide rates of interest for savings accounts and low rates on loan products. We are a nonprofit entity overseen by a 12 member Board of Directors made up of current employee’s and retirees. The Credit Union’s sole purpose is to make our members' financial situati
  • Top Lending Team, LLC
  • 25 N Napa St, Spokane, WA, 99202
  • Top Lending Team is your resource for personalized mortgage solutions, fast customized quotes, great rates, and service with integrity Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.
  • Modus Mortgage
  • 140 S Arthur St, Suite 506, Spokane, WA, 99202
  • We've had the pleasure of serving you as K Loans since 2013, and we're looking forward to continue helping you achieve your home goals as Modus Mortgage (NMLS# 1028232). Don't worry though, only the name is changing. Whether you're buying or refinancing your home, need a pre-approval letter or have questions about the home loan process.
  • Safeway Federal Credit Union
  • 529 E North Foothills Drive, Spokane, WA, 99207
  • At Safeway FCU, we are a place where family and financials intersect. We strive to be a familiar and safe establishment for you to invest, borrow, and grow. Bring the family and let’s get started Safeway Federal Credit Union exists solely for the benefit of our member/owners. • To continue building long-term value for our members through capital
  • Brazington Mortgage LLC
  • 3114 E. Marietta, Spokane, WA, 99207
  • When you contact Brazington Mortgage, LLC you get to deal with the owner directly. Stan Brazington will act as your loan officer, loan processor. underwriter and funder. Stan has in excess of 39 years experience underwriting and funding private money loans. Brazington Mortgage LLC specializes in Private Money, great service, low closing costs.
  • CapEd Credit Union
  • PO Box 570, Meridian, ID, 83680
  • We are a people-oriented Credit Union that provides personal and business financial services of superior quality and convenience. Our primary focus areas are member financial well-being, enrichment of community and promotion of quality education. With 10 locations and dozens of ATMs in Southern Idaho, we are here to help you
  • Paramount Payment Systems
  • 841 E. Fairview Ave, Suite 101, Meridian, ID, 83642
  • Paramount Payment Systems is a small and medium business merchant services provider. We specialize in helping businesses grow by providing the vital financial business instruments to increase sales, decrease costs, and secure alternative business capital. Since 2003, we have assisted over 10, 000 companies in decreasing
  • Clarity Credit Union - Meridian, Idaho
  • 555 S. Meridian Rd, Meridian, ID, 83642
  • Clarity Credit Union isn't your typical financial institution. Like all credit unions, we are a not-for-profit cooperative. Our philosophy mirrors the traditional credit union philosophy of "people helping people." We exist to provide our members with exceptional access to financial products and services.
  • Equity Northwest Real Estate
  • 129 E Pine Ave, Meridian, ID, 83642
  • Equity Northwest Real Estate | Responsive. Connected. Our Priority is YOU. We are Equity Northwest Real Estate. Regional Designated Broker, Kit Fitzgerald oversees a number of real estate agents, who dabble in all forms of real estate, from new construction to investment property, resale and more.
  • PMR - Premier Mortgage Resources LLC
  • 3363 E. Presidential Dr, Suite 200, Meridian, ID, 83642
  • At PMR, we are determined to provide excellent customer service, fantastic mortgage programs, and offer competitive rates to all of our customers. We have branches with dedicated loan officers throughout the US, ready to help you try to buy the house of your dreams. All loans are subject to underwriting approval.