In 2026, the USDA loan limit for Jefferson, located in Marion county, OR, is $336,500. Meanwhile, the FHA limit for a single-family home is $483,000.
Utilize the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. Determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, assisting in selecting the best program in for your financial needs.
2026 Loan Limits and Down Payment Requirements in Jefferson, County of Marion, OR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$483,000
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Jefferson, OR
Lendersa® strives to efficiently secure the best USDA or FHA loan for you without hassle. Start by choosing one of three routes that connect you with matching lenders, providing access to USDA loan programs.
A USDA home loan, insured by the Department of Agriculture, known also as a USDA rural development loan or USDA mortgage, is exclusively for rural areas. Unlike FHA loans that mandate a minimum of 3.5% down payment, USDA loans require none, providing greater accessibility.
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