USDA Vs. FHA your options comparison in Jefferson, Marion County, OR
In 2025, the USDA loan limit for Jefferson, located in Marion county, OR, is $336,500. Meanwhile, the FHA limit for a single-family home is $483,000.
Utilize the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. Determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, assisting in selecting the best program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Jefferson, County of Marion, OR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$483,000
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Jefferson, OR
Lendersa® strives to efficiently secure the best USDA or FHA loan for you without hassle. Start by choosing one of three routes that connect you with matching lenders, providing access to USDA loan programs.
A USDA home loan, insured by the Department of Agriculture, known also as a USDA rural development loan or USDA mortgage, is exclusively for rural areas. Unlike FHA loans that mandate a minimum of 3.5% down payment, USDA loans require none, providing greater accessibility.
EWEB Employees Federal Credit Union was established in 1954 by a group of 12 EWEB employees to aid EWEB employees and their families with their financial needs. At startup, there was one Credit Union “employee” who worked two hours a week after his shift for EWEB; we now have six full-time employees and over 1, 500 members
4710 Village Plaza Loop, Suite 100, Eugene, OR, 97401
At Precision Capital we strive to offer top-quality financial options for investing that provide results our clients love, as well as assisting borrowers secure the capital they need. Whether you’re looking for a hassle-free loan or you want to diversify your investment portfolio,
As a credit union, our success is measured in member satisfaction, not profits. We understand that each member has their own dreams and aspirations, and that each person defines “wealth” in their own way. We are proud of the array of products and services we can offer to customize solutions that fit within your lifestyle and dreams.
We’re proud to be Eugene mortgage brokers that provide innovative mortgage solutions in not just Eugene, but all of Oregon. We help our clients tap into competitive mortgage lending markets and also find a greater diversity of lending programs. We’re able to offer these programs with superior terms and dedication to our clients.
975 Willagillespie Rd, Suite 201, Eugene, OR, 97401
We are a local family owned and operated full-service mortgage brokerage serving all of Oregon since 1997. We have 48 years of combined experience in satisfying the mortgage needs for the people in our beautiful community. Our goal is to work closely with our clients to ensure that they find the best loan to fit their own personal needs
Eugene Mortgage Brokers We’re proud to be a broker, not a bank. It means we do the shopping and you get the best loan terms and advice. We are experts at what we do because we specialize in mortgages. We are locally owned and operated.broker, not a bank. It means we do the shopping and you get the best loan terms and advice
"Stepping Stone Mortgage where our Focus is on Friendly, Knowledgeable and Reliable Customer Service. We are locally owned and operated.
Stepping Stone has built a strong reputation as an outstanding Eugene mortgage broker company. We have the best and most experienced residential mortgage brokers."
When you open an account at SELCO, you become more than a customer—you’re a member-owner. SELCO is a not-for-profit financial institution that serves our members by providing affordable products and services.Since 1936, SELCO Community Credit Union has worked to develop life-long relationships with our members.
We have built a strong reputation as an outstanding mortgage brokerage, serving the lending needs of real estate professionals, builders, and individual home buyers throughout Oregon and Washington. We’re a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending
Founded in 2006, Gorilla Capital is a privately held investment fund with a focus on distressed real estate. Through its own initiatives, and by providing select fix and flip real estate investors throughout the United States with the resources necessary to buy, remodel and sell distressed properties, Gorilla Capital is actively engaged in the revi
Cetan Funds is a private lender in Oregon, for developers, builders, and investors based in Oregon and focused on Lane County. Our team has over 40 years of local lending experience as well as over 20 years in local real estate development, giving us a unique perspective on the needs of professional borrowers in the county and state.
Gallic & Johnson was an established business with an aging brand. The old, two-tone logo made it difficult for a single color print, and didn’t match the value of service they provided. As a financial company offering unique solutions for real estate loans, they needed a brand that resonated with potential clients and investors.
