USDA VS FHA in Tillamook, Tillamook County, OR

In 2026, the USDA loan limit for Tillamook, in Tillamook county, OR, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's prime USDA against FHA rates, and understand the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the program that best meets your financial requirements in .

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2026 Loan Limits and Downpayment Requirements in Tillamook, County of Tillamook, OR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Tillamook, OR

Lendersa® aims to secure the best USDA or FHA loan for you quickly and conveniently. You can choose one of three pathways to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in OR

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed loan offered by the Department of Agriculture. It is available to residents in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Tillamook Lenders

  • First Federal, Yamhill County
  • 350 NE Baker Creek Road, Mcminnville, OR, 97128
  • Lends in Oregon
  • "When First Federal was founded nearly 100 years ago, we offered a new banking choice for Yamhill County residents. In the years since, we have grown in services and in number of branches, but our commitment to our customers and communities remains our primary focus. “We’re here, in the Yamhill Valley.
    Our mission is to provide superior banking.

  • Evergreen Home Loans
  • 1006 NE 3rd St, Suite B, McMinnville, OR, 97128
  • Lends in Oregon
  • Evergreen Home Loans is a premier local mortgage lender. We originate, fund, and service loans for our direct mortgage customers and provide mortgage solutions for our business partners, banks and credit unions. We deliver on time and as promised® while providing a “WOW” experience for our customers and our Evergreen family of associates.

  • CASHCO Financial Services, Inc
  • 922 SE Oak St, Hillsboro, OR, 97123
  • Lends in Oregon
  • CashCo opened with money borrowed from credit cards and family in a double wide trailer with no running water on January 2, 1989. We thought we had a really cool idea for our business but found out getting it off the ground was not as easy as we imagined. We made some costly, near-fatal mistakes as we figured things out.

  • Baseline Mortgage LLC
  • 1049 Southwest Baseline Street, Suite A120, Hillsboro, OR, 97123
  • Lends in Oregon
  • Art Chavez a Mortgage Broker with Baseline Mortgage LLC, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Mortgage Broker serving Oregon exclusively. Art Chavez Owner at Baseline Mortgage, LLC. Baseline Mortgage, LLC Established in 2004.

  • A1 Residential Mortgage
  • 3645 NW John Olsen Place, Hillsboro, OR, 97124
  • Lends in Oregon
  • A1 Residential Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you

  • Cascade Residential Mortgage, LLC
  • 150 NE 3rd Ave, Suite A, Hillsboro, OR, 97124
  • Lends in Oregon
  • Cascade Residential Mortgage, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.

  • Minuteman Mortgage
  • 5635 NE Elam Young Parkway, Suite 308, Hillsboro, OR, 97124
  • Lends in Oregon
  • Minuteman Mortgage exists to serve our local community and families by empowering our clients and business relationships at a moment’s notice through personalized financial education, transparency, and integrity so that they may achieve the American Dream and the pursuit of happiness.

  • Pacific Sunset Mortgage LLC
  • 15455 Northwest Greenbrier Parkway, Suite 145, Beaverton, OR, 97006
  • Lends in Oregon
  • We believe nothing replaces old fashioned ‘one-on-one’ service with a local lender, with an office you can walk in to. In today’s busy world though, many need to get things going electronically while on the go. Others are in remote parts of the state and it is difficult to come in to the office.

  • HD Mortgage LLC
  • 1915 North East Stucki Avenue, Suite 400, Beaverton, OR, 97006
  • Lends in Oregon
  • We are dedicated to finding great loan options while offering some of the fastest turn times in the industry. Our commitment is to provide highly personalized service and helping you through every step of the loan process. We strive to make our customers feel like a family while providing exceptional customer service, speed and support.

  • Fairfield Financial Services, Inc
  • 16055 SW Walker Rd #247, Beaverton, OR, 97006
  • Lends in Oregon
  • Fairfield Financial Services, Inc. (NMLS number 260898) has been coordinating hard money loans in the Pacific Northwest (Oregon and Washington) since 1964. Our services have recently expanded to include Alaska, California, Colorado, Florida, Idaho, Georgia, Montana, Oklahoma, Texas, Nevada, New York, and Wyoming. We now have sources available to le