USDA Vs. FHA Pro and Con comparison in Aldan, Delaware County, PA

In 2025, the USDA loan limit in Aldan, located within Delaware county and PA, is $381,800, while the FHA limit for a single-family home is $529,000.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates and determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting in selecting the best option in for your financial circumstances.

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2025 Loan Limits and Downpayment Requirements in Aldan, County of Delaware, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Aldan, PA

The aim at Lendersa® is to help secure the best USDA or FHA loan rapidly and without hassle. Begin with one of the three starting points listed below to find matching lenders and USDA loan programs.

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Defining a USDA Loan in PA

A USDA home loan is guaranteed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, offered only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages require none at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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