As of 2026, the USDA loan limit for Clifton-Heights, in the county of Delaware, PA, is $345,000; the FHA limit for a single-family home is $431,250.
The Lendersa® USDA loan calculator allows you to compare today's premium USDA against FHA rates, finding the needed income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the program that best suits your financial situation in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $345,000 | 0% | |
| FHA | $431,250 | 3.5% | |
| Conventional Conforming | $548,250 | 3% |
Lendersa® strives to secure the best USDA or FHA loans quickly and with ease. Pick from three starting points which link you with suitable lenders and USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is designated for rural areas only. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, the USDA mortgage comes with no down payment requirement, offering an advantageous path to homeownership.
Enter your location to find out if it qualifies for USDA rural housing loan?
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