USDA and FHA Pro and Con in Clifton-Heights, Delaware County, PA
As of 2025, the USDA loan limit for Clifton-Heights, in the county of Delaware, PA, is $345,000; the FHA limit for a single-family home is $431,250.
The Lendersa® USDA loan calculator allows you to compare today's premium USDA against FHA rates, finding the needed income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the program that best suits your financial situation in .
2025 Loan Limits and Downpayment Requirements in Clifton-Heights, Delaware, PA
Loan Type
Loan Limit
Down Payment
USDA
$345,000
0%
FHA
$431,250
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Solutions in Clifton-Heights, PA
Lendersa® strives to secure the best USDA or FHA loans quickly and with ease. Pick from three starting points which link you with suitable lenders and USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is designated for rural areas only. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, the USDA mortgage comes with no down payment requirement, offering an advantageous path to homeownership.
Neighborhood Credit Union is in the business of helping others achieve their financial goals through free Rewards Checking and Prize Savings accounts, auto & personal loans, mortgages & refinancing, credit cards, money markets, IRAs, CDs & more. NCU offers the convenience of larger banks with online & mobile banking, direct deposit.
For many customers we unfortunately do not get to meet face to face, that is why we have created an electronic and easy way to do business. From the time we first speak on the phone, exchange an email or you just apply online, you will be dedicated to just one individual from start to finish. You will be able to contact that individual 24/7!
F&T Mortgage We treat you right and give you the individual service you deserve. We know you're making a commitment in buying a house, refinancing, or cashing out your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
D&H Lending, Inc We want you to understand exactly who we are and what we can offer before you invest one minute or one dollar with our home loan process. Shopping for a home loan with multiple companies can be extremely overwhelming and difficult. And most companies cannot tell you what they can offer without running a full loan application.
Our mortgage experts treat you right and give you the personal attention you deserve. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So here is our promise to you: we will help you qualify, apply and be approved for the right mortgage loan for you.
Southwest Funding began operations in 1993 under the name Dallas Residential Mortgage. We enjoyed great success early on and before long we were serving the entire state of Texas. This growth caused us to change our name to Texas Residential Mortgage. As we continued to grow and thrive in the industry.
Community Bank has been serving Alva, Oklahoma and the surrounding areas since 1984. Community Bank was founded by local community members who wanted to ensure the banking needs of the community were being met. It has been our goal since inception to provide customer-focused services and community development.
BancCentral National Association, founded in 1919, offers a range of depository and lending services.
BancCentral National Association is a commercial bank based in Alva, Oklahoma. It was built in 1901 and has been owned and operated by the Myers family since 1919.
We will customize a trust specifically for your needs and Confidential
Dallas Capital Bank was founded to provide Dallas entrepreneurs, business owners, family offices, and professionals the highest level of banking service. We provide market-leading products and financial solutions, supported by secure, integrated technology, and world-class personal service from experienced, knowledgeable bankers.
"Texas Pride Lending provides RMLO services to Texas Investors to ensure the proper origination of seller financed mortgages.
If you are an investor looking to contract us to originate your loan, please send us the Sales Contract with details of the transaction via email and we will begin the process."
Johnson Capital Multifamily Inc. is the culmination (or reincarnation) of Johnson Capital and Funding Incorporated, two companies with a long successful history in multifamily finance and both of which were longstanding HUD multifamily lenders. Johnson Capital Multifamily Inc. brings a new approach to multifamily finance.
