USDA VS FHA in Clifton-Heights, Delaware County, PA

As of 2025, the USDA loan limit for Clifton-Heights, in the county of Delaware, PA, is $345,000; the FHA limit for a single-family home is $431,250.

The Lendersa® USDA loan calculator allows you to compare today's premium USDA against FHA rates, finding the needed income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the program that best suits your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Clifton-Heights, Delaware, PA

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Solutions in Clifton-Heights, PA

Lendersa® strives to secure the best USDA or FHA loans quickly and with ease. Pick from three starting points which link you with suitable lenders and USDA loan programs.

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What Constitutes a USDA Loan in PA?

A USDA home loan, backed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is designated for rural areas only. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, the USDA mortgage comes with no down payment requirement, offering an advantageous path to homeownership.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Direction Mortgage
  • 649 Lancaster Pike, Suite 100, Circleville, OH, 43113
  • Direction Mortgage has helped thousands of people navigate their way through the home buying maze and achieve their dream of home ownership...and we’ve done so with pride since 1992. We can help you obtain an FHA (Federal Housing Administration), USDA Rural Development, VA or Conventional loan. Direction Mortgage can help you find the loan
  • The Marblehead Bank
  • 709 West Main Street, Marblehead, OH, 43440
  • In 1907, a group of Peninsula residents met and decided their growing community should have the facilities of a local bank. The nearest bank was over an hour away in Port Clinton Ohio. The Marblehead Banking Company of Marblehead Ohio was organized as a result of this meeting and a charter was granted by the State Banking Department of Ohio
  • Gardiner Federal Credit Union
  • 420 Brunswick Avenue, Gardiner, ME, 04345
  • We are committed to lifelong financial relationships with our members and our communities, built on respect, integrity and trust. Gardiner Federal Credit Union is a not-for-profit financial cooperative established in 1953, we join in a time-honored tradition of providing financial services to our membership.
  • Winthrop Area Federal Credit Union
  • 94 Highland Avenue, Winthrop, ME, 04364
  • Our credit union is a not-for-profit, cooperative financial institution owned by its members. Business decisions at Winthrop Area FCU are driven by what is in the best interests of the membership. As a credit union founded to help under-served individuals, we continue to believe that access to financial services.
  • Liberty Capital Services Llc
  • 438 E Wilson Bridge Rd, Suite 105, Worthington, OH, 43085
  • Liberty Capital Services after graduating from Ohio State University with degrees in finance. As financial planners, we could have remained in the traditional private banking industry, but we decided to embark on a new venture to create a mortgage consulting service like no other.
  • Priority Mortgage Corp.
  • 150 E Wilson Bridge Rd, Suite 350, Columbus, OH, 43085
  • Priority Mortgage proudly serves our borrowers out of our office in Worthington, Ohio. Founded in 1984 and under the direction of the original owner, Priority Mortgage enjoys an unprecedented reputation in the real estate and financial communities. Over 85% of our borrowers are either repeat customers or have been referred by someone.
  • FC Bank, a division of CNB Bank
  • 105 Washington Square, Bucyrus, OH, 44820
  • As a local, community bank, we are driven by a strong focus on meeting the financial needs of businesses and individuals in a way only a community bank can deliver. And we are proud to serve Morrow, Knox, Richland, Franklin, and Holmes Counties with full service branches in Bucyrus, Cardington, Dublin, Fredericktown, Worthington,
  • Lighthouse Commercial Mortgage
  • 119 S. Sandusky Ave, Bucyrus, OH, 44820
  • Since our founding in 1888, employees have been the main reason for First Federal Community Bank’s success. We are an Equal Opportunity Employer and we offer competitive salaries, excellent benefits and the opportunity for career advancement. If you are customer-oriented, enjoy working with people, take pride in your work
  • Peoples Savings and Loan Company
  • 300 South Walnut Street, Bucyrus, OH, 44820
  • Our goal is to become your family financial center. We are locally owned and operated. Our staff is here to serve you. Unlike big corporations, we make decisions on an individual basis, not by some arbitrary number. Stop in sometime, we would be glad to let you know what we offer. We want to earn your business.
  • First & Peoples Bank and Trust Company
  • 1001 Deidrich Boulevard, Russell, KY, 41169
  • We are a community bank located in Greenup County, Kentucky. We offer traditional banking services including deposit accounts and loans. We recently partnered with MasterCard for our First & Peoples Bank and Trust Company credit card. We also provide Estate Planning, Trust Administration, Custodial/Managed IRA accounts.
  • SMART Federal Credit Union
  • 3454 North High Street, Columbus, OH, 43214
  • SMART Federal Credit Union is a not-for-profit organization designed to meet the needs of ALL school employees and retired teachers in Franklin County and select surrounding counties. SMART was established in 1952 by a local principal, Ms. Edna Windom, to bring local teachers the same banking needs a bank offers WITHOUT the unnecessary fees.