USDA and FHA Pro and Con in Collingdale, Delaware County, PA
In the year 2025, for Collingdale in the county of Delaware, located in PA, the USDA loan limit is set at $381,800. In contrast, the FHA loan limit for a single-family house is fixed at $529,000.
To effectively compare current USDA and FHA rates, utilize the Lendersa® USDA loan calculator. This tool enables you to understand better the required income level, necessary credit score, financial reserves, and vital documents needed to secure qualification. Our sophisticated mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting you in deciding which program is most appropriate for your specific financial condition in Alabama.
Details on Loan Limits and Down Payment Requirements for 2025 in Collingdale, Delaware, PA
Type of Loan
Maximum Loan Limit
Minimum Down Payment
USDA
$381,800
No Down Payment (0%)
FHA
$529,000
Down Payment 3.5%
Conventional Conforming
$726,200
3% Down Payment Required
Exploring Loan Options for USDA and FHA in Collingdale, PA
The primary objective of Lendersa® is to ensure that you swiftly and seamlessly obtain the most beneficial USDA loan or FHA loan available. You can start with any of three straightforward approaches, leading you to compatible lenders and USDA loan solutions tailored to meet your needs.
The USDA home loan, backed by the government through the Department of Agriculture, is also known as the USDA Rural Development Loan or USDA Mortgage. This particular loan is only applicable in rural areas. A key characteristic of the USDA mortgage loan is that it does not necessitate any down payment, a stark contrast to FHA loans, which demand a minimum down payment of 3.5% from the borrower.
BMS is a Privately Owned, Family Run Mortgage Banking Firm that was founded in 1987. BMS, as a Mortgage Banker, has an assortment of mortgage programs that will benefit your needs. We are an approved Government Lender allowed by HUD (US Department of Housing and Urban Development.)
At On Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available
First Security Bank was originally established on June 3rd, 1890 in Union Star, Missouri. After over 110 years of growth in Union Star, the decision was made to establish another facility. On April, 2001, First Security Bank opened its new facility in Trimble, MO. The Trimble area was chosen because it fit well into First Security Bank's goal.
At Falcon National Bank we build long lasting Relationships with our customers, our communities, and our colleagues. With the highest level of Integrity, we provide trusted Solutions and exceptional Service to deliver the very best banking experience. We pride ourselves on our fast and reliable Execution.
Hurricane Creek FCU is a not-for-profit financial cooperative that is member owned and democratically controlled. It was organized in May 1957, as Reynolds Hurricane Creek FCU under the concept of "people helping people". Currently the Credit Union serves over 3,950 members in the Saline County area. Each member is an owner, a saver
The mission of Alcoa Community Federal Credit Union is to deliver the highest quality financial service to our members while promoting our difference as a credit union. We are a not-for-profit financial institution owned by the folks that save and borrow money at our CU! With ACFCU, you’re a member and part owner of the cooperative, not a customer.
1265 S. Alhambra Circle, Unit B, Coral Gables, FL, 33146
MORTGAGE-WORLD.com is an online mortgage company specializing in FHA, Conventional, VA, USDA and Near-Prime loans. Mortgage loans to purchase a home require credit, income, assets and the property. The minimum credit score to purchase a home is 500. With MORTGAGE-WORLD.com you’ll find a purchase loan that fits your needs.
Community Loan Servicing maintains high ratings for residential and commercial special servicing from Standard & Poor’s, Fitch, and Moody’s and is a Fannie Mae and Freddie Mac approved seller/servicer.
With over 500 mortgage professionals, Community Loan Servicing is headquartered in beautiful Coral Gables, FL.
1550 Madruga Avenue, Suite 200, Coral Gables, FL, 33146
Grove Capital Finance is a company guided by a commitment to fair pricing and sensible financing to our customers. We can fund loans anywhere in the State of Florida, we have access to a large number of lenders, and offer the most variety in loan programs. A company staffed by people who want to help customers meet goals
1390 South Dixie Highway, Suite 1203, Coral Gables, FL, 33146
We are a family business founded in 2004 on integrity, honesty, and exceptional service helping families and individuals achieve the dream of homeownership. As a direct mortgage lender we can offer the best rates and service in the S. Florida market. business founded in 2004 on integrity, honesty, and exceptional service helping families
1430 South Dixie Highway #309, Coral Gables, FL, 33146
Universal Mortgage is a correspondent lender located in Coral Gables, Florida. We have over 20 years of experience in the mortgage industry. We are looking for qualified licensed loan originators wanting to expand their career with a mortgage lender that offers tremendous support in the industry.
