In 2026, the USDA loan limit for Darby, located in the county of Delaware, PA, is $381,800. In comparison, the FHA limit for a single-family home is $529,000.
Take advantage of the Lendersa® USDA loan calculator to assess and compare today’s top USDA versus FHA rates. This tool helps in determining the necessary income, credit score, reserves, and required documentation for eligibility. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, allowing you to choose the ideal program in that fits your financial situation.
2026 Loan Limits and Down Payment Requirements in Darby, County of Delaware, PA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Darby, PA
The intention of Lendersa® is to promptly secure the best USDA or FHA loan for you, with minimal hassle. Choose one of three starting points to connect with lenders and USDA loan options effectively.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed loan by the Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA loan requires no down payment.
1024 Springfield Road Collingdale, Collingdale, PA, 19023
Lends in Pennsylvania
Best American Mortgage Company is a mortgage broker in PA with over a decade of VA loan experience. We work multiple lenders that have special programs to maximize the VA home loan benefit. We're dedicated to helping the best Americans get the best loan.broker in PA with over a decade of VA loan experience.
The Mission Statement of the UDBell Federal Credit Union has been since its inception in 1940 and continues to be one of SERVICE to its membership. It still believes in the national credit union credo of “not for profit, not for charity, but for service”. All our goals are dedicated to providing a financially sound.
At Forge Credit Union, we understand everyone has different financial needs. That's why we offer a wide variety of miscellaneous services to help meet those needs. When you become a member of Forge Credit Union, you are joining the family of thousands that depend on us for excellent member service.
Go Loan Go, LLC was founded in the midst of 2020. we have partnered with the nation’s top wholesale lenders to offer you the best mortgage products. Our low overhead allows us to pass the savings to you, while our light footprint keeps us nimble enough to pivot to industry changes.
115 Saint Charles Street, Suite B, Drexel Hill, PA, 19026
Lends in Pennsylvania
Atlantic Finance Group LLC fulfill all of your mortgage needs efficiently. You can rely on us to offer you a variety of mortgage products and also give you the assistance that you need to choose the right product that suits your requirements. You can rely on us to provide you with the latest in financial tools.
County Savings Bank has served the Tinicum and Ridley Township neighborhoods with dependable full-service banking operations. Our customers appreciate the way we balance small town warmth with “big bank” services and security We bring a real community feeling into your bank - a place where you put your business and your trust.
United Savings Bank's first seeds were planted on May 29th, 1912 when the Southwestern Businessman's Building & Loan Association opened its doors in South Philadelphia. Eleven years later, on August 17th, 1923, it would become Albert Lawrence Building & Loan Association with its home office at 21st & Wharton.
Founded in 1952 in Ridley Park, Pennsylvania, BHCU is a federally insured credit union that provides comprehensive banking services to its members. Originally established to serve employees of Boeing (formally Vertol) and their family members, BHCU recently expanded to a community-based credit union, exclusively serving Delaware County, PA.
University of Pennsylvania Students Federal Credit Union
3401 Walnut Street, Suite 431A, Philadelphia, PA, 19104
Lends in Pennsylvania
The Student Federal Credit Union (SFCU) is the first and only Credit Union in the Ivy League and exclusively serves the University of Pennsylvania community. Founded in 1987 by three Wharton MBA students, the SFCU has been providing Penn students with secure, efficient, and convenient financial services for almost 25 years.
