USDA Vs. FHA your options comparison in Darby, Delaware County, PA
In 2025, the USDA loan limit for Darby, located in the county of Delaware, PA, is $381,800. In comparison, the FHA limit for a single-family home is $529,000.
Take advantage of the Lendersa® USDA loan calculator to assess and compare today’s top USDA versus FHA rates. This tool helps in determining the necessary income, credit score, reserves, and required documentation for eligibility. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, allowing you to choose the ideal program in that fits your financial situation.
2025 Loan Limits and Down Payment Requirements in Darby, County of Delaware, PA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Darby, PA
The intention of Lendersa® is to promptly secure the best USDA or FHA loan for you, with minimal hassle. Choose one of three starting points to connect with lenders and USDA loan options effectively.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed loan by the Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA loan requires no down payment.
175 Admiral Cochrane Dr, Suite 101, Annapolis, MD, 21401
At Heritage Financial, we are committed to putting our clients first and to find the best loan to finance your home.
Heritage Financial is a full-service, residential lender, licensed in Washington D.C., Maryland and Virginia. Our experienced loan officers will guide you through the entire mortgage process.
Established, in 1999, Redwood Mortgage Services is a full-service mortgage lender that has served thousands of clients in Maryland, Virginia, District of Columbia, Delaware and Florida. From day-one, we have been providing exceptional customer service while exceeding the industry's critical regulation standards.
2553 Housley Road, Suite 200, Annapolis, MD, 21401
"Since 1994 we have been building a strong reputation as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the Mid Atlantic Region, Georgia and Florida.
We’re a full service mortgage banker with an experienced staff offering expertise in every area"
Get to know the management team and loan specialists that make our mortgage company in Annapolis, MD, a vital part of the Mid-Atlantic communities we serve. We provide each client with a mortgage marketplace that includes a multitude of options. Tell us more about the financial challenges you face,
1910 Towne Centre Blvd, Suite 250, Annapolis, MD, 21401
Navigator Private Capital, LLC (NavCap) believes in the power of capital investment to transform neighborhoods and improve lives. We fund short-term, low-risk development projects throughout under served communities across the country. NavCap meets a critical need not satisfied by traditional commercial investment vehicles.
Since 1956, Fidelis Federal Credit Union is committed to building our assets and membership by providing quality services to our members in a prompt, courteous and responsible manner, while maintaining competitive rates and financial stability and Fidelis Federal Credit Union is a nonprofit financial institution
Our mission is to provide financial assistance to those who are in need of money as quickly as possible (usually takes 15-20 minutes). In just a short time and you will have the much needed funds. EZ Loan$, Inc. is one of only a few members in Delaware. We treat all our customers with dignity and respect.
At Stratton Mortgage, we desire to build our community through home ownership and generosity. Our goal is to provide a seamless mortgage process that allows you to enjoy buying or re-financing your home. Stratton Mortgage is an innovative company
that takes the stress out of the mortgage experience.
Cross River provides technology infrastructure powering the future of financial services. Leveraging a proprietary real-time banking core, Cross River delivers innovative and scalable embedded payments, cards, lending, and crypto solutions to millions of consumers and businesses. Cross River is backed by leading investors and serves the world’s mos
