USDA and FHA Pro and Con in Darby, Delaware County, PA
In 2025, the USDA loan limit for Darby, located in the county of Delaware, PA, is $381,800. In comparison, the FHA limit for a single-family home is $529,000.
Take advantage of the Lendersa® USDA loan calculator to assess and compare today’s top USDA versus FHA rates. This tool helps in determining the necessary income, credit score, reserves, and required documentation for eligibility. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, allowing you to choose the ideal program in that fits your financial situation.
2025 Loan Limits and Down Payment Requirements in Darby, County of Delaware, PA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Darby, PA
The intention of Lendersa® is to promptly secure the best USDA or FHA loan for you, with minimal hassle. Choose one of three starting points to connect with lenders and USDA loan options effectively.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed loan by the Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA loan requires no down payment.
DeWitt Bank & Trust Co. wants to be your bank! We have the people, the products and the know-how to meet all of your financial needs. Looking for personal banking? Whether you are a student opening your first checking account, a couple buying your first home and starting a family, or planning for retirement, DeWitt Bank & Trust Co. is there for you
As a locally owned bank, First Central State Bank is in touch with the community we serve and is responsive to the financial needs of our customers.
We work hard to provide innovative solutions that give our customers, our neighbors, employers and friends, a safe and secure financial future.
Guardian Credit Union is based in Montgomery, Alabama. With 64,000+ members and sixteen branches, we have all of the technology, financial products and personalized service you need to go bankless! Guardian is a member-owned, not-for-profit cooperative that provides financial services for our members including savings
UNB will meet with immediate success in serving the financial needs of a rapidly expanding community.We will work hard to earn the confidence and trust you have placed in us. We know our neighbors and we will offer more personalized and friendlier service in meeting all of your financial needs
The mission of Key Mortgage Group is to help as many people as possible to become homeowners.
Below are some of our clients who picked Key Mortgage Group to help them get a home. John is a leader in Quad City real estate lending, having begun his career after graduation from St. Ambrose University in 2003.
American Bank and Trust Company, began as a neighborhood bank on the Hilltop in Rock Island, Illinois. It began with a simple idea – that customers should receive the same kind of friendly and personalized service we would appreciate ourselves. 46 years later, this simple philosophy has helped us grow to become a $375 million.
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Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
555 W Granada Blvd, Suite A4, Ormond Beach, FL, 32174
We are a private mortgage company specializing in non-qualifying hard money loans to real estate investors in the State of Florida for rehab/flip properties, rental property and cash-out refinances for investment properties. We offer several loan programs that will certainly meet your needs. We offer zero upfront fees until your loan is approved.
