USDA Loan Vs. FHA loan pro & con for Allentown, Lehigh County, PA

In 2025, USDA loan limit in Allentown, county of Lehigh, PA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Allentown, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(866) 429-5010 1305 miles Lender's profile and map Reviews Trinity Oaks Mortgage 420 Century Way, Suite 100, Red Oak, TX, 75154 Trinity Oaks Mortgage, LLC supports Equal Housing Opportunity. When dealing with home financing, we are not only working with one of our client's largest personal financial investments; we also are handling one of their biggest dreams. Since we work with matters so close to the heart, we serve our clients from ours.
(214) 915-2016 1305 miles Lender's profile and map Reviews LTI Mortgage 1801 North Hampton Road, Suite 415, Desoto, TX, 75115 LTI Mortgage was built on Loyalty, Trust and Integrity. We feel that everyone who wants to own a home should own a home and get a fair deal in the process. We're Here to make sure you get the best mortgage loan possible at a great price. We're a small company with much less overhead than the bigger companies.
(214) 641-1276 1305 miles Lender's profile and map Reviews TSW Mortgage & Associates 1801 N Hampton Rd, Suite 383, Desoto, TX, 75115 TSW Mortgage & Associates. I will be your dedicated mortgage professional to help guide you through your loan process. Please feel free to reach out to me at any time with your loan questions.Conventionl, FHA, ARM, USDA/RHS, VA, 203k, Jumbo, Interest Only, Fix & Flip, Investment, Hard Money, Reverse Mortgage & Home Equity
(972) 262-7935 1305 miles Lender's profile and map Reviews Grand Prairie Credit Union 209 N. Center Street, Grand Prairie, TX, 75050 Grand Prairie Credit Union is located in Grand Prairie, TX, United States and is part of the Depository Credit Intermediation Industry. Grand Prairie Credit Union has 5 total employees across all of its locations and generates $551, 999 in sales (USD). (Employees figure is modelled).
(701) 782-6295 1306 miles Lender's profile and map Reviews Bank of Hazelton 363 Main Street, Hazelton, ND, 58544 Bank Of Hazelton is a branch office of Bank Of Hazelton. They provide the following services: Full Service Office Location and are located at 363 Main St in Hazelton North Dakota. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number,
(214) 884-5626 1307 miles Lender's profile and map Reviews Lending Elite Inc 1401 Highway 360, Unit 1021, Euless, TX, 76039 Lending Elite is committed to design the loan to suit your needs. Whether you are buying, refinancing, or remodeling, we are here to guide you through the process to achieve your financial goals. and also Lending Elite Inc. is an independent mortgage company, licensed by the Texas Department of Savings.
(214) 810-4711 1307 miles Lender's profile and map Reviews Home Key Loans 3005 Scotch Elm Street, Euless, TX, 76039 Home Key Loans, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it and also We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. residential lending industry
(580) 228-2326 1307 miles Lender's profile and map Reviews The First Farmers National Bank of Waurika 319 E D Ave, Suite 3227, Waurika, OK, 73573 With Over 100 years of service to Waurika & surrounding communities First Farmers National Bank has roots. We are committed to the needs of our communities & customers. We are a locally owned bank with Five generations of local ownership having served the Waurika area. We believe local control & management is important to rural communities
(817) 912-3444 1307 miles Lender's profile and map Reviews Providence Bank of Texas, ssb 325 East Southlake Blvd., Southlake, TX, 76092 Providence Bank of Texas offers a variety of checking and savings accounts for you. Most accounts are accompanied by low-cost services such as internet banking, electronic statements with check images, and debit cards. Accounts require only $100.00 to open and have additional benefits to fit your lifestyle.
(682) 622-9362 1307 miles Lender's profile and map Reviews Ensure Home Loans LLC 950 Deer Hollow Boulevard, Southlake, TX, 76092 Ensure Home Loans LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.