USDA VS FHA in Whitehall, Lehigh County, PA

In 2025, USDA loan limit in Whitehall, county of Lehigh, PA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Whitehall, county of Lehigh, PA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Whitehall, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Sceptre Mortgage
  • 3111 Beaumont Blvd, Beaumont, CA, 92223
  • Sceptre Mortgage is a Mortgage Brokerage which means we have relationships with multiple lenders that are standing in line to help our customers reach their goals. By having these relationships, Sceptre Mortgage can offer you the most competitive rates available. We believe that everyone should Rule their domain.
  • Clear Lending Solutions Inc
  • 1715 Boysen Way, Beaumont, CA, 92223
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Lucid Financial
  • 11220 Casper Cove, Beaumont, CA, 92223
  • "We specialize in Residential, Multi Family, and Commercial Loans. Whether you are purchasing, selling, or refinancing, I put my experience to work for you. I look forward to the opportunity to demonstrate the benefits of my service. I specialize in first-time buyer programs. including FHA, VA, Conventional, Construction loans, Hard money"
  • Home Loans by Karyn
  • 27215 Highway 189, Suite C, Blue Jay, CA, 92317
  • Karyn Weger is the Branch Manager and Senior Loan Officer at Home Loans by Karyn in Lake Arrowhead, California. She first entered the mortgage industry after a bad experience as a customer while obtaining a mortgage for herself. An unscrupulous loan officer left her with a bad taste for the business.
  • Hemet Mortgage-Larry Iest
  • 41591 Florida Ave, Suite F3, Hemet, CA, 92544
  • We dedicate 100% of our energy towards delivering world-class service to our clients. What sets me above the rest is that we are committed to the principles of continuous improvements and ever increasing efficiencies. We create an environment where the relationships count more than the transactions.
  • Halvorson Mortgage
  • 27605 SE Issaquah Fall City Rd, Fall City, WA, 98024
  • Ryan Halvorson have had the privilege of guiding his clients through the home loan process since 2002. Our team consists of a seasoned group of industry veterans who are willing and able to help you navigate the home loan process. All of his clients receive expert advice and care from my dedicated team.
  • White River Credit Union WA
  • 1499 Garrett Street, Enumclaw, WA, 98022
  • At White River Credit Union, we help one another. "People helping people"​ is our motto. We’ve been in your neck of the woods for 60 years, and have a stake in seeing this community and its people prosper. Our credit union began serving the folks on the plateau who harvested our timber. We knew their families, their trials and their dreams.
  • My Mortgage Group
  • PO Box 783, Highland, CA, 92346
  • As a senior loan officer with 15 years of experience in the industry Mary pride herself by staying up to date on the ever changing mortgage climate. Mary's abilities as a broker allow me to not only cater to your specific loan needs with multiple products and wholesale options but also to customize your loan to fit your specific scenario.
  • The Bynum Group
  • 8197 I Avenue, Suite A, Hesperia, CA, 92345
  • The Bynum Group, Inc founder of the Hong Holly BynumTeam player with strong communication and inter-personal skills. Skilled at relationship-building and abilities to influence empower and motivate others. I am a results-driven performer with excellent problem solving, customer service.
  • EZ Homes Loan
  • 12061 Jacaranda Ave Suite 2B, Hesperia, CA, 92345
  • Knowing your financial options is the best way to leverage your buying power. We offer customized lending options where you decide what to buy when to buy. You have found your perfect home, now you can find your perfect loan to go with it. No matter the type of loan you need, we are with you every step of the way.
  • Alta Vista Credit Union
  • 1425 W Lugonia Ave, Redlands, CA, 92374
  • At Alta Vista Credit Union you’re not a customer; you’re a member of a not-for-profit cooperative. Instead of making a profit for our shareholders, we’re making finances more profitable for you through better loan rates, lower service charges, and better dividends on savings. A community credit union for residents of San Bernardino and Riverside Co
  • Idas Direct Mortgage
  • 140 North J Street, Redlands, CA, 92374
  • Ida’s Direct Mortgage is a local company committed to serving Tulare, Visalia and the Central Valley with personalized home loan services. With over 30 years of experience in the industry and outstanding customer service, you'll appreciate the difference. ​At Ida’s Direct Mortgage, a Tulare Mortgage Company,