USDA Vs. FHA Pro and Con comparison in North-Catasauqua, Northampton County, PA

In 2025, the USDA loan limit in North-Catasauqua, in the county of Northampton, PA, is $298,080. The FHA limit for a single-family residence is $372,600.

Make use of the Lendersa® USDA loan calculator to evaluate today’s optimal USDA versus FHA rates. Assess the income, credit, reserves, and documents needed for qualification. Our sophisticated mortgage calculator allows side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you choose the best program for your financial situation in Alabama.

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2025 Loan Limits and Down Payment Requirements in North-Catasauqua, Northampton County, PA

Loan Type Loan Limit Down Payment
USDA $298,080 0%
FHA $372,600 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in North-Catasauqua, PA

The objective of Lendersa® is to promptly secure the best USDA or FHA loan for you with ease. Choose one of three pathways to connect with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan is assured by the Department of Agriculture, often called the USDA Rural Development Loan or USDA Mortgage, and is exclusively available in rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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