USDA Vs. FHA Pro and Con comparison in North-Catasauqua, Northampton County, PA

In 2025, USDA loan limit in North-Catasauqua, county of Northampton, PA is $298,080 while FHA limit is $372,600 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in North-Catasauqua, county of Northampton, PA

Loan Type Loan Limit Down payment
USDA $298,080 0%
FHA $372,600 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in North-Catasauqua, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • North Pines Financial Solutions
  • 2135 W Sunnyview Dr, Peoria, IL, 61614
  • Our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
  • FLAT BRANCH HOME LOANS
  • 3408 Willow Knolls Dr, Peoria, IL, 61614
  • Flat Branch Home Loans is focused on providing low rate mortgages in Missouri with unparalleled service and expertise. Our experienced staff is the brightest in the industry and is ready to help you find the mortgage for your next home purchase or refinance. Please visit our web page at flatbranchhomeloans.com.
  • Pineland Bank
  • 501 W 12th St, Alma, GA, 31510
  • Pineland Bank began as Alma Exchange Bank & Trust and was chartered on September 13, 1939 in Alma GA when directors Valene Bennett, Nathan Cohen, M E Jones, John Mullis and J F Ramsey received permission to convert Alma Exchange Credit Union to a state chartered financial institution.
  • MoveHome Southeast Mortgage, LLC
  • 8097 Madison Boulevard, Suite 103, Madison, AL, 35758
  • The mortgage process can be confusing. Our mortgage experts help make the process easy to understand! With a single application and credit report, we can show you customized options from great lenders and make sure to find the right loan for you! With a single application and credit report, we can show you great options from multiple lenders.
  • Wilcox County State Bank
  • 105 Depot Street, Abbeville, GA, 31001
  • Abbeville State Bank. When the board decided to branch to nearby Rochelle, the name was changed to Wilcox County State Bank (WCSB) thereby increasing its primary market area to include all of Wilcox County, GA and the surrounding communities. The main office is located at 105 Depot St. Abbeville, GA
  • Cornerstone Credit Union
  • 550 West Meadows Drive, Freeport, IL, 61032
  • Cornerstone Credit Union is a not-for-profit financial cooperative. We offer better rates, lower fees and affordable services. Loans, Mobile & Online banking, Free Checking, Savings, VISA Credit Card and more. Founded 1939.Credit Union is a not-for-profit financial cooperative. We offer better rates, lower fees
  • Fort McClellan Credit Union
  • 1010 Golden Springs Road, Anniston, AL, 36207
  • Fort McClellan Credit Union has strived to be a trusted resource for our members in achieving a brighter financial future while pursuing their dreams. We believe that our job is doing the right things for the right reasons on behalf of our collective membership. While we certainly must be experts at managing both balance sheet & income statement.
  • Providence Mortgage PC
  • 311 East 11th Street, Anniston, AL, 36207
  • Providence Mortgage PC is a mortgage broker with operations in one state. Providence Mortgage PC offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse and construction mortgages. Providence Mortgage PC is a FREEandCLEAR Certified Bronze Low Rate Lender and Mortgage Program Leader.