USDA VS FHA in Fullerton, Lehigh County, PA

In 2026, the USDA loan limit for Fullerton in Lehigh County, PA is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare today’s leading USDA and FHA rates, identifying the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping determine the best program in for your unique financial needs.

Explore loan offers from 100 lenders

2026 Loan Limits & Down Payment Requirements in Fullerton, Lehigh, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA & FHA Loan Options in Fullerton, PA

The mission of Lendersa® is to provide you with the best USDA or FHA loan quickly and without hassle. Start with one of three paths to find matching lenders and the ideal USDA loan programs for you.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, underwritten by the government Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Fullerton Lenders

  • Mortgage America, Inc.
  • 1425 Grape Street, Whitehall, PA, 18052
  • Lends in Pennsylvania
  • Mortgage America has been the #1 lender in Eastern PA and Berks County for over 30 years with 8 billion dollars in originations and thousands of loans serviced. From your first call to after closing, Mortgage America is here to serve you.Mortgage America has been the #1 lender in Eastern PA

  • Consumer Trust Mortgage
  • 2 Windsor Plaza, Allentown, PA, 18104
  • Lends in Pennsylvania
  • Consumer Trust Mortgage is approaching 30 years in business. We understand the challenges of today’s home financing market. Everyone at Consumer Trust Mortgage is part of a customer-centric culture that concentrates on you. We all work together to expand your lending options, close loans ahead of schedule, and create innovative new loan solutions.

  • Univest Home Loans
  • 4600 Broadway, Allentown, PA, 18104
  • Lends in Pennsylvania
  • Univest Home Loans is a division of Univest Bank and Trust Co. As a wholly-owned subsidiary of Univest Financial Corporation (UVSP) which was founded in 1876, the Corporation and its subsidiaries provide a full range of financial solutions for individuals, businesses, municipalities and nonprofit organizations throughout the Mid-Atlantic Region.

  • Allentown Mortgage Corporation
  • 2067 Walbert Ave, Allentown, PA, 18104
  • Lends in Pennsylvania
  • Allentown Mortgage Corp’s mission is to provide you with high quality mortgage and real estate programs that are tailored to fit your unique situation at some of the most competitive rates in the nation. After receiving your information, Allentown Mortgage Corp will be able to get a complete look at your financial situation

  • Conquest Funding, Inc.
  • 5000 W. Tilghman Street, Suite 249, Allentown, PA, 18104
  • Lends in Pennsylvania
  • Conquest Funding is the best in their industry. Their team is professional, friendly, and knowledgeable about all aspects of the real estate market, and they are passionate about giving everyday people a real chance at real estate investment. I had everything prepared to make my investment property project successful, but Conquest Funding was able

  • Lehigh Financial Group LLC
  • 1244 W. Hamilton Street, Suite 200, Allentown, PA, 18102
  • Lends in Pennsylvania
  • Lehigh Financial Group, LLC is a leading source of innovative real estate capital solutions. Whether you are a business owner or a real estate investor, you have come to the right place for commercial financing. We at Lehigh Financial Group, LLC understand your commercial financing needs. Central to our approach is not just what we deliver,

  • People First
  • 740 Hamilton Street, Suite 300, Allentown, PA, 18101
  • Lends in Pennsylvania
  • People First Federal Credit Union is a not-for-profit and member-owned, caring provider of financial services. We are dedicated to helping the people of the Lehigh Valley and beyond improve their lives and secure a better future. Our mission is to provide the highest quality of financial services in a friendly, convenient

  • Lehigh County Employees Federal Credit Union
  • 455 Hamilton Street, Allentown, PA, 18101
  • Lends in Pennsylvania
  • Formed in 1965, the credit union is open to Lehigh County employees, employees of the credit union, elected and appointed officials of Lehigh County, persons retired as pensioners from the above stated employment, relatives of persons who are deceased but were members during their lifetime, and family members of an employee or a member.

  • GOLD Credit Union
  • 835 W. Hamilton St, Allentown, PA, 18101
  • Lends in Pennsylvania
  • GOLD Credit Union is a Member-owned, not-for-profit financial cooperative. Since 1937, we've worked to offer our Members exceptional financial products and services — from checking and savings accounts to mortgages and other loans. Unlike traditional banks, we put our Members' interests first, giving you a strong, stable financial partner for life.