USDA VS FHA in Arnold, Westmoreland County, PA

As of 2025, the USDA loan limit for Arnold, Westmoreland county, PA, is $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today’s USDA versus FHA top rates, determining the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, helping you determine which program in Alabama is the best fit for your specific financial situation.

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2025 Loan Limits and Down Payment Requirements in Arnold, Westmoreland County, PA

Loan Category Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming Conventional $726,200 3%

Exploring USDA and FHA Loan Options in Arnold, PA

The mission of Lendersa® is to secure the best USDA or FHA loan efficiently and with ease. Start with one of three pathways to connect with lenders and navigate USDA loan offerings.

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Understanding USDA Loans in PA

A USDA home loan is offered with a guarantee from the government via the Department of Agriculture, also known as a USDA rural development loan. Available exclusively in rural areas, these loans don't require any down payment, which contrasts with FHA loans that mandate a minimum 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • MortgagePRO Inc
  • 220 Bateman Ave, Franklin, TN, 37211
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Advance Financial
  • 100 Oceanside Drive, Nashville, TN, 37204
  • Family owned and operated, Advance Financial was founded in 1996 in Franklin, Tennessee. From its humble beginnings as a 3-store chain, the company has grown to include more than 100 locations throughout Tennessee, offering cash loans and other services including check cashing, $2 Bill Pay Services, $2 ATMs, Free Money Orders.
  • Vanderbilt University Credit Union
  • 1313 21st Avenue South, Room 107, Nashville, TN, 37212
  • Vanderbilt University Employees Credit Union has been open since 1993. The credit union has assets totaling $49.5 Million and provides banking services to more than 6, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
  • Cornerstone Financial Credit Union
  • 1701 21st Avenue South, Nashville, TN, 37212
  • Cornerstone Financial Credit Union was founded in 1955, by a group of visionary educators in Davidson County with a philosophy of people helping people with low-cost financial services. Today, our membership base of more than 40, 000 is a diverse group of individuals comprising all walks of life.
  • Mortgage Capital Investments
  • 2104 Sunset Place, Nashville, TN, 37212
  • Founded in 1992, Mortgage Capital Investments, Inc. is a full-service commercial mortgage banking company that provides financing to the commercial real estate market. With more than 75 years of combined commercial real estate experience, our team is knowledgeable in all facets of commercial real estate lending, valuation and servicing.
  • Bank of Luxemburg
  • 630 Main Street, Luxemburg, WI, 54217
  • Bank of Luxemburg is proud to be a community bank owned by shareholders in the area. We have years of local decision making expertise, catering to the local communities we serve. We are here for our customers through all stages in life, helping to manage life changing events. Trusted advisors support our customers.
  • Piscataqua Savings Bank
  • 15 Pleasant Street, Portsmouth, NH, 03801
  • Piscataqua Savings Bank is a Mutual Savings Bank and a Certified B Corp dedicated to providing financial services and support to members of the Portsmouth community. Since 1877, we have remained committed to our core values to provide quality service and competitive products in a manner consistent with sound and prudent banking practices
  • ANCO COMMUNITY CREDIT UNION
  • 154 Third Street, La Salle, IL, 61301
  • Anco Community Credit Union was incorporated as a state chartered credit union by the state of Illinois on February 1, 1955. The Credit Union was established for all of the employees of American Nickeloid Co. located in Peru, Illinois. The Credit Union was and is sponsored by American Nickeloid Co. The Charter Contained 18 Members.
  • Hometown National Bank
  • 260 Bucklin Street, La Salle, IL, 61301
  • Hometown National Bank has been deeply rooted in the Illinois Valley for three centuries. Finding its heritage in the late 19th Century, the early stockholders of the bank first assembled on December 16, 1880 at the Harrison House Hotel (located on the corner of First and Wright Streets in Downtown La Salle). The bank was formerly named La Salle Na
  • La Salle State Bank
  • 654 First Street, La Salle, IL, 61301
  • La Salle State Bank’s start was humble. With modest quarters, established inside a small two-story structure on the site of our present location. We are a full service banking institution and we have consistently received a 5 Star Rating from Bauer Financial, recognizing us as one of the strongest financial institutions in the country.
  • X5 Home Loans LLC
  • 300 Constitution Avenue, Suite 202, Portsmouth, NH, 03801
  • "5 things you can expect from X5 Home Loans 1. Communication. Always know exactly where things stand. 2. Availability. Here for you whenever you need us. 3. Speed. Fast closings and quick answers to your questions. 4. Simplicity. A clear process that’s easy to understand. 5. Guidance. Personalized advice to navigate your options."