USDA and FHA Pro and Con in New-Kensington, Westmoreland County, PA

During 2025, the USDA loan limit for New-Kensington in Westmoreland county, PA, is set at $285,000. The FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to evaluate the current best rates for USDA versus FHA loans. Find out the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting your decision on the best financial option in Alabama.

Compare loan offers from 100 distinct lenders

Exploring 2025 Loan Limits and Down Payment Requirements in New-Kensington, Westmoreland County, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Understanding USDA and FHA Loan Options in New-Kensington, PA

The aim of Lendersa® is to efficiently secure the most beneficial USDA or FHA loan, without hassle. Start with one of three specified paths to connect with matching lenders and USDA loan programs tailored to your needs.

Lendersa USDA loan request process and results

Defining USDA Loans in PA

A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans that require a minimal 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Oceans Mortgage
  • 391 N MAIN ST., SUITE 206, Corona, CA, 92880
  • Oceans Mortgage has seen significant growth in the last few years.We believe in not just guiding a loan through the process,but in truly helping our clients, & investing in technology to simplify the loan process.We are constantly innovating and rolling out new products,resources & solutions that further cement our commitment to customer servi
  • North County Credit Union
  • 17045 Via Del Campo, San Diego, CA, 92127
  • North County CU is a not-for-profit financial cooperative owned by its members. As a not-for-profit cooperative, we're always looking for ways to save you money any way we can. North County CU representatives are rewarded for finding you the best deal - not on making record profits.
  • Norstar Capital
  • 11440 West Bernardo Court, Suite 300, San Diego, CA, 92127
  • Norstar Capital your secret weapon to finding the lending program that’s right for you. Principal/Broker Dee Hontz has access to a wide range of loan products through established relationships with banks, mortgage bankers, non-depository portfolio lenders, and direct private money investors.
  • Urban Lynx Realty, Inc
  • 11440 West Bernardo Court, Suite 300, San Diego, CA, 92127
  • We provide our clients with products & services tailored to meet their specific needs at the best rates possible, while providing the highest quality of customer service. In addition to our Homes for Heroes program, we also dedicate a portion of every transaction to further our outreach programs to local churches, schools, senior & veteran centers.
  • Federal Capital Funding Group
  • 11417 West Bernardo Court, Suite I, San Diego, CA, 92127
  • Federal Capital Funding Group are Mortgage Experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. Our areas of expertise also includes customizing residential mortgage solutions.
  • iServe Residential Lending, LLC
  • 10920 Via Frontera, Suite 520, San Diego, CA, 92127
  • We are a customer-centric organization who is determined to make our customers' financial goals become a reality both quickly and efficiently through a diverse platform of mortgage solutions. When each of our employees says "I care" it’s not just a statement, but a philosophy displayed through our professionalism and exceptional service.
  • Capital Loan Associates
  • 11590 W. Bernardo Court, Suite 120, San Diego, CA, 92127
  • Capital Loan Associates is committed to helping you find the right mortgage product to fit your needs. We understand that every borrower is a little different, and that is why we offer a variety of products to meet your individual requirements. We strive to make the process of securing a mortgage simple
  • Pacific Horizon Financial
  • 16875 W. Bernardo Drive, Suite 290, San Diego, CA, 92127
  • Pacific Horizon Financial, Inc. has offered attractive loan opportunities to both qualified borrowers and investors since 1989. Based in beautiful San Diego, CA, the company owes much of its success to a veteran, hands-on management team that follows the business model of investing in mortgages on commercial property.