USDA Vs. FHA your options comparison in New-Kensington, Westmoreland County, PA
During 2025, the USDA loan limit for New-Kensington in Westmoreland county, PA, is set at $285,000. The FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate the current best rates for USDA versus FHA loans. Find out the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting your decision on the best financial option in Alabama.
Exploring 2025 Loan Limits and Down Payment Requirements in New-Kensington, Westmoreland County, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Understanding USDA and FHA Loan Options in New-Kensington, PA
The aim of Lendersa® is to efficiently secure the most beneficial USDA or FHA loan, without hassle. Start with one of three specified paths to connect with matching lenders and USDA loan programs tailored to your needs.
A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans that require a minimal 3.5% down payment, USDA loans require no down payment.
Marquette Savings Bank is the only remaining locally headquartered bank in Erie & Crawford counties in northwest Pennsylvania. The stake we have in the communities we serve is over 100 years deep. Every dollar stays in our local communities to Mpower business to retain and create jobs, individuals ad families to prosper
West Union Bank began doing business in 1893 at the corner of Columbia and Court Streets in West Union, Doddridge County, and continued there until 1973 when the Bank moved to its current location at 212 Main St. West Union, WV 26456. In response to the popularity of the Bank’s services outside of its home county.
Community Savings is a community-oriented financial institution that provides customized loan and deposit services for personal and small business needs. Keeping technology at the forefront, Community Savings has never been more accessible than now. Community Savings is committed to reinvesting funds locally.
For over one hundred years now, The Farmers and Merchants Bank has been recognized as a cornerstone and a leading financial partner in the community. Located on the Square in the Caldwell Business District, the bank has occupied the same building; adapting it for their changing needs
I'm Alie Bard and I'd like to thank you for your interest & take this opportunity to tell you a little about myself. I have been in the mortgage industry since early 2009, so you can trust that I have the knowledge & skills necessary to understand complex mortgage rules & regulations, providing you with the perfect loan for your personal needs.
Painesville credit union is a member-owned, not-for-profit financial cooperative, whose goal is to be your trusted financial partner. By providing superior financial services in a friendly, professional manner, we strive to exceed our members' needs.We will continue to honor our Statement of Commitment to members by providing
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Lake County Educational Federal Credit Union full-service financial cooperative, proudly serving the Lake County and North Olmsted education communities and select group partners within the Greater Cleveland region. Since 1955, our specialized structure has been maintained to help our local education community prosper.