USDA VS FHA in Audubon, Montgomery County, PA

In 2026, the USDA loan limit in Audubon, within Montgomery county, PA, is $381,800. For a single-family home, the FHA limit is $529,000.

Use the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates, determining the necessary income, credit score, reserves, and documents to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in best suits your financial situation.

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2026 Loan Limits and Downpayment Requirements in Audubon, Montgomery, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Audubon, PA

The goal of Lendersa® is to quickly secure the best possible USDA or FHA loans for you without hassle. Select one of three starting points to match with lenders and USDA loan programs.

Lendersa USDA loan inquiry and matches

Understanding USDA Loans in PA

A USDA home loan, also known as a USDA rural development loan, is guaranteed by the Department of Agriculture and is available solely in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • EAST COAST MORTGAGE AND FINANCIAL SERVICES, INC
  • 540 pennsylvania avenue, Suite 230, Fort Washington, PA, 19034
  • East Coast Mortgage is a family owned business that originally opened their doors in 1977. Once run by brothers Harvey and Lenny Seidman, it is has been operated by Harvey and his son Jeff since 1997. East Coast has been a Mortgage Lender closing and funding loans in our own name since 2002

  • Colonial Mortgage Service Company of America
  • 418 Stump Road, Suite 100, Montgomeryville, PA, 18936
  • "Since 1992 Colonial has been a trusted local Lender in Commercial, Residential and Investment Loans. Colonial Mortgage is your mortgage purchase and refinancing specialist serving PA, NJ, VA and MD.
    Mission: Our primary goal remains to provide the quickest most efficient process in order to become your #1 Trusted Lender!"

  • Old Glory Mortgage Inc
  • 10 East Lancaster Avenue, Paoli, PA, 19301
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs

  • EXCEL MORTGAGE CORP USA
  • 34 Darby Road, Paoli, PA, 19301
  • Excel Mortgage Corp, USA was established in 2007 by Ryan Hall and Chris Pappa. Ryan and Chris wanted to take their experience in the industry and expand it to really focus on the client. Meeting with borrowers throughout the process, attending settlements and having a live person answering

  • Financial Access
  • 440 Auburn Court, Souderton, PA, 18964
  • Financial Access, LLC is an established Pennsylvania (PA) mortgage broker founded in 2004 steadily serving a broad spectrum of client’s needs to attain a successful purchase or refinance loan. In accordance to the Pa law, Financial Access, LLC is licensed by the Pennsylvania Department of Banking and Securities

  • Time Mortgage & Finance LLC
  • 1008 Addison Lane, Souderton, PA, 18964
  • Time Mortgage and Finance LLC is a company that provides services in residential and commercial loans. Buying a house is one of the biggest purchases in one’s life, and we believe the experience should be as simple and memorable as possible. With the help of an expert from Time Mortgage,

  • North Penn Federal Credit Union
  • 123 N Bethlehem Pike, Colmar, PA, 18915
  • North Penn Federal Credit Union (NPFCU) was established in 1955 by a group of employees of North Penn Transfer, a trucking company in Lansdale PA. We are federally chartered by NCUA. We are a non-profit financial cooperative owned and controlled by the members and operated for their benefit by promoting savings and providing low-cost loans. We have

  • Keegan Mortgage Corporation
  • 1504 Walnut Avenue, Oreland, PA, 19075
  • Our team of mortgage professionals is committed to finding you the best mortgage deal possible, while providing trusted counsel, advice and support at every step along the way.As our past customers can attest, we do not rest until we’ve helped make their dreams a reality and same customers have turned to us time.

  • Commonwealth Capital
  • 518 W. Lancaster Ave, Haverford, PA, 19041
  • Commonwealth Capital provides real estate secured financing (short-term bridge and mini-perm loans) for businesses and real estate investors that do not qualify for traditional bank credit or need a rapid response.Since our founding in 2010, we have funded over $100 million in small balance commercial real estate loans, representing more than 300 t

  • Stage Point Capital
  • 2 Booth Ln. #4, Haverford, FL, 19041
  • Stage Point Capital, LLC is the investment adviser to Stage Point Fund, LLC, which provides loans (private finance capital) secured by 1st lien mortgages for the purchase and renovation of residential investment property. WHITNEY QUILLEN is the Chief Executive Officer of Stage Point Capital, LLC.

  • Rock Hill Financial LLC
  • 822 Montgomery Avenue, Suite 312, Narberth, PA, 19072
  • In our experience, the funding of a loan does not end the interaction we have with, you, our customer. Our intent is to build an ongoing relationship with our clients. We want to make sure that we meet your current financial requirements as well as planning for future hopes and dreams.