USDA and FHA Pro and Con in West-Norriton, Montgomery County, PA

In 2025, the USDA loan limit for West-Norriton, Montgomery County, PA, is $345,000, while the FHA limit for a single-family home stands at $431,250.

Use Lendersa® USDA loan calculator to evaluate today's top USDA vs FHA rates, determining the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, helping you choose which program in suits your financial needs best.

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2025 Loan Limits & Down Payment Requirements in West-Norriton, Montgomery, PA

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

USDA & FHA Loan Options in West-Norriton, PA

The mission of Lendersa® is to facilitate obtaining the best USDA or FHA loan swiftly and easily. Choose from three starting points to find matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively offered in rural areas. Unlike FHA loans that demand a minimum 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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