USDA VS FHA in Trooper, Montgomery County, PA

In 2025, the USDA loan limit in Trooper, within Montgomery county, PA, is set at $381,800, whereas the FHA limit for a single-family home is $529,000.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, determining the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding in your choice of the best program for your financial needs in .

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2025 Loan Limits & Down Payment Needs in Trooper, Montgomery, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Trooper, PA

Lendersa®'s goal is to promptly secure the best USDA or FHA loan for you. Choose from three starting paths to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is designated for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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