USDA and FHA Pro and Con in Trooper, Montgomery County, PA

In 2025, the USDA loan limit in Trooper, within Montgomery county, PA, is set at $381,800, whereas the FHA limit for a single-family home is $529,000.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, determining the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding in your choice of the best program for your financial needs in .

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2025 Loan Limits & Down Payment Needs in Trooper, Montgomery, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Trooper, PA

Lendersa®'s goal is to promptly secure the best USDA or FHA loan for you. Choose from three starting paths to connect with matching lenders and USDA loan programs.

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Understanding USDA Loans in PA

A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is designated for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The First National Bank of East Texas
  • 206 US Hwy 271 N, Gilmer, TX, 75644
  • First National Bank of East Texas makes life easier with online services for mortgage loans. Set up a New Account to securely submit an online application. Then, come back anytime and login to review your account, update your profile, check your loan status and more. Our experienced Mortgage Team.
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  • Gilmer National Bank opened for business in 1901 as Farmers and Merchants National Bank. In 1979, the name was changed to more accurately reflect our role as a full service bank. Over the last 100 years, we have grown from a one-room bank in the corner of the courthouse, to the modern facility we have today
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  • Impact Bank was created by the April 2, 2012 merger of Caldwell State Bank and First National Bank in Wellington. Both financial institutions were healthy, long-standing community banks serving local families and businesses for generations. Caldwell State Bank was founded in 1928 and First National Bank in Wellington began in 1879.
  • Bank of Commerce and Trust Company
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  • 609 South Locust, Grand Island, NE, 68801
  • Central Nebraska Federal Credit Union has been open since 1985. The credit union has assets totaling $12.21 Million and provides banking services to more than 1, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
  • Home Federal Bank
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  • Telco Plus Credit Union
  • 423 Gilmer Road, Longview, TX, 75604
  • East Texas Telco Credit Union was organized June 26, 1951, as a state-chartered credit union in a Longview home. The credit union served employees of Southwestern Bell Telephone Company in Longview. As the credit union grew, the location was moved to where the credit union now sits, and another branch in Tyler was added in 1996.
  • BankWest
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  • Riverfork Federal Credit Union
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