USDA Vs. FHA Pro and Con comparison in Norristown, Montgomery County, PA
For the year 2025, the USDA loan limit in Norristown, situated in Montgomery county, PA, is set at $381,800. In contrast, the FHA cap for a single-family home stands at $529,000.
Utilize the Lendersa® USDA loan calculator to compare today’s leading USDA versus FHA rates, and determine the necessary income, credit, reserves, and documents required for qualification. Through our advanced mortgage calculator, you can analyze USDA, FHA, Conforming, and VA options side by side, providing guidance to select the most suitable program for your financial circumstances in .
Loan Limits and Down Payment Requirements for 2025 in Norristown, Montgomery, PA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Norristown, PA
Lendersa® is committed to offering you the best USDA or FHA loan possibilities swiftly and without hassle. Choose one of three starting paths that will align you with matching lenders and suitable USDA loan programs.
A USDA home loan, commonly referred to as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and is intended solely for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment whatsoever.
First Flight Federal Credit Union is a full-service financial institution that has been serving members around the world since 1952. With branches across the state, First Flight serves a broad membership including residents in many area communities and employees of a variety of industries
Goodyear Employees Credit Union has been open since 1961. The credit union has assets totaling $5.63 Million and provides banking services to more than 900 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
SUPERIOR FINANCIAL SERVICES, INC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Williamstown Bank, Inc. is a locally owned and operated community bank serving Wood County, WV and the surrounding area. Founded in 1919, Williamstown Bank understands the needs of customers evolve over time, and we are excited to offer a unique blend of the most up to date technology with the personalized service
In 1971, SUNY Plattsburgh Federal Credit Union officially opened for business. Back in 1971, the SUNY Business & Economic Department, the United University Professions and Civil Service Employees, had a vision of providing a place where faculty and staff of SUNY Plattsburgh could save and get loans at fair rates.
Plattsburgh City School District Federal Credit Union
49 Broad Street, Suite 101, Plattsburgh, NY, 12901
The Plattsburgh City School District Federal Credit Union was chartered under federal law. Federally chartered credit unions are regulated by the National Credit Union Administration (NCUA), an independent agency of the U.S. Government. As such, all share funds are federally insured up to $250, 000.
For over 60 years Dannemora Federal Credit Union has been serving our community. DFCU was organized in 1958 by a group of employees of the Dannemora State Hospital interested in creating a place where they and fellow employees could save and borrow money safely, confidentially, and at fair rate of return.
The CVPH Employees Federal Credit Union was founded on November 18, 1975 by Raymond Mousseau with the assistance of Fayrene Ashline. Their vision was to offer the employees of CVPH Medical Center their own Credit Union. The Credit Union is located at 75 Beekman Street in Plattsburgh, New York on the first floor of the hospital
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