USDA Vs. FHA Pro and Con comparison in Norristown, Montgomery County, PA

For the year 2025, the USDA loan limit in Norristown, situated in Montgomery county, PA, is set at $381,800. In contrast, the FHA cap for a single-family home stands at $529,000.

Utilize the Lendersa® USDA loan calculator to compare today’s leading USDA versus FHA rates, and determine the necessary income, credit, reserves, and documents required for qualification. Through our advanced mortgage calculator, you can analyze USDA, FHA, Conforming, and VA options side by side, providing guidance to select the most suitable program for your financial circumstances in .

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Loan Limits and Down Payment Requirements for 2025 in Norristown, Montgomery, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Norristown, PA

Lendersa® is committed to offering you the best USDA or FHA loan possibilities swiftly and without hassle. Choose one of three starting paths that will align you with matching lenders and suitable USDA loan programs.

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Understanding USDA Loans in PA

A USDA home loan, commonly referred to as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and is intended solely for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Reliance Mortgage Inc.
  • 1008 140th Ave NE, Suite 101, Bellevue, WA, 98005
  • Reliance Mortgage has been simplifying residential, commercial and construction loans since 1992. The company remains one of the strongest truly local institutions in the Pacific Northwest. Today, we are a premier leading Asian Mortgage broker in Washington. We are currently licensed to do loans in Washington, Oregon, California & Nevada.
  • Seattle's Best Mortgage Inc
  • 11911 NE 1st St, Suite B306, Bellevue, WA, 98005
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you
  • Washington Mortgage Solutions LLC
  • 1 Lake Bellevue Drive, Suite 205, Bellevue, WA, 98005
  • Washington Mortgage Solutions LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Homelink Mortgage, Inc.
  • 365 118th Avenue Southeast, Suite 200, Bellevue, WA, 98005
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with competitive interest rates and superior service. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • NW Sunrise Mortgage LLC
  • 11900 NE 1st St, Suite 300, Bellevue, WA, 98005
  • We aim to offer the best professional housing loan service to meet our clients' financial needs in the Greater Seattle Area. NW SUNRISE MORTGAGE LLC was incorporated on Feb 26 2020 as a PROFIT Limited Liability Company Type registered at 11900 NE 1ST ST STE 300, BELLEVUE, WA. The agent name of this company is XU CHEN.
  • Integrity Mortgage Group
  • 9683 Tierra Grande, Suite 102, San Diego, CA, 92126
  • Integrity Mortgage Group team is committed to providing clients with the highest quality financial services combined with great rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
  • Hyde Funding
  • 8996 Miramar Rd, Suite 250, San Diego, CA, 92126
  • Headquartered in San Diego with over a decade of experience, Hyde Funding represents what you want in a mortgage lender. Hyde Funding specializes in all home purchase transactions, from Jumbo, FHA, First Time Home Buyer, Veteran, Conforming, Rehab, Cash Out, Hard Money and anything outside the box.
  • Integrity Mortgage Group
  • 9683 Tierra Grande St, Suite 102, San Diego, CA, 92126
  • Integrity Mortgage Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Morgan Home Loan Funding Corp
  • 8996 Miramar Road, Suite 230, San Diego, CA, 92126
  • Our mission is to provide you with the highest quality mortgage and refinancing services. Our loans are tailored to fit your personal needs at some of the most competitive rates in the nation. We are committed to serving the communities where we live and work, helping to providing mortgage solutions and to strengthen communities to improve lives,