USDA and FHA Pro and Con in Bart, Lancaster County, PA

In 2025, the USDA loan limit for Bart, in Lancaster county, PA, is established at $336,500. For a single-family property, the FHA limit is $472,030.

Use the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates available today. Determine the qualifying income, credit, reserves, and necessary documents. Our advanced mortgage tool shows a side-by-side comparison of USDA, FHA, Conforming, and VA options, enabling you to decide which program best addresses your financial situation in .

Explore loan options from 100 lenders

2025 Loan Limits and Down Payment Essentials in Bart, County of Lancaster, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Paths in Bart, PA

Lendersa® is focused on securing you the best USDA or FHA loan quickly and efficiently. Begin by opting for one of three paths to connect with suited lenders and USDA programs.

Visual overview of Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, offered by the Department of Agriculture—also known as a USDA rural development loan or mortgage—can only be found in rural neighborhoods. Setting them apart, FHA loans demand a minimum 3.5% down payment, whereas USDA loans eliminate that need.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • TelComm Credit Union
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  • TelComm Credit Union is a not-for-profit financial cooperative where members receive many benefits, such as high savings rates, low loan rates, and the security and convenience of a sound financial institution. Readers of the Springfield News-Leader have voted TelComm the "Best Credit Union"​ in the Ozarks for the 13th year in a row.
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  • Reverse Mortgage Reality
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  • Sunstate Mortgage LLC
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