USDA Vs. FHA Pro and Con comparison in East-Drumore, Lancaster County, PA

As of 2025, the USDA loan limit in East-Drumore, within Lancaster county, PA, is $285,000. By contrast, the FHA limit for a single-family home is $356,362.

Leverage Lendersa®'s USDA loan calculator to contrast USDA vs. FHA rates and ascertain the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding your choice of the best program in for your financial needs.

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2025 Loan Limits and Down Payment Information in East-Drumore, Lancaster, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in East-Drumore, PA

The goal of Lendersa® is to promptly provide you with the best USDA or FHA loan without hassle. Choose from three options to connect with lenders and the relevant USDA loan programs.

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Understanding USDA Loans in PA

A USDA home loan, backed by the Department of Agriculture, also referred to as a USDA rural development loan, is exclusively available for rural areas. Unlike FHA loans, which need a 3.5% minimum down payment, USDA mortgages do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Century Bank and Trust
  • 141 South Wayne Street, Milledgeville, GA, 31061
  • Century Bank & Trust has operated as an independent community bank under local control. The Boards of the Bank and Century Bancorp, Inc, remain convinced, unless faced with strong evidence and trends to the contrary, that this direction can continue to offer against other alternatives, higher returns, a superior level of service to our customers.
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  • 16230 Prince Drive, South Holland, IL, 60473
  • Sherwin-Williams Credit Union We are a full service credit union that offers various deposit accounts including savings, checking, CDs, IRAs, and money markets. We also offer all kinds of loans such as mortgages, home equity loans, vehicle loans, signature loans, share secured loans, credit cards, and pay day lending for quick cash
  • Savannah Postal Credit Union
  • 22 Ogletthorpe Professional Blvd, Savannah, GA, 31406
  • Savannah Postal Credit Union is a State-chartered credit union incorporated June 6, 1952. For more than 53 years we have existed solely for the purpose of serving our members' best interests. The credit union was originally established for employees of the United States Postal Service. Today we serve 10 employee groups in Savannah
  • American Financial Services Group
  • 7712 Waters Ave, Savannah, GA, 31406
  • American Financial Services is one of the oldest loan companies in Savannah. Our first office opened in 1956, and we still proudly serve people of Chatham County and the nearby towns sixty years later. In 2010, American Financial Services merged with Coastal Finance Company and relocated to the present location at 7712 Waters Ave, Savannah, GA.
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  • National Bank team of hard-working community members that help our neighbors with all things banking - when you grow, we grow. We know customers are always striving for more, and being the locally trusted financial leader, we are giving our customers personalized options that make banking simple, yet effective
  • Holly Walther Lending Team
  • 4343 Shallowford Road, Suite 110, Marietta, GA, 30062
  • Holly Walther have 20+ yrs of lending experience and a 100% closing record. The Holly Walther Lending Team is among the top mortgage loan producers in all of Georgia. Holly's exclusive concierge service, and systematic communication will keep you informed and involved every step of the way, ensuring a streamlined approval process.
  • CDC Federal Credit Union
  • 2301 Parklake Drive, Atlanta, GA, 30345
  • CDC Federal Credit Union, we understand each member has different money management skills with unique needs. That is why we offer a wide variety of products and services to meet those needs in your current stage of life. If you are just starting out, you may need a savings and checking account.
  • SunTrust Bank
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