USDA and FHA Pro and Con in East-Drumore, Lancaster County, PA

As of 2025, the USDA loan limit in East-Drumore, within Lancaster county, PA, is $285,000. By contrast, the FHA limit for a single-family home is $356,362.

Leverage Lendersa®'s USDA loan calculator to contrast USDA vs. FHA rates and ascertain the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding your choice of the best program in for your financial needs.

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2025 Loan Limits and Down Payment Information in East-Drumore, Lancaster, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in East-Drumore, PA

The goal of Lendersa® is to promptly provide you with the best USDA or FHA loan without hassle. Choose from three options to connect with lenders and the relevant USDA loan programs.

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Understanding USDA Loans in PA

A USDA home loan, backed by the Department of Agriculture, also referred to as a USDA rural development loan, is exclusively available for rural areas. Unlike FHA loans, which need a 3.5% minimum down payment, USDA mortgages do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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