In 2026, the USDA loan limit in Colerain, located in the county of Lancaster, PA, is $336,500, while the FHA cap for a single-family home is $472,030.
To compare today's USDA vs. FHA best rates and clarify the necessary income, credit, reserves, and documentation for qualification, consider using Lendersa®'s USDA loan calculator. This advanced tool lets you evaluate USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the optimal program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, our goal is to swiftly secure the best USDA or FHA loan for you without hassle. Choose from one of three approaches to connect with matching lenders and explore suitable USDA loan programs.
A USDA home loan is backed by the government's Department of Agriculture, also known as a USDA rural development loan. These loans are available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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