USDA and FHA Pro and Con in Beaver-Falls, Beaver County, PA

In 2025, the USDA loan limit in Beaver-Falls, situated in the county of Beaver, PA, is $285,000. Meanwhile, the FHA limit for a single-family home reaches $356,362.

Use the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates, identifying the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides a comprehensive comparison of USDA, FHA, Conforming, and VA loans, aiding you in determining which program in Alabama best suits your financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Beaver-Falls, Beaver, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Beaver-Falls, PA

The objective of Lendersa® is to facilitate access to the best available USDA or FHA loans promptly and hassle-free. Begin by selecting one of three initial methods leading to matching lenders and USDA loan programs.

Results from Lendersa USDA loan requests

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the Department of Agriculture, is also known as the USDA Rural Development Loan or USDA mortgage and is reserved for rural areas. Contrary to FHA loans requiring a down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Formerly Catholic Federal Credit Union, as Jolt Credit Union our commitment to this community, our members & our values is a reflection of all that has come before.Originally chartered in 1956 to serve parishioners of St. Mary's Cathedral Federal Credit Union in Saginaw, Mi, Jolt Credit Union continues to be bolstered by our longstanding philosophy
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