USDA Vs. FHA your options comparison in Beaver-Falls, Beaver County, PA

In 2025, the USDA loan limit in Beaver-Falls, situated in the county of Beaver, PA, is $285,000. Meanwhile, the FHA limit for a single-family home reaches $356,362.

Use the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates, identifying the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides a comprehensive comparison of USDA, FHA, Conforming, and VA loans, aiding you in determining which program in Alabama best suits your financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Beaver-Falls, Beaver, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Beaver-Falls, PA

The objective of Lendersa® is to facilitate access to the best available USDA or FHA loans promptly and hassle-free. Begin by selecting one of three initial methods leading to matching lenders and USDA loan programs.

Results from Lendersa USDA loan requests

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the Department of Agriculture, is also known as the USDA Rural Development Loan or USDA mortgage and is reserved for rural areas. Contrary to FHA loans requiring a down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Prime Choice Lending LLC
  • 2351 Rapollo Dr, Kissimmee, FL, 34741
  • We strive to obtain the perfect mortgage program to meet your individual needs. We will make sure you have all the available mortgage options to review so you can make the best decision possible. We know that every client has specific needs, so we strive to meet those needs with a wide array of mortgage products.
  • 1st Option Mortgage LLC
  • 722 Patrick Street, Kissimmee, FL, 34741
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for home loans that are right for you. Family owned and operated with the knowledge to help get you in the home of your dreams. Mortgage Brokers have access to more competitive interest rates.
  • Banczone
  • 123 S Clyde Ave, Suite 201, Kissimmee, FL, 34741
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Butler Mortgage
  • 1012 W. Emmett Street, Suite B, Kissimmee, FL, 34741
  • Butler Mortgage was established in 1994 to serve the residential mortgage lending needs of the people of St. Cloud, Kissimmee, Harmony, Lake Nona and throughout Osceola County. We have had the pleasure and privilege to work with thousands of our neighbors, and have built deep roots as a trusted business in our community.
  • Richland Loan Processing Center
  • 3409 W 47th Street, Suite 106, Sioux Falls, SD, 57106
  • When Richland Loan Processing Center (RLPC) began originating private student loans, our vision has remained consistent. We offer a unique level of service helping lenders meet their specific needs rather than requiring them to build a loan program around a servicer's platform and service offerings.
  • Windsor Mortgage Solutions
  • 5101 S Broadband Ln, Sioux Falls, SD, 57106
  • Windsor Mortgage Solutions draws on an extensive history & years of experience in mortgage lending. Now we’re making this valuable expertise available to your financial institution & your customers. Windsor Mortgage Solutions service ties together our team and yours, allowing your organization to offer a full-service mortgage lending department.
  • Launch Credit Union
  • 300 S. Plumosa St, Merritt Island, FL, 32952
  • Launch Credit Union was officially chartered in April of 1963, & since then we’ve been providing quality financial products and exceptional service to our members for more than 50 years. We look forward to helping you go beyond to reach your financial goals. Stop by any of our conveniently located branches to open your savings & checking account,
  • PLAINS COMMERCE BANK
  • 3905 West 49th Street, Sioux Falls, SD, 57106
  • Plains Commerce Bank's sole purpose of operation is to provide their customers with quality service and products, by linking the values of the past with the ideas and technology of the future. Getting its start in rural South Dakota over eighty years ago, Plains Commerce Bank has built a solid foundation.
  • Bank of Oak Ridge
  • 2360 Tower Dr, Suite 107, Monroe, LA, 71201
  • Bank of Oak Ridge is a Louisiana chartered bank that began in 1910 and has proudly served Oak Ridge and the surrounding Morehouse and Richland Parish area for over 100 years. We were excited to expand our community banking services into Monroe, LA, by opening a Loan Production Office in June 2016, then converting it to a full-service branch in Sept
  • Cross Keys Mortgage
  • 1401 Hudson Ln, Suite 101, Monroe, LA, 71201
  • At Cross Keys Bank our Mission Statement is simple: “Our mission is to help our customers succeed.” Since our beginning in 1902 we have served the people and the communities of Northeast Louisiana by providing products and customer service as a package. They just go together. For 18 consecutive years, we have received the highest award.