USDA and FHA Pro and Con in Brighton, Beaver County, PA

In 2026, the USDA loan limit for Brighton, within the county of Beaver, PA, is $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates and understand the income, credit score, reserves, and documents required to qualify. Our advanced mortgage tool shows USDA, FHA, Conforming, and VA loans side by side, helping you choose the best option for your situation in Alabama.

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2026 Loan Limits and Down Payment Demands in Brighton, Beaver, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring Options for USDA and FHA Loans in Brighton, PA

The purpose of Lendersa® is to connect you with the best USDA or FHA loan quickly and easily. Start with one of three steps to match with lenders and USDA loan programs.

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Understanding USDA Loans in PA

The USDA home loan, backed by the Department of Agriculture and also known as the USDA Rural Development Loan or USDA mortgage, is exclusively for rural areas. Unlike FHA loans which require a down payment of at least 3.5%, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Fieldstone 1st Mortgage was grown out of the idea that there needed to be a fundamental change in the way mortgage transactions were done. In a time where phone calls were left unanswered, text messages left unnoticed, and emails left unread, we sought to make sure that client service always remained our number one priority.

  • Great Lakes Lending MI, LLC
  • 20700 Civic Center Dr, Suite 360, Southfield, MI, 48076
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  • MilMar Financial LLC
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  • Strategic Federal Credit Union
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  • Strategic FCU is a not-for-profit, cooperative financial institution owned and governed by its members. Members' deposits are Federally insured and Strategic FCU is Federally regulated by the National Credit Union Administration (NCUA). Our sole purpose is to provide our members with the best possible financial services at the lowest cost.

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