USDA Vs. FHA Pro and Con comparison in Brighton, Beaver County, PA

In 2026, the USDA loan limit for Brighton, within the county of Beaver, PA, is $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates and understand the income, credit score, reserves, and documents required to qualify. Our advanced mortgage tool shows USDA, FHA, Conforming, and VA loans side by side, helping you choose the best option for your situation in Alabama.

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2026 Loan Limits and Down Payment Demands in Brighton, Beaver, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring Options for USDA and FHA Loans in Brighton, PA

The purpose of Lendersa® is to connect you with the best USDA or FHA loan quickly and easily. Start with one of three steps to match with lenders and USDA loan programs.

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Understanding USDA Loans in PA

The USDA home loan, backed by the Department of Agriculture and also known as the USDA Rural Development Loan or USDA mortgage, is exclusively for rural areas. Unlike FHA loans which require a down payment of at least 3.5%, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Brighton Lenders

  • West-Aircomm Federal Credit Union
  • 485 Buffalo Street, Beaver, PA, 15009
  • Lends in Pennsylvania
  • West-Aircomm FCU started as an alternative way to save & borrow money that would benefit a group of people who worked together. More than 70 years later, we’re proud to continue their mission in our community. As a member-owned &-operated financial cooperative, we focus on finding ways to help all of our members, offering a wide range of products

  • West Penn P&P Federal Credit Union
  • 1089 Third Street, Beaver, PA, 15009
  • Lends in Pennsylvania
  • We are a non-profit, member-owned, financial institution that has been serving Western Pennsylvania and their families for over 50 years. Because we are non-profit, and member-owned, money made in excess of expenses is returned to the membership through competitive loan rates and savings dividends.

  • Excel Mortgage Group, Inc
  • 325 Beaver Street, Beaver, PA, 15009
  • Lends in Pennsylvania
  • Excel Mortgage Group, Inc. was established in 1990. We aim to provide world-class, customer-focused service, along with a wide range of loan products to accommodate all homebuyers. We take pride in getting to know our clients and finding the lowest interest rates and best loan programs to fit their individual needs.

  • Mortgage Lending Solutions
  • 900 Pennsylvania Ave, Monaca, PA, 15061
  • Lends in Pennsylvania
  • Mortgage brokers took a great hit to their reputations during the mortgage implosion that started in 2007. Selfish and self-perpetuating loan officers who had their own financial gain in mind became the unfortunate representation of brokers not having the best interest of their clients in mind during the lending process

  • Blackhawk Federal Credit Union
  • 2358 Darlington Road, Beaver Falls, PA, 15010
  • Lends in Pennsylvania
  • Blackhawk Federal Credit Union is now offering an app to help you track your spending and manage your debit cards from your mobile device! This app has many capabilities, including the option of turning your debit card on and off! Imagine resting easy knowing your card isn’t going to be used fraudulently!

  • Beaver Valley Federal Credit Union.
  • 601 37th Street, Beaver Falls, PA, 15010
  • Lends in Pennsylvania
  • Our history of ""people helping people"" can be traced to January 2, 1942 - with the chartering of Beaver Valley Federal Credit Union (then B&W Employees Federal Credit Union).

    At that time membership was opened to those employed in the local plants of the Babcock & Wilcox Tubular Products Group and to their immediate families.

  • Premier Mortgage and Home Equity LLC
  • 2558 Darlington Road, Beaver Falls, PA, 15010
  • Lends in Pennsylvania
  • Premier Mortgage & Home Equity, based in Beaver Falls, Pennsylvania, when you wish to buy your first home, or if you would like to refinance your home. These services are our particular specialties but expect unsurpassed personal service and expertise from us for all of your mortgage needs.

  • RS Bellco Federal Credit Union
  • 710 Third Avenue, New Brighton, PA, 15066
  • Lends in Pennsylvania
  • R-S Bellco Federal Credit Union was founded in 1953 and was originally chartered as Befabel Rochester Federal Credit Union. The original field of membership was “those employees of Sewickley and Rochester Sub-Divisions of the New Castle District of the Bell Telephone Company who work in Beaver and Allegheny Counties, Pennsylvania.

  • Friendly Federal Credit Union
  • 2000 Main Street, Aliquippa, PA, 15001
  • Lends in Pennsylvania
  • At Friendly Federal Credit Union, we are improving the accessibility and usability of our website for our members and potential members. Our efforts are based on the the standards for Web Content Accessibility Guidelines 2.0. It is our policy to ensure that persons with disabilities have full