USDA Vs. FHA Pro and Con comparison in New-Sewickley, Beaver County, PA

In 2025, the USDA loan limit in New-Sewickley, within Beaver county of PA, stands at $285,000, while the FHA limit for a single-family home is $356,362.

Explore the Lendersa® USDA loan calculator to contrast today's leading USDA and FHA rates. This tool helps you determine the income, credit, reserves, and documents necessary for qualification. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA programs side by side to identify the best fit for your financial circumstances in .

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2025 Loan Limits and Down Payment Requirements in New-Sewickley, Beaver, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in New-Sewickley, PA

Lendersa® aims to secure the best USDA or FHA loan for you swiftly and efficiently. Choose one of three starting points that align you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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