For the year 2026, the USDA loan limit in Beaver, located in Beaver county, PA, stands at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Take advantage of the Lendersa® USDA loan calculator to compare the best rates today for USDA versus FHA, and to determine the income, credit, reserves, and documents you'll need for qualification. Using our sophisticated mortgage calculator, you can view side-by-side comparisons of USDA, FHA, Conforming, and VA loans to decide which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, we strive to secure the best USDA or FHA loans for you quickly and effortlessly. Choose from one of three starting options to find matching lenders and access USDA loan programs.
A USDA home loan, officially backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. This loan is accessible only in rural areas. Unlike FHA loans, which demand a minimum of 3.5% down payment, the USDA mortgage requires no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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