USDA VS FHA in Bedford, Bedford County, PA

In 2026, the USDA loan limit for Bedford in Bedford county, PA, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you decide which program in best suits your financial needs.

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Loan Limits and Downpayment Requirements for 2026 in Bedford, Bedford, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Bedford, PA

The aim of Lendersa® is to quickly secure the best USDA or FHA loan for you, effortlessly. Choose one of three initial paths to connect with lenders and investigate USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Positive Rate Mortgage LLC
  • 1631 Midtown Place, Suite 129, Raleigh, NC, 27609
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide extremely competitive VA, Conventional, Jumbo and NON QM home loans to our clients. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. We are a veteran owned, full-service mortgage brokerage company.

  • First Citizens Bank
  • 4300 Six Forks Road, Raleigh, NC, 27609
  • First Citizens began as the Bank of Smithfield in Johnston County, N.C. From a single office, First Citizens has grown to more than 550 branches in 19 states. First Citizens today is a full-service banking institution with more than 6, 500 employees. Our parent company, First Citizens BancShares, Inc.

  • Integrated Funding
  • 4098 Barrett Dr., Raleigh, NC, 27609
  • Integrated Funding, located near the North Hills shopping center in Raleigh, NC, is not your average mortgage company. We serve clients in Raleigh, Cary, Apex, as well as Charlotte, Wilmington and throughout North Carolina, and we offer custom-fitted mortgage and refinancing options to suit our clients’ individual needs.

  • Residential Mortgage Advisors, LLC
  • 5711 Six Forks Rd, Suite 308, Raleigh, NC, 27609
  • At Residential Mortgage Advisors, LLC. We are privileged to be a leader in providing home loans for borrowers in the triangle area and throughout North Carolina. Combining cutting edge technology, experienced loan officers and business partners, and the "best interest rates" in the market. We hope to be your lender of choice.

  • Cannondale Financial LLC
  • 144 East Avenue, Suite 200, Norwalk, CT, 06851
  • CANNONDALE FINANCIAL LLC has been in business since 1997. We are licensed in New York and Connecticut. We offer mortgage for Residential, Commercial, FHA, VA, USDA, HELOC, Reverse Mortgage and Construction financing There are many factors in looking for the right home loan including your needs, finances and history

  • South End Capital Corporation
  • 101 Merritt 7 Corporate Park, Suite 300, Norwalk, CA, 06851
  • Founded in 2009, South End Capital is a nationwide, non-conforming lender and intermediary. We offer mortgages secured by commercial and investment residential real estate, as well as collateralized and uncollateralized business loans. Our technology-enabled platform delivers a streamlined loan process, and we are committed to providing excellent s

  • PARISH FCU
  • 5138 N Summit Street, Toledo, OH, 43611
  • The Credit Union was started in 1938 as the St. Agnes Federal Credit Union. When St. John the Baptist was added our name changed to St. Agnes-St. John Toledo Federal Credit Union.

    In 2001 the credit union merged with St. Mary’s-St. Thomas Credit Union and changed its name to Parish Federal Credit Union

  • Carolina Ventures Mortgage LLC
  • 3 Bypass Lane, Chapel Hill, NC, 27517
  • Carolina Home Mortgage is a family-owned mortgage broker you can take advantage of comparing the products of 10 or more lenders without leaving the comfort of your home. Our company does not lend the money, so we are not motivated to push you into a set product or cross sell financial accounts.

  • CIMG Residential Mortgage
  • 1414 Raleigh Rd, Suite 400, Chapel Hill, NC, 27517
  • "At CIMG, giving back to our local community is an integral part of the company culture. You could say it’s part of our DNA. Since 1997, we have put over $1.2 million back into the communities we operate in through sponsorships and other charitable contributions.



    We see ourselves as a small business with a big responsibility