USDA Vs. FHA Pro and Con comparison in East-St.-Clair, Bedford County, PA

In 2025, USDA loan limit in East-St.-Clair, county of Bedford, PA is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in East-St.-Clair, county of Bedford, PA

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in East-St.-Clair, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Shintani Group Inc.
  • 10866 Wilshire Boulevard, Suite 1625, Los Angeles, CA, 90024
  • Stephen Shintani is one of the highest-producing mortgage brokers in the country. He has worked intimately with business management firms, financial planners, high-end real estate agents, estate attorneys and top business executives. He has also been recognized as a source of innovation and knowledge within the industry by several prominent lending
  • City Capital Realty
  • 1575 Westwood Blvd., Suite 201, Los Angeles, CA, 90024
  • We specialize in providing bridge loans to property owners and real estate investors in need of financing outside the scope of traditional banks and lenders. Our streamlined process and extensive experience, guarantees fast and smooth closings. While traditional lenders could take months to close, we can complete the process in a few days.
  • Arixa Capital
  • 10940 WILSHIRE BLVD, SUITE 2300, Los Angeles, CA, 90024
  • Arixa Capital has built a full-service lending and loan servicing platform to ensure a steady flow of investments for our funds. For our investors, we strive to provide attractive steady income and stable returns with a focus on capital preservation. On every investment we make, we work to maintain a healthy margin of safety. .
  • Crosswind Financial
  • 10960 Wilshire Blvd, Suite 1050, Los Angeles, CA, 90024
  • Arixa Capital is a real estate investment manager and non-bank lender based in Los Angeles.Our objective is to deliver attractive,consistent returns by investing in underserved niches such as making small balance loans to real estate investors and developers.Founded in 2006, Company specializes in managing co-mingled discretionary investment funds.
  • Montserrat Financial Group, Inc.
  • 9024 Balboa Blvd, Northridge, CA, 91325
  • Montserrat Financial Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Northwest Financial Network Corporation
  • 17907 Raymer Street, Northridge, CA, 91325
  • Northwest Financial Network our top priority is to take loan applications, for purchase or refinance, at our office or at your place, and process them as fast as possible. In this volatile market, it makes a lot of difference if you get your loan approved as soon as possible. When you get your loan approved, you can take advantage of the market.
  • Legacy Liaisons, LLC
  • 400 Corporate Pointe, Suite 300, Culver City, CA, 90230
  • Legacy Liaisons LLC is located in Columbus, OH, United States and is part of the Management, Scientific, and Technical Consulting Services Industry. Legacy Liaisons LLC has 1 total employees across all of its locations and generates $34, 669 in sales (USD). (Sales figure is modelled).
  • Benefit Mortgage
  • 6167 Bristol Parkway, Suite 345, Culver City, CA, 90230
  • Benefit Mortgage was formed by financial industry veterans with vast expertise and a singular mission: to educate experienced homeowners on how to use a reverse mortgage safely as a retirement tool. We’ve helped countless homeowners proficiently utilize their home equity as an element of their retirement portfolio.
  • Penny Lane Financial
  • 1804 W Union Ave, Suite 202, Tacoma, WA, 98405
  • Penny Lane Financial we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use common sense in consulting with you to obtain the best loan possible for your personal unique needs. We provide top-tier quality rates from a wide range of A-rated lenders.
  • Clovis 1st Real Estate Services Inc.
  • 635 Barstow Ave, Suite 16, Clovis, CA, 93612
  • Clovis 1st Real Estate Services, Inc. in 1995 to provide our community with the best realtor services that they deserve. We put up the business when we moved to Clovis. We are licensed to provide our real estate sales, home loans, and real estate consultation. We have always valued integrity and a high legal standard of work
  • Park Place Mortgage
  • 418 Pollasky, Clovis, CA, 93612
  • Park Place Mortgage helping our clients, its simple. We want to make real estate personal again. We want to make something that can be stressful and complicated, easy and streamlined. We are local. We live locally, we shop locally, we support local. We make this area our home. We know this market inside and out and are excited.
  • All Access Mortgage
  • 96 Shaw Avenue, Suite 205, Clovis, CA, 93612
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.