USDA Vs. FHA Pro and Con comparison in Windber, Somerset County, PA
In 2025, the USDA loan limit for Windber, located in the county of Somerset, PA, is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to analyze today's top USDA versus FHA rates, and establish the income, credit, reserves, and documents needed for qualification. This advanced mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA loans, facilitating your selection of the ideal program in for your financial scenario.
2025 Loan Limits and Down Payment Requirements in Windber, Somerset, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Windber, PA
Lendersa® is committed to helping you secure the best USDA or FHA loan quickly and without trouble. Choose one of the three methods to connect with suitable lenders and USDA loan programs.
A USDA home loan, supported by the Department of Agriculture, known as a USDA rural development loan or mortgage, is reserved for rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages require no down payment at all.
Hempfield Area Federal Credit Union. Although our services are similar to a bank, we are a non-profit financial institution operating strictly for the benefit of our members. We strive to provide our members with higher yields on savings and lower rates on loans. Founded in 1959, our goal is to help each and every member attain a strong.
FirstEnergy Choice Federal Credit Union was chartered in 1935 and is a full-service, member owned, not-for-profit financial services organization dedicated to serving its membership. and also FirstEnergy Choice Federal Credit Union to coincide with our updated charter which offers membership to family members of existing members.
At Westmoreland Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
241 North Pittsburgh Street, Connellsville, PA, 15425
Glass Cap Federal Credit Union was first chartered in 1960 and Glass Cap Federal Credit Union is a non-profit financial institution owned and operated by its members. Our sole purpose is to assist our members in sound management of their financial affairs by offering the best service and products at the lowest possible cost
Elderton State Bank’s mission is to create long-term value for customers, shareholders, employees, and the communities we serve by providing high quality, personal service Elderton State Bank was founded in Elderton, Pennsylvania in 1919. Since that time, the Bank has grown in assets to over $230 million and serves customers in 20 Pennsylvania coun
520 Jefferson Avenue, 5th Floor, Suite 501, Jeannette, PA, 15644
JDMH FCU is a democratic, non-profit financial organization chartered by the Federal Government which is owned & operated by the members and exists solely to benefit them. Membership is open to all employees of Excela Health Westmoreland Hospital; retirees of Mercy Jeannette Hospital; Excela volunteers; employees of the credit union.
Franklin Regional Schools Federal Credit Union was founded in 1967 to give the faculty and administration of the school district a convenient means to obtain loans and other financial services. Currently FRSFCU has 450 members and has been helping its members obtain the financing necessary to meet their individual needs.
The Elliott Community FCU, Founded in 1935, is unique in the fact that all of our local branches were homes converted into office space. Membership is open to anyone who Lives, works, worships or attends school in Westmoreland County. We strive to provide our members with unique and personalized customer service that they cannot get.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
The Stanwood Area Federal Credit Union traces its roots back to 1940. The credit union has continued to thrive over the years through the efforts of many non-paid volunteers who have been dedicated to the credit union philosophy of “People Helping People”. Our Mission is to provide the best quality services available to meet the financial needs.
From the day we opened our doors in 1951 to today, Community State Bank has valued Fairness. The founders, unable to secure fair lending from banks in neighboring, more affluent counties, were compelled to start a bank where everyone had the opportunity to get a loan and had access to good banking products, close to home.
