USDA and FHA Pro and Con in West-Providence, Bedford County, PA
In 2025, the USDA loan limit in West-Providence, part of Bedford county, PA, is $285,000, whereas the FHA limit for a single-family home is $356,362.
Lendersa® USDA loan calculator allows you to compare today's leading USDA and FHA rates, determining the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side to assist you in choosing the most fitting program in for your financial circumstances.
Loan Cap and Down Payment Needs for 2025 in West-Providence, Bedford, PA
Type of Loan
Limit
Initial Down
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in West-Providence, PA
Lendersa® aims to quickly and conveniently secure the best possible USDA or FHA loan for you. Choose one of three starting approaches that lead to compatible lenders and USDA loan options.
A USDA home loan, guaranteed by the government Department of Agriculture, also known as the USDA rural development loan, is available solely in rural neighborhoods. Differing from FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage eliminates the need for any down payment.
First Palmetto Bank, one of South Carolina’s oldest financial institutions remains headquartered in the state’s oldest inland city of Camden. First Palmetto has grown to become one of the largest locally owned full-service financial institutions headquartered in South Carolina, with twenty-three branch locations across the state.
Kalamazoo County State Bank is the oldest independently owned and operated community bank in Kalamazoo County. The driving force that led to the bank’s formation over ten decades ago came from the Krum and Angell families. Members of both families saw the need for hometown banking services.
SCU Credit Union, you can take advantage of our full range of deposit accounts, loans, and related services featuring highly competitive rates. We are a leading provider of home and auto financing throughout our service area. We offer the latest technology, which allows you access to your accounts from your home, office or on the go.
HarborOne Bank has been serving the needs of customers and the communities that we call home for over 100 years. Today, HarborOne has 26 branches in southeastern Massachusetts and Rhode Island and commercial lending offices in Boston and Providence. HarborOne Mortgage, headquartered in Manchester
Using his expertise and background in Real Estate Ken Ziehm assists clients in choosing a mortgage to meet their needs. He started originating loans for Merrimack Mortgage in 2004 and as an optional service, he opened Melody Mortgage, LLC, licensed by the State of New Hampshire Banking Department.
Blue Note Capital specializes in private financing for acquisition and rehabilitation of single and multi family residential properties in New Hampshire. We work with borrowers throughout the state and provide them with fast funding for their real estate investment projects. We have funded over $12 million in various size projects
NHCash.com, LLC is a Veteran-founded and Woman-Led Online Loan Agency. Family-owned & operated so you can be sure you will receive a personal service. Locally-owned & operated. Supporting local people which is the core to our ethos We offer credit lines to people that may be underserved because of previous problems.
