USDA Vs. FHA Pro and Con comparison in New-Britain, Bucks County, PA

In 2025, the USDA loan limit for New-Britain, situated in Bucks County, PA, is $345,000, while the FHA limit for a single-family home is $431,250.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates, assessing necessary income, credit, reserves, and documents for eligibility. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program in for your financial situation.

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2025 Loan Limits and Down Payment Requirements in New-Britain, Bucks County, PA

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in New-Britain, PA

Lendersa® aims to swiftly connect you with the best USDA or FHA loans without hassle. Choose one of three pathways designed to match you with suitable lenders and respective USDA loan options.

Results of Lendersa USDA loan request matching

Understanding USDA Loans in PA

A USDA home loan, backed by the Department of Agriculture and also called a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans do not require any down payment, offering significant benefits to eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Bayport Funding LLC
  • 98 Cuttermill Road, Suite 424 N, Great Neck, NY, 11021
  • Bayport Funding LLC is Greater New York’s leading boutique private equity lending firm, specializing in short-term, non-traditional real estate loans to fund the acquisition of residential/commercial real estate investments. The company’s core mission—fueled by responsible and successful portfolio investment—is to invest in New York’s growing and b
  • W Financial
  • 60 Cutter Mill Road, Suite 601, Great Neck, NY, 11021
  • W Financial is a New York-based commercial real estate bridge lender specializing in time-sensitive or complex loan requirements. When a deal is unusual or time is short, we provide our clients with rapid, reliable access to the capital they need to get their deal over the finish line.
  • Manhattan Bridge Capital
  • 60 Cutter Mill Rd., Suite 205, Great Neck, NY, 11021
  • Manhattan Bridge Capital, Inc. (Nasdaq – “LOAN”) has been a publicly traded company since 1999. MBC is a "hard money" lender in New York Metropolitan area and in Florida, and is known to close its deals in a very short period of time. In most cases the client will have cash in his/her possession in 3-10 business days.
  • Sharestates, Inc.
  • 45 North Station Plaza, Suite 400, Great Neck, NY, 11021
  • Sharestates, we offer investors direct access to institutional-quality real estate investments through our online marketplace, with real estate investors earning a projected 8-12% net annualized returns. Through the process of real estate crowdfunding, we make it easy for anyone to build a real estate portfolio.
  • ARLINGTON FINANCIAL CORPORATION
  • 35 E Grassy Sprain Rd #300, Yonkers, NY, 10710
  • We’re a full service mortgage brokerage company with an experienced staff offering expertise in every area of mortgage brokering.. from purchases to refinances.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan – with the best rates, terms and costs – to meet our clients.
  • The Peoples Bank
  • 100 Spring Avenue, Chestertown, MD, 21620
  • Founded in 1910, The Peoples Bank has served Kent & Queen Anne’s Counties and the Eastern Shore for over 100 years (and Talbot County starting in 2016). The bank has a consistent history of outstanding service in the form of lending programs, customer satisfaction and involvement in its communities.
  • Service 1st Federal Credit Union
  • 1985 Montour Boulevard, Danville, PA, 17821
  • 1st Federal Credit Union is a full-service financial institution who puts the financial goals of our members at the heart of everything we do. Whether in one of our twelve branches located in Bloomsburg, Danville, Elysburg, Lewisburg, Loyalsock, Mifflinburg, Montandon, Shamokin Dam, Sunbury and Wilkes-Barre, or out-and-about in the community.
  • MC Federal Credit Union
  • 390 Walnut Street, Danville, PA, 17821
  • MC Federal Credit Union has remained committed to our members and the community. Unlike banks, MC Federal is owned by members and run by members. When we make money, it does not go to shareholders, it goes directly back to our members. As a result, MC Federal has industry leading dividends on deposit accounts. Our business plan is simple: Unbreakab
  • Central Susquehanna Community Federal Credit Union
  • 530 E Market Street, Danville, PA, 17821
  • CSC FCU opened in the TRW building in Danville as the TRW Federal Credit Union. When TRW closed its manufacturing plant, we moved our office across the street and changed our membership charter from segment-based to community-based. Continuing to provide great service to our members has always been important to us.
  • Bridgeview Mortgage
  • 1200 Hempstead Turnpike, Franklin Square, NY, 11010
  • Bridgeview Mortgage Corp into your first home or an experienced buyer interested in cashing out equity, you have come to the right place! There are nearly as many loan options as there are home buyers. We are pros at helping find you the right one: consolidating high-interest debt, refinancing your home or cashing out equity to use toward a vacatio
  • Wisdom Capital
  • 3000 Marcus Ave Ste 2W1, New Hyde Park, NY, 11042
  • The Wisdom Capital asset-backed loan portfolio has generated a solid 6-10% return on investment (ROI), outpacing the market in year-over-year performance and offering a consistent hedge against volatility. Individual accredited investors are able to access a large marketplace of institutional quality mortgage loans sourced