USDA Vs. FHA your options comparison in Benner, Centre County, PA

In 2026, the USDA loan limit within Benner, in the county of Centre, PA, is $336,500, whereas the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA against FHA rates and determine the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side to help decide which program in suits your financial situation best.

Explore loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Benner, Centre, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Benner, PA

Lendersa® aims to provide the best possible USDA or FHA loans swiftly and without hassle. Choose one of three starting points to match with lenders offering USDA loan programs.

Lendersa USDA loan inquiry and matching results

What is a USDA Loan in PA?

A USDA home loan is supported by the Department of Agriculture, also termed a USDA rural development loan, and is available exclusively in rural areas. Unlike FHA loans needing a down payment of at least 3.5%, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Cornerstone Commercial Mortgage
  • 775 Esperanza Place, Chula Vista, CA, 91914
  • Cornerstone Commercial Mortgage specializes in commercial real estate finance. We act as mortgage consultants, not simply mortgage brokers, focusing on providing the appropriate financing solutions for each deal and each client. We manage every detail of the loan process from start to finish in a way that's effortless

  • Sidwell Funding Group
  • 823 Anchorage Place, Suite 9, Chula Vista, CA, 91914
  • YourMortgageBlog.com is owned and operated by Marshall-Ryckes, Inc. DBA Sidwell Mortgage Company and Sidwell Funding Group, a San Diego based California Mortgage Brokerage. For decades a 20% down payment was the prevailing standard in the U.S. mortgage industry. The 20% down payment served a twofold purpose.

  • American Home Equity Mortgage
  • 900 Lane Ave, Unit 150, Chula Vista, CA, 91914
  • We were founded with the basic principle that people should be treated right. Not sold to, but given honest and upfront information and advice so that you can make an informed decision on your home financing. We don’t have any fancy taglines or jingles.No famous celebrities or talk show hosts expounding on how great we are.

  • SouthWest Equity Mortgage
  • 438 Corte Calypso, Chula Vista, CA, 91914
  • Welcome to SouthWest Equity Mortgage, where Customer Satisfaction is our Top Priority! The SouthWest Equity Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home.

  • Secure Funding Group
  • 2371 Fenton St Ste 201, Chula Vista, CA, 91914
  • We are a full service mortgage brokerage firm with an exceptional staff offering expertise in all types of financing. Our team consists of loan officers that have worked for the largest mortgage lenders in the nation with over 45 years combined mortgage lending experience.We always find ways to get you approved and financed.

  • Caliber Home Loans, Inc
  • 877 Anchorage Place, Chula Vista, CA, 91914
  • Caliber Home Loans is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches,wholesale lending & correspondent lending.Caliber also offers innovative servicing solutions for both conforming and non-conforming loans.

  • First Priority Home Loans
  • 891 Kuhn Dr Ste 204, Chula Vista, CA, 91914
  • The First Priority Home Loans Team is your premier mortgage lender located in Chula VIsta, California. First Priority Home Loans offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Chula VIsta area.

  • Patriot Home Loans
  • 823 Anchorage Place, Chula Vista, CA, 91914
  • Patriot Home Loans is committed to exceeding expectations and creating a raving fan experience for all of our homeowners. We proactively communicate through your entire mortgage process with weekly status updates. We commit to: Close on time! Close accurately with the initial figures we originally promised within $100.