USDA Loan Vs. FHA loan for Spring, PA 2025

For 2025, the USDA loan limit in Spring, located in Berks county, PA, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA vs FHA rates. It helps you identify the income, credit score, reserves, and documents required for eligibility. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA products side by side, facilitating your decision on the best program in for your financial requirements.

Exploring USDA and FHA Loan Options in Spring, PA

Lendersa® aims to efficiently provide the best USDA or FHA loans. Choose one of three pathways to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

The USDA home loan, guaranteed by the government's Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is exclusive to rural areas. Unlike FHA loans demanding a 3.5% down payment, USDA loans require none.

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(408) 329-3793 Lender's profile and map Reviews AEZ Investment 4010 Moorpark Avenue, Suite 205, San Jose, CA, 95117 AEZ Investment is a professional real estate brokerage company licensed by the Department of Real Estate in California. The group is headquartered in San Jose, a major town in Silicon Valley, and is mainly engaged in consulting and services related to real estate buy and sale, property management, real estate loan and refinance.
(408) 657-3780 Lender's profile and map Reviews DCI Mortgage & Investment 4100 Moorpark Ave. Suite 216, San Jose, CA, 95117 DCI is a Silicon Valley mortgage broker and lender. Along with competitive rates, DCI provides some of the most flexible loan terms in the industry. DCI focuses on helping people and business finance property outside of the traditional routes. We have many sources of investment and funding.
(408) 541-1300 Lender's profile and map Reviews Mobile Home Mortgages 1270-C Lawrence Station Rd, Sunnyvale, CA, 94089 At Mobile Home Mortgage, we pride ourselves with providing outstanding customer service and value for your money. As your loan officer, it's my job to guide you through the sometimes difficult job of applying for a loan. We make it easy, and jump through the hoops for you. It is really quite simple to get started. You can give us a call
(888) 603-0777 Lender's profile and map Reviews Zeitro LLC 385 Moffet Park, Suite 105, Sunnyvale, CA, 94089 "Zeitro is digitizing the mortgage industry with AI technology, connecting borrowers, lenders and other stakeholders within a virtual ecosystem. Our data driven process searches through all available options to find the most competitive rates. Now everyone is just a few clicks away from their perfect match."
(888) 255-3637 Lender's profile and map Reviews KeyPoint Credit Union 2805 Bowers Ave, Santa Clara, CA, 95051 KeyPoint Credit Union is an award-winning credit union based in Silicon Valley, with $1 billion in assets and over 58,000 members across California. We aim to improve people’s lives with a full line of financial products and services, while providing excellent rates, low fees, 24/7 access and personalized member service.
(408) 457-9978 Lender's profile and map Reviews Veridian Mortgage 2975 Bowers Ave, Suite 315, Santa Clara, CA, 95051 We provide options & customized loan solutions for 1-4 unit residential purchase & refinance mortgages. Our goal is to zealously represent the consumer while collaborating and communicating with multiple parties, during a transparent process, in order to make sound, well-informed decisions in pursuit of your financial & homeownership dreams because
(408) 985-2288 Lender's profile and map Reviews URI Financial, Inc 3400 El Camino Real, Suite 6, Santa Clara, CA, 95051 URI Financial have been provided Real Estate & Mortgage Lending services in Bay area since 1988. URI Financial, Inc. understands the importance of low interest rates when looking for financing. So we provide competitive wholesale interest rates that are generally lower than those you obtain at local retail lenders.
(408) 475-1238 Lender's profile and map Reviews Advante Real Estate 4675 Stevens Creek Boulevard, Suite 240, Santa Clara, CA, 95051 Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
800.557.7720 Lender's profile and map Reviews Stonecrest Financial 4675 Stevens Creek Blvd suite 235, Santa Clara, CA, 95051 Stonecrest Financial have underwriting committee meetings every evening and will be able to give you a quick answer on your loan request. We underwrite to combined loan-to-value, story, and exit strategy. We are the direct decision-maker for our funds, and we can close in as quickly as one week.
(408) 260-5900 Lender's profile and map Reviews Silicon Valley Mortgage Corp 451 Los Gatos Boulevard, Suite 104, Los Gatos, CA, 95032 "We are a group of experienced, dedicated professionals who are premier providers of mortgage loan financing for home buyers and home loan borrowers based in Silicon Valley, about 45 minutes south of San Francisco, California. We offer the assistance you need to help in all of your mortgage endeavors.
(408) 353-9784 Lender's profile and map Reviews Victoria Capital Mortgage Company 455 Los Gatos Boulevard, Suite 100, Los Gatos, CA, 95032 "Mark is an Experienced and Top Producing Loan Agent based in Los Gatos but serving homeowners throughout California since 2003. Expert Advice. Responsive Service. Fast Turn Times. Expansive Product Selection. Great Rates. Home Refinance, Purchase, FHA, VA, Home Equity, Debt Consolidation.