USDA and FHA Pro and Con in Boggs, Centre County, PA

In the year 2026, the USDA loan limit for Boggs, located in Centre, PA, is $336,500. On the other hand, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to assess today's optimal USDA versus FHA rates, determining the income, credit score, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, helping you choose the best option in for your financial requirements.

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Loan Limits and Down Payment Requirements for 2026 in Boggs, Centre, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Boggs, PA

Lendersa® is focused on getting you the best USDA or FHA loan quickly and easily. Start with one of three pathways to connect with lenders and USDA loan options.

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Understanding USDA Loans in PA

A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan. This mortgage is strictly available in rural areas. In contrast with FHA loans that call for a minimum 3.5% down payment, a USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Trust Tennessee Home Mortgage, Inc
  • 445 Marilyn Lane, Alcoa, TN, 37701
  • TENNESSEE HOME MORTGAGE, INC. We are a full-service mortgage company based in Alcoa, Tennessee. We specialize in FHA Home Loans, VA, USDA, New Homebuyer Loans in Alcoa. We also serve the surrounding cities in Blount County, Loudon County, Knox County, Monore County, Anderson County, Sevier County, Union County.

  • Enrichment FCU
  • 201 South Illinois Avenue, Oak Ridge, TN, 37831
  • Enrichment Federal Credit Union opened its first small office In 1950, as K-25 Federal Credit Union to provide financial services to the employees of the Oak Ridge Gaseous Diffusion Plant (K-25). The K-25 plant enriched uranium as part of the Manhattan Project. In 2003 we converted to a community charter which expanded our field of membership.

  • ORNL Federal Credit Union
  • ornlfcuse!52261, Oak Ridge, TN, 37831
  • ORNL Federal Credit Union (FCU) is a not-for-profit, member-owned financial cooperative benefiting all who belong. Since 1948, our mission has been to help our members create healthy relationships with their money. By helping hundreds of thousands of members see success, we have become one of the largest credit unions in East Tennessee.

  • Owen County State Bank
  • 201 West Morgan Street, Spencer, IN, 47460
  • Owen County State Bank is a strong, local community bank located in Central Indiana. Owen County State Bank specializes in helping customers find the right financial solutions for business and retail customers. In 1922, the Citizens Bank of Freedom, Indiana was organized as a private bank. In the late 1920s, many businesses had gone bankrupt, inclu

  • Chippewa County Credit Union
  • 402 West Spruce Street, Sault Sainte Marie, MI, 49783
  • Chippewa County Credit Union Over the years, the credit union grew. An office was opened and employees were eventually hired. The name underwent a few changes, of course staff has changed, and we’ve moved to a bigger space, but we’re still the same. We take pride in being able to serve not only teachers and school administrators.

  • Federal Employees of Chippewa County Credit Union
  • 119 East Water Street, Unit 1, Sault Sainte Marie, MI, 49783
  • Federal Employees of Chippewa County Credit Union is dedicated to service the financial and economic well-being of our members, while giving constant consideration to their present and future needs, while striving to exceed their expectations. We are a small Credit Union located inside the beautiful Army Corps of Engineers Building on Water Street

  • Soo Co-op Credit Union
  • 4489 I-75 Business Spur, Sault Sainte Marie, MI, 49783
  • Established in 1958, Soo Co-op Credit Union is a not-for profit Financial Cooperative serving over 23, 000 members in the Eastern Upper Peninsula. With a passion for continuous improvement, our focus is to provide personalized service and a complete range of financial services designed to meet the individual needs of our members

  • Old Mission Bank
  • 2701 Interstate 75 Business Spur Sault, Sault Sainte Marie, MI, 49783
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  • Central Savings Bank
  • 511 Bingham Ave, Sault Sainte Marie, MI, 49783
  • Central Savings Bank has 9 locations with over 60 employees and more than $400 million in assets. The Bank is very involved in the communities it serves with organizations like United Way of the EUP, War Memorial Hospital’s Road to Recovery, Relay For Life of the EUP, the schools near its branches and many other local causes annually.

  • GrandSouth Bank
  • 381 Halton Road, Greenville, SC, 29606
  • GrandSouth Bank is a South Carolina state bank, which was incorporated and commenced operations as a commercial bank in 1998. The Bank operates from its offices in Greenville, Fountain Inn, Greer, Anderson, Columbia, and Orangeburg. Also, the Bank has expanded into the lowcountry area of South Carolina with a new location in Charleston.

  • Shellpoint Mortgage Servicing
  • PO Box 10826, Greenville, SC, 29603
  • Shellpoint Mortgage Servicing manages (or “services”) mortgage loans after mortgage lenders originate them. On behalf of our lender and investor clients, we accept and process mortgage payments from more than 1.7 million homeowners nationwide. In recent years we’ve grown to become America’s 5th-largest non-bank mortgage servicer.

  • World Finance
  • PO BOX 6429, Greenville, SC, 29606
  • World Finance has been helping people realize their financial goals by offering fixed rate and payment loan solutions. With branches nationwide, we are part of the communities in which we serve. Our branches are staffed with friendly, knowledgeable team members who live and work right in your town.