USDA and FHA Pro and Con in Walker, Centre County, PA

In 2025, the USDA loan limit for Walker, situated in the county of Centre, PA, is $336,500. Comparatively, the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to compare the prime USDA and FHA rates currently available. It helps determine the needed income, credit score, reserves, and documentation for eligibility. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, which assists in selecting the fitting program in for your financial planning.

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2025 Loan Limits and Downpayment Requirements in Walker, Centre, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Walker, PA

The mission of Lendersa® is to efficiently link you with exceptional USDA or FHA loans without undue difficulty. Start by selecting one of three options that lead you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

The USDA home loan, endorsed by the U.S. Department of Agriculture, often called the USDA rural development loan or USDA mortgage, is meant for rural areas exclusively. Unlike FHA loans, which require a mineral 3.5% down payment, USDA loans require no down payment, making them an appealing option for eligible candidates.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Star of Texas Financial Solutions
  • 810 N Valley Mills, Waco, TX, 76710
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  • The McCulloch Mortgage Team
  • 600 Lake Air Dr, Suite 1B, Waco, TX, 76710
  • At The McCulloch Team, we treat every customer as an individual, not a number. You won’t be placed into a loan profile created by the banking industry. We use common sense and will help you obtain the best home loan possible. We have a wide range of programs and together find the loan that’s best suited for you.
  • THE KOEHN MORTGAGE GROUP
  • 1600 Lake Air Dr, Waco, TX, 76710
  • The Koehn Mortgage Group, we treat every customer as an individual, not a number and we don't place you into a loan profile, created by the banking industry. We will help you obtain the best home loan possible, for your particular situation. We have a wide range of programs and together we'll find the loan that's best suited for you
  • Global Capital Funding
  • 2800 Post Oak Blvd Floor 56, Houston, TX, 77056
  • Global Capital Funding – Strategic, Fast, and Reliable Commercial Lending We provide custom financing solutions for real estate investors, developers, and business owners. Specializing in bridge loans, cash-out refinancing, construction, investment property and foreclosure bail-out loans, we deliver fast approvals, flexible terms, fast closings.
  • Aligned Mortgage Processing
  • 2700 Post Oak Blvd, Floor 20, Houston, TX, 77056
  • "Aligned Mortgage Processing is a contract loan processing company that partners with Mortgage Brokers, Lenders and Bankers throughout the State of Texas. our loan Program: FHA $100 Down Payment Program: 203B • Property must be a HUD REO • Loans up to county loan limits • Credit scores down to 500. Ratios can’t exceed 43% when manual underw
  • Residential Capital Mortgage Inc
  • 1901 Post Oak Boulevard, Unit 1205, Houston, TX, 77056
  • The founders of Residential Capital Mortgage have been helping individuals and families obtain mortgage financing for over 20 years. We created our company with the goal of offering the best service and pricing the market has to offer. The mortgage process can be overwhelming without expert advice.
  • Action Mortgage LLC
  • 5100 Westheimer Road, Suite 200, Houston, TX, 77056
  • Since 2001, Action Mortgage has delivered responsive and personalized service to thousands of home buyers and home owners. We are a full service mortgage broker licensed in Maryland, Michigan and Texas We pride ourselves on giving personalized one-on-one service to every customer. Our main focus is personalizing your loan to fit your needs.
  • BOXWOOD MORTGAGE LLC
  • 2700 Post Oak Blvd, Floor 21, Houston, TX, 77056
  • Boxwood Mortgage LLC. was opened during 2018. Founded by Patti Contrasto; a loyal and tenacious individual who believes in living a balanced and fulfilled life focused on growth, relationships, deep connections, adding value to humanity and always learning. Why we do what we do every day
  • Hometrust Mortgage
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  • Hometrust Mortgage Company has been providing excellent service and value to our customers. Our combination of an extensive suite of exceptional loan programs and our in-house processing, underwriting, and closing departments have ensured that our customers receive the best loan program for their needs as well as a successful
  • Titanium Mortgage
  • 5353 West Alabama, Suite 695, Houston, TX, 77056
  • "We are a leading provider of real estate financing with over 15 years of experience providing 24/7 exceptional concierge service to our clients. We understand that every borrower is different, so we offer a wide variety of products to meet the specific requirements of both the home buyer and investor."
  • Diversified Home Mortgage
  • 1750 Sky Lark Lane 1700, Houston, TX, 77056
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan