USDA Vs. FHA your options comparison in Bensalem, Bucks County, PA
In 2025, the USDA loan limit for Bensalem, located in the county of Bucks, PA, is $381,800. Meanwhile, for single-family homes, the FHA limit is set at $529,000.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, identifying the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows you to view the USDA, FHA, Conforming, and VA options side by side, helping you determine which program in best fits your financial needs.
2025 Loan Limits and Down Payment Requirements in Bensalem, Bucks, PA
Loan Type
Loan Limit
Down payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Bensalem, PA
At Lendersa®, our mission is to ensure you quickly receive the ideal USDA or FHA loan without complications. Begin by selecting one of three options to connect with suitable lenders and USDA loan programs.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture, available exclusively in rural areas. Unlike FHA loans that demand a minimum 3.5% down payment, USDA mortgages require no down payment at all.
WBRT Federal Credit Union was organized in 1958 and federally chartered in 1959 by the National Credit Union Administration (NCUA).
When you join WBRT Federal Credit Union you become a member of an organization owned by its members. It is always easier and more pleasant to do business where you are a member and not just an account number.
FirstOak Bank’s mission is to continue to develop and sustain a sound, profitable institution that will generate reasonable returns for its stockholders, be a chosen place of employment, and serve the financial needs of its customer base and the communities it serves. we will exceed your expectations as a friendly.
Welcome to Gemini Funding Corp., We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. We know that each customer has specific home loan needs, so we strive to meet those specific needs with a wide array of loan products, investment tools, mortgages
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