USDA Vs. FHA Pro and Con comparison in Bensalem, Bucks County, PA

In 2025, the USDA loan limit for Bensalem, located in the county of Bucks, PA, is $381,800. Meanwhile, for single-family homes, the FHA limit is set at $529,000.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, identifying the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows you to view the USDA, FHA, Conforming, and VA options side by side, helping you determine which program in best fits your financial needs.

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2025 Loan Limits and Down Payment Requirements in Bensalem, Bucks, PA

Loan Type Loan Limit Down payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Bensalem, PA

At Lendersa®, our mission is to ensure you quickly receive the ideal USDA or FHA loan without complications. Begin by selecting one of three options to connect with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture, available exclusively in rural areas. Unlike FHA loans that demand a minimum 3.5% down payment, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Alpha II Mortgage Inc
  • 956 Trenton Road, Fairless Hills, PA, 19030
  • At Alpha II Mortgage, Inc. Please feel free to ask any questions regarding your financial concerns and we will reply back the instant it reaches our email. We are here to answer all questions regarding the process of purchasing a first home, second home or investment property. We also have many products to fit your needs for the refinancing
  • Spirit Financial Credit Union
  • 8535 New Falls Road, Levittown, PA, 19054
  • Spirit Financial CU was established in 1953 as Fairless Employees Credit Union, with the primary goal of helping employees of the United States Steel Corporation. In the 1980s, the credit union became known as Fairless Credit Union, reflecting the credit union’s expanded legacy of serving the financial needs of various other employee groups.
  • New City Commercial Capital
  • 101 Greenwood Avenue Suite 101, Jenkintown, PA, 19046
  • New City Commercial Capital arranges commercial mortgages for multifamily, mixed-use, retail, office buildings, hotels, industrial and net-leased properties. We work with seasoned real estate investors and developers to source and arrange Debt, financing for their projects. We arrange Acquisition Loans, Bridge Loans, Construction Loans, SBA Loans a
  • Orchard Hill Mortgage Company
  • 261 Old York Road, Suite 719, Jenkintown, PA, 19046
  • Orchard Hill Mortgage Company is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.
  • Legacy Mortgage Company
  • 3262 Teesdale Street, Ground Floor, Philadelphia, PA, 19136
  • "We are mortgage broker company. We are here to find the best mortgage rate for our local clients. Build Your LEGACY through Home ownership; We are here for YOU! We can help refinance your existing mortgage or get a loan to purchase a new home. Jason Lin Mortgage Broker/Owner at Legacy Mortgage Company."
  • Spectrum Mortgage Company Inc
  • 1935 Saint Andrews Court, Jamison, PA, 18929
  • At Spectrum Mortgage Company, Inc. we realize that every customer has a different combination of assets, limitations and dreams. Our job is to understand your unique needs so we can formulate the perfect mortgage solution for you.Whatever your financial situation, whatever your credit score, we will help you make the right decisions
  • County Mortgage Services, LLC
  • 2701 Old York Rd., Jamison, PA, 18929
  • "County Mortgage Services, L.L.C. is a locally owned company located in Jamison, PA in Bucks County. We have been providing quality mortgage services with low mortgage rates since 2002. Our goal is to help you realize your dream. We realize that buying a home can be a very intense ordeal filled with potential pitfalls and difficulties."
  • Central Lending Services Inc
  • 301 Oxford Valley Road, Suite 802A, Yardley, PA, 19067
  • At Central Lending, your local home loan experts dedicated to serving our customers, our community and make sure your home buying or refinancing experience is as simple as possible. Mark Principi, your local Yardley mortgage professional. mark reputation is built on professionalism, integrity and the ability to keep transactions on track.
  • Always The Best Rate Home Loans, LLC
  • 301 Oxford Valley Rd, Suite 1602A, Yardley, PA, 19067
  • At Always The Best Rate, we offer Conventional, FHA, VA, USDA and no PMI (Private Mortgage Insurance) loans for people looking to move to Yardley PA or anywhere in Bucks County. We can compare and evaluate loan programs that best meet your specific needs. we can help you meet your financial goals and become a Pennsylvania homeowner.
  • Federated Lending Corporation
  • 1669 Edgewood Road, Morrisville, PA, 19067
  • Federated Lending Corporation (FLC) was incorporated under the laws of the State of Pennsylvania in 1996. The corporate headquarters and principal place of business are located at 1669 Edgewood Road, Yardley, Pa. 19067. We have approximately 20 employees and cover all aspects of residential lending.
  • Apex Mortgage Corp.
  • 1 Walnut Grove Drive, Suite 300, Horsham, PA, 19044
  • For over 20 years, APEX has provided small-balance commercial real estate mortgages directly to small business owners and investors who can’t secure traditional financing. We specialize in commercial mortgages ranging from $25,000 to $1.5 million. We’re about more than just the bottom line. We listen. We partner. We make smart, fast decisio