USDA VS FHA in Bensalem, Bucks County, PA

In 2026, the USDA loan limit for Bensalem, located in the county of Bucks, PA, is $381,800. Meanwhile, for single-family homes, the FHA limit is set at $529,000.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, identifying the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows you to view the USDA, FHA, Conforming, and VA options side by side, helping you determine which program in best fits your financial needs.

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2026 Loan Limits and Down Payment Requirements in Bensalem, Bucks, PA

Loan Type Loan Limit Down payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Bensalem, PA

At Lendersa®, our mission is to ensure you quickly receive the ideal USDA or FHA loan without complications. Begin by selecting one of three options to connect with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture, available exclusively in rural areas. Unlike FHA loans that demand a minimum 3.5% down payment, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Bensalem Lenders

  • Approved Business Lending Inc
  • 148 E Street Rd, Feasterville, PA, 19053
  • Lends in Pennsylvania
  • Traditional banks are very conservative about who they will lend money to and the process usually takes a very long time. At Approved Business Lending, we have access to over 100 lenders nationwide, with virtually unlimited capital. Let our specialists go to work for you in finding the cheapest and fastest loans to meet your specific needs. Like ou

  • Amres
  • 1 Neshaminy Interplex Dr, Suite 310, Feasterville Trevose, PA, 19053
  • Lends in Pennsylvania
  • AmRes is a multi-state mortgage services company, providing loan solutions for borrowers seeking financing. Our company is committed to offering our clients the most competitive rates on the market and unrivaled customer support and retention.

    Our fully licensed mortgage professionals have vast experience in the financial services industry

  • Ukrainian Selfreliance Federal Credit Union
  • 221 West Street Road, Feasterville Trevose, PA, 19053
  • Lends in Pennsylvania
  • Ukrainian Selfreliance Federal Credit Union (UKRFCU) is a full service financial institution with over $380, 000, 000 in assets and more than 12, 000 members that offers a wide variety of products including auto and personal loans, mortgages, residential and mixed-use investment property loans, multiple savings products, credit cards.

  • Fifth Federal Mortgage Corporation
  • 1905 Ferbrook Ave, Feasterville Trevose, PA, 19053
  • Lends in Pennsylvania
  • At Fifth Federal Mortgage Corporation. We are a full-service mortgage company based in Feasterville Trevose, PA. We specialize in Home Purchase Loans and Refinance in Feasterville Trevose. We also serve the surrounding cities in Bucks County. Whether you are buying a home or refinancing in the zip code 19053.

  • First Choice Lending of New Jersey Inc
  • 5 Neshaminy Interplax, Suite 300, Feasterville Trevose, PA, 19053
  • Lends in Pennsylvania
  • First Choice Lending of New Jersey Inc, is a small Mortgage Company, locate just outside of Philadelphia, in Trevose PA. First Choice Lending has been helping Union Members and their families for over a decade. Our team and staff have the experience you need to guide you through the rocky terrains in order to refinance or to purchase a new home.

  • First Heritage Mortgage Services
  • 2655 Neshaminy Interplex Dr, Feasterville Trevose, PA, 19053
  • Lends in Pennsylvania
  • At First Heritage, we have one main goal: Providing our partners with the utmost Mortgage solutions for their members. We understand the importance of offering your members the mortgage services they need, and we will make the process simple for you. Communication is imperative, so we will strive to produce a trusted partnership.

  • Ax Capital LLC
  • 922 Bustleton Pike, Feasterville Trevose, PA, 19053
  • Lends in Pennsylvania
  • Do you spend more time applying to large banks and wait months and months for an approval? Have you ever lost a deal due to your inability to obtain quick funding?

    Let’s be realistic here. We have all been there. We offer private money loans to investors who need cash now. With the right collateral we can help you finance your next project.

  • Qwest Mortgage Inc
  • 68 Second Street, Pike Southampton, PA, 18966
  • Lends in Pennsylvania
  • Qwest Mortgage was incorporated in August, 2000 by Steven Porter. Steve was a Top Producer with Bank of America for 19 years. The staff at Qwest Mortgage brings an additional 23 years experience in the mortgage industry.Our ability to offer such attractive, competitive rates and fees comes from the relationship.

  • Access Mortgage Lending LLC
  • 67 Nathaniel Road, Holland, PA, 18966
  • Lends in Pennsylvania
  • Integrity is the cornerstone of Howard Kredo's business. Howard believe a mortgage should be about building relationships and helping customers find the home loan that's right for them. As a Mortgage Banker for the past 25 years, He is here to answer questions so his clients have a clear understanding of what they can comfortably afford.