USDA Vs. FHA Pro and Con comparison in Churchville, Bucks County, PA

In 2025, the USDA loan limit established for Churchville, situated in Bucks County, PA, is $381,800. Meanwhile, for a single-family home, the FHA loan limit is $529,000. Understanding these loan limits is essential for potential buyers as they layout financial plans for purchasing homes.

To make a well-informed decision about mortgages, leverage the Lendersa® USDA loan calculator. This tool helps you to contrast today’s top USDA and FHA rates, assessing your financial eligibility including income level, credit score, reserves, and required documents. Our advanced calculator provides side-by-side comparisons for USDA, FHA, Conforming, and VA loans, guiding you to choose the most suitable program for your financial situation within .

Review and compare loan offers drawn from a wide selection of 100 lenders.

2025 Loan Limits and Downpayment Requirements in Churchville, Bucks County, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Churchville, PA

The primary focus of Lendersa® is to swiftly secure the best available USDA or FHA loan for you, without unnecessary complications. You have the choice of three pathways, each leading to matching lenders and suitable USDA loan programs tailored for your needs.

Lendersa USDA loan requests and matching outcomes

Understanding USDA Loans in PA

A USDA home loan, backed by the U.S. Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike an FHA loan, which requires a minimum 3.5% down payment, USDA loans require no down payment, offering eligible rural homebuyers a substantial advantage.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 150 N. Grand Ave Suite 204, West Covina, CA, 91791
  • California Mortgage Brokers Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Reverse4Retirement
  • 100 N Barranca St Fl 7, West Covina, CA, 91791
  • This company offers Welcome to Reverse4Retirement, we are reverse mortgage professionals and dedicated to helping senior citizens in California with reverse mortgages and reverse purchase home loans We understand the needs and concerns of our clients and work with them each step of the way to make the reverse mortgage process easy and stress free.
  • Gateway Mortgage Group
  • 2640 E Garvey Ave S, Suite 107, West Covina, CA, 91791
  • Gateway Mortgage Group mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Prime Equity Mortgage
  • 100 N Citrus St #638, West Covina, CA, 91791
  • Prime Equity Mortgage mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Capital Direct Funding
  • 100 N CITRUS ST SUITE 530, West Covina, CA, 91791
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  • Community Mortgage
  • 814 Morena Blvd, Suite 310, San Diego, CA, 92110
  • Community Mortgage is a San Diego mortgage broker with a team of loan specialists who truly care about the experience that clients have. That is why we focus on three things when working with client and also We work with and for our clients to provide them the best mortgage options to help them achieve and maintain home ownership.
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  • 3940 Hancock Street, Suite 109, San Diego, CA, 92110
  • We are a full-service mortgage brokerage based in San Diego, CA. We offer the benefit of wholesale mortgage rates with exceptional personal service. We work closely with our customers in securing the best loans possible, while keeping them informed every step of the process. We specialize in Purchase, Refinance, Conventional, Jumbo, VA, FHA,
  • Mortgage Alliance Group
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  • NGG Mortgage
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