USDA and FHA Pro and Con in Lower-Southampton, Bucks County, PA

In 2025, the USDA loan limit in Lower-Southampton within Bucks county, PA is $345,000, while the FHA limit for a single-family home is $431,250.

Use Lendersa®'s USDA loan calculator to compare the top rates of USDA and FHA loans today. It helps determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side to determine the ideal program in for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Lower-Southampton, Bucks County, PA

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Lower-Southampton, PA

The goal of Lendersa® is to provide you with the best USDA or FHA loan options quickly and without hassle. Start with one of three entry points to align with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, also known as a USDA rural development loan, is a government-backed mortgage available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, a USDA loan does not require any down payment at all, offering an accessible path to homeownership.

Enter your location to find out if it qualifies for USDA rural housing loan?



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