In 2025, the USDA loan limit in Northampton, within Bucks county of PA, stands at $381,800, while the FHA cap for a single-family residence is $529,000.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Determine the income, credit score, reserves, and documentation required for qualification. With our advanced mortgage calculator, assess USDA, FHA, Conforming, and VA programs side by side to decide which option in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $381,800 | 0% |
| FHA | $529,000 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, our objective is to swiftly provide you with the best USDA or FHA loan, hassle-free. Choose one of three starting options to connect with matching lenders and USDA loan programs that meet your needs.
The USDA home loan, also known as a USDA mortgage or rural development loan, is guaranteed by the Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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