USDA Vs. FHA Pro and Con comparison in Birdsboro, Berks County, PA

As of 2025, the USDA loan limit in Birdsboro, within Berks county, PA, is set at $336,500, whereas the FHA limit for a single-family house stands at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, and identify the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you choose the program in that best suits your financial needs.

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Loan Limits and Down Payment Requirements for 2025 in Birdsboro, Berks, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Birdsboro, PA

The purpose of Lendersa® is to efficiently secure you the best USDA or FHA loan without hassle. Choose one of three starting paths to match with lenders and explore USDA loan programs.

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Understanding USDA Loans in PA

A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan or mortgage, is offered solely in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment, making them uniquely accessible.

Enter your location to find out if it qualifies for USDA rural housing loan?



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