USDA Vs. FHA Pro and Con comparison in Robeson, Berks County, PA

In 2025, the USDA loan cap in Robeson, county of Berks, PA is set at $336,500, while for a single-family home, the FHA limit is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today’s leading USDA versus FHA rates and find out the income, credit, reserves, and documents needed for qualification. This advanced calculator displays USDA, FHA, Conforming, and VA options side by side to help determine the most suitable choice for your financial situation in .

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Loan Limits and Down Payment Requirements for 2025 in Robeson, Berks County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Robeson, PA

The mission of Lendersa® is to provide you with the best USDA or FHA loan quickly and without hassle. Choose one of three available starting points to match with lenders and USDA loan programs.

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What is a USDA Loan in PA?

A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. This type of loan is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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