USDA Loan Vs. FHA loan for Mount-Penn, PA [ best of 2023]

In 2025, USDA loan limit in Mount-Penn, county of Berks, PA is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Mount-Penn, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

770-423-8200 938 miles Lender's profile and map Reviews First Option Mortgage, LLC 3309 W. Bay To Bay Blvd, Tampa, FL, 33629 We understand the mortgage transaction process, how it works and how it impacts the life of every person applying to buy a home. From our founding, we’ve built personal relationships with each of our customers to better the process for everyone. First Option began with an idea: To provide a better life for employees and customers alike.
(727) 410-9663 938 miles Lender's profile and map Reviews Titan Home Lending, LLC 4302 Henderson Blvd. Suite 114, Tampa, FL, 33629 Titan Home Lending, based in Tampa, is one of Florida’s leaders in FHA 203K and Fannie Mae HomeStyle Renovation Loans. These little known and highly misunderstood programs have helped thousands of home buyers purchase properties at below market value, fix them up to make them their own
(612) 234-6301 938 miles Lender's profile and map Reviews Riverland Bank 1621 East Hennepin Ave, Suite 200, Minneapolis, MN, 55414 At Riverland, we bring a highly personal touch to banking. As a trusted partner, understanding our client’s business goals inside and out enables us to provide counsel and well-designed solutions for their unique needs. Our committed team of experts is both dedicated and accessible to all of our partners at all times.
(612) 379-3222 938 miles Lender's profile and map Reviews Union Bank and Trust Company 312 Central Avenue Southeast, Minneapolis, MN, 55414 At Union Bank & Trust, we know you want to feel secure and confident in your pursuit of a financial services partner, one that’s committed to providing you with services and solutions that meet and exceed your expectations. We believe you deserve a best-in-class team that is focused squarely on the personal.
(612) 730-5467 938 miles Lender's profile and map Reviews Access Home Loans LLC 601 Main Street Southeast, Suite 234, Minneapolis, MN, 55414 Access Home Loans is a Elite Minneapolis mortgage company Brian Kearney, company's founder and only originator, is an 18 year mortgage industry expert. Simple, smooth process and quick close is the goal for every transaction. LOCAL company, not out-of-state lender. Word-of-mouth and referrals from past clients are primary drivers of my business.
(727) 726-0763 938 miles Lender's profile and map Reviews Nicholas Financial, Inc. 2454 McMullen Booth Road, Clearwater, FL, 33759 Nicholas Financial, Inc., established in 1985, is a consumer finance company, that specializes in purchasing and servicing auto loans made by franchised and independent auto dealers, via a network of company owned and operated branch offices. Nicholas operates a network of 47 locations.
(515) 223-4753 938 miles Lender's profile and map Reviews Earlham Bank 7300 Lake Drive, West Des Moines, IA, 50266 Earlham Savings Bank is prepared for that future and still stands stronger than ever. A commitment to remembering where we have come from, the simple principals of thinking of our customers first and treating people with fairness and respect remain. It is by these standards we continue to grow and serve Central Iowa.
(515) 698-1000 938 miles Lender's profile and map Reviews Freedom Financial Bank 1255 Jordan Creek Parkway, West Des Moines, IA, 50266 Freedom Financial Bank is a community bank committed to building relationships through professional, personal service. We give you the powerful tools of a major financial institution, the convenience of a one-stop financial resource, and the responsiveness of a local bank. As a local bank, Freedom Financial Bank chartered in 1999.
(515) 222-2300 938 miles Lender's profile and map Reviews West Bank 1601 22nd Street, West Des Moines, IA, 50266 West Bank is a community bank that provides full-service banking & trust services to businesses and consumers. The company conducts business in metropolitan Des Moines & Coralville, Iowa and SE Minnesota and also West Bank employees place a high priority on community involvement, lending their time.
(515) 216-1600 938 miles Lender's profile and map Reviews Splice Funding Solutions 830 65th St, West Des Moines, IA, 50266 Splice Funding Solutions is a full service loan lending entity specializing in the arranging, placement, funding, and brokering of commercial loans nationwide. In addition, Splice Funding Solutions offers consulting services to entities or individuals looking to arrange financing for a broad range of commercial projects.
(855) 888-1675 938 miles Lender's profile and map Reviews Conterra Ag Capital 5465 Mills Civic Parkway, Suite 201, West Des Moines, IA, 50266 Conterra has lending offices through out the United States. We have relationship managers and credit teams available in your region and ready to hear your story. Find an Ag lender in your region to get personal service and financing that tailors to your unique operation.Conterra’s staff of seasoned.